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VALIDATED

SL RECOVERY INC

Trust Score

Excellent Why this score?

Company CheckSL RECOVERY INC · DOT 2982918

3804 NORTH GRAHAM STREET, CHARLOTTE, NC, 28206

DOT# 2982918 MC# 16924 Charlotte, North Carolina 9 years

MOTOR CARRIER

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14

Power Units

15

Drivers

1

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

5 events tracked · latest Sep 10, 2026 ↓ Show details ↓

Safety & compliance 3

Sep 22, 2025
REVOKED MOTOR PROPERTY CONTRACT CARRIER.
Sep 22, 2025
REVOKED MOTOR PROPERTY COMMON CARRIER.
Jul 13, 2025
Crash reported (no fatalities).

Insurance 2

Current
Active insurance on file ($1,000,000).
Sep 12, 2025
Insurance policy cancelled (STONEWOOD INSURANCE COMPANY).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameSL RECOVERY INC

DOT Number2982918

MC Number16924

Entity TypeMotor Carrier

Operating StatusA - Active

LocationCharlotte, North Carolina

Added03/08/2017

MCS-15002/03/2026

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address3804 NORTH GRAHAM STREET, CHARLOTTE, NC, 28206

Mailing Address3804 NORTH GRAHAM STREET, CHARLOTTE, NC, 28206

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC016924

CommonInactive

ContractInactive

BrokerNot Active

Operating9 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage97,500 miles

Mileage Year2022

VMT SourceMCS-150 Form

Drivers

15

Interstate

0

Intrastate

0

CDL

15

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)1

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,000,000

Type91X

VerifiedFMCSA · 09/08/2026

CompanyAMGUARD INSURANCE COMPANY

Policy #K2GP634365

Last checked09/09/2026

Quick Facts

StatusActive

TypeMotor Carrier

Fleet14 units

Drivers15

Mileage97,500 mi

Operating9 years

MCS-15002/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)1

Fatal0

Injury0

Tow-Away1

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

No roadside inspections on record.

Crashes

2025

1 crash -

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
07/13/2025	CHARLOTTE	NC	0	0	1	3	Clear	Dry	Dusk

Out of Service Orders (1)

OOS Date	Reason	Status	Rescind Date
2017-11-28	New Entrant Revoked - Refusal of Audit/No Contact	ACTIVE	2018-03-16

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	STONEWOOD INSURANCE COMPANY	JST1006496	$1,000,000	10/25/2024	09/12/2025	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP426428	$1,000,000	09/12/2023	09/12/2024	Cancelled
91X	BIPD/Primary	PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY	CA952147842	$1,000,000	09/12/2021	10/19/2022	Cancelled
91X	BIPD/Primary	NATIONAL INDEMNITY COMPANY	70TRS111155	$1,000,000	09/12/2020	09/12/2021	Cancelled
91X	BIPD/Primary	ATLANTIC CASUALTY INSURANCE COMPANY	BA3015956-3	$1,000,000	09/12/2019	09/12/2020	Cancelled
91X	BIPD/Primary	ATLANTIC CASUALTY INSURANCE COMPANY	BA3015956-2	$1,000,000	09/12/2018	02/01/2019	Cancelled
91X	BIPD/Primary	ATLANTIC CASUALTY INSURANCE COMPANY	BA3015956-1	$1,000,000	09/12/2017	09/12/2018	Cancelled
91X	BIPD/Primary	ATLANTIC CASUALTY INSURANCE COMPANY	BA3015956-0	$1,000,000	04/17/2017	09/12/2017	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP321258	$1,000,000	04/04/2023	09/12/2023	Replaced
91X	BIPD/Primary	ATLANTIC CASUALTY INSURANCE COMPANY	BA3015956-2	$1,000,000	02/01/2019	09/12/2019	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC016924	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	11/19/2024	REVOKED	09/22/2025
MC016924	MOTOR PROPERTY COMMON CARRIER	REINSTATED	11/19/2024	REVOKED	09/22/2025
MC016924	CONTRACT	INVOLUNTARY REVOCATION	08/17/2020	DISCONTINUED REVOCATION	09/14/2020
MC016924	COMMON	INVOLUNTARY REVOCATION	08/17/2020	DISCONTINUED REVOCATION	09/14/2020
MC016924	CONTRACT	INVOLUNTARY REVOCATION	08/16/2021	DISCONTINUED REVOCATION	09/10/2021
MC016924	COMMON	INVOLUNTARY REVOCATION	08/16/2021	DISCONTINUED REVOCATION	09/10/2021
MC016924	COMMON	INVOLUNTARY REVOCATION	08/16/2019	DISCONTINUED REVOCATION	09/18/2019
MC016924	CONTRACT	INVOLUNTARY REVOCATION	08/16/2019	DISCONTINUED REVOCATION	09/18/2019
MC016924	COMMON	INVOLUNTARY REVOCATION	08/16/2018	DISCONTINUED REVOCATION	09/13/2018
MC016924	CONTRACT	INVOLUNTARY REVOCATION	08/16/2018	DISCONTINUED REVOCATION	09/13/2018
MC016924	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	04/24/2017	REVOKED	09/18/2017
MC016924	MOTOR PROPERTY COMMON CARRIER	GRANTED	04/24/2017	REVOKED	09/18/2017
MC016924	MOTOR PROPERTY COMMON CARRIER	REINSTATED	04/11/2023	REVOKED	11/22/2023
MC016924	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	04/11/2023	REVOKED	11/22/2023
MC016924	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	03/21/2018	REVOKED	10/25/2022
MC016924	MOTOR PROPERTY COMMON CARRIER	REINSTATED	03/21/2018	REVOKED	10/25/2022
MC016924	CONTRACT	INVOLUNTARY REVOCATION	01/07/2019	DISCONTINUED REVOCATION	01/18/2019
MC016924	COMMON	INVOLUNTARY REVOCATION	01/07/2019	DISCONTINUED REVOCATION	01/18/2019

No revocation records.

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99/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 99

99

Starts at 100−1 totalFinal 99

Crashes on record (rate-adjusted)−1

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows active coverage on file as of 9/8/2026.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-1

Crashes on record (rate-adjusted)

Crash rate: 1 crash(es) across 14 vehicles (~0.07 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Where this company lands, risk scales

Crash history (rate-adjusted)−1 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 1 crash(es) across 14 vehicles (~0.07 per vehicle); none fatal. Scaled to fleet size and fatal severity.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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