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VALIDATED

SKAGGS COLLISION & HOTROD LLC

Trust Score

Excellent Why this score?

Company CheckSKAGGS COLLISION & HOTROD LLC · DOT 2986625

DBA: FINLEY RIVER TOWING

3923 SELMORE RD, OZARK, MO, 65721

DOT# 2986625 MC# 27248 Ozark, Missouri 5 years

CARRIER

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11

Power Units

10

Drivers

0

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Company Information

Legal NameSKAGGS COLLISION & HOTROD LLC

DBA NameFINLEY RIVER TOWING

DOT Number2986625

MC Number27248

Entity TypeCarrier

Operating StatusA - Active

LocationOzark, Missouri

Added03/17/2017

MCS-15007/29/2024

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address3923 SELMORE RD, OZARK, MO, 65721

Mailing Address3923 SELMORE RD, OZARK, MO, 65721

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC027248

CommonActive

ContractNot Active

BrokerNot Active

Operating5 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage563,651 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

10

Interstate

0

Intrastate

0

CDL

10

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,000,000

Type91X

Effective07/05/2024

CompanySHELTER GENERAL INSURANCE COMPANY

Policy #01-C11226865

Last checked09/09/2026

Quick Facts

StatusActive

TypeCarrier

Fleet11 units

Drivers10

Mileage563,651 mi

Operating5 years

MCS-15007/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

0 · 0 OOS -

2024

1 · 0 OOS =

Crashes

2023

1 crash -

2024

1 crash =

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Crash Records (2)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
04/24/2024	SPRINGFIELD	MO	0	1	1	2	Clear	Dry	Daylight
08/14/2023	SPRINGFIELD	MO	0	1	1	2	Clear	Dry	Daylight

Inspection Records (1)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
05/07/2024	IN	Walk-Around (Level II)	INDIANAPOLIS IN	4	0	0	0	0	0	-	▲Detail

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	SHELTER GENERAL INSURANCE COMPANY	01-C-11226865	$1,000,000	04/03/2024	07/15/2024	Cancelled
91X	BIPD/Primary	NAVIGATORS INSURANCE COMPANY	FA24MOT02288200	$1,000,000	03/28/2024	04/03/2024	Replaced
91X	BIPD/Primary	NAVIGATORS INSURANCE COMPANY	FA24MOT02288200	$1,000,000	03/28/2024	05/16/2024	Cancelled
91X	BIPD/Primary	FEDERATED MUTUAL INSURANCE CO.	6145226	$1,000,000	03/25/2021	03/28/2024	Replaced
91X	BIPD/Primary	FEDERATED MUTUAL INSURANCE CO.	6119377	$1,000,000	03/25/2020	03/23/2021	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC027248	MOTOR PROPERTY COMMON CARRIER	DISMISSED	12/24/2018	-	-
MC027248	MOTOR PROPERTY COMMON CARRIER	GRANTED	10/14/2020	REVOKED	03/29/2021
MC027248	MOTOR PROPERTY COMMON CARRIER	REINSTATED	08/01/2024	-	-
MC027248	MOTOR PROPERTY COMMON CARRIER	DISMISSED	06/21/2017	-	-
MC027248	COMMON	INVOLUNTARY REVOCATION	04/19/2024	DISCONTINUED REVOCATION	04/22/2024
MC027248	MOTOR PROPERTY COMMON CARRIER	REINSTATED	04/08/2021	REVOKED	07/22/2024

No revocation records.

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90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

90

−10

Starts at 100−10 totalFinal 90

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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