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VALIDATED

COVENANT EXPRESS INC

Trust Score

Excellent Why this score?

Company CheckCOVENANT EXPRESS INC · DOT 2972282

6235 HYW 305, OLIVE BRANCH, MS, 38654

DOT# 2972282 MC# 274574 Olive Branch, Mississippi 32 years

BROKER

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Power Units

Drivers

Crashes (24-Month)

$75,000 bond

Insurance

Not Rated

Safety Rating

Inspections

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Public record

2 events tracked · latest Sep 14, 2026 ↓ Show details ↓

Insurance 2

Current
Active surety bond on file ($75,000).
Oct 1, 2025
Insurance policy cancelled (NATIONWIDE MUTUAL INSURANCE COMP).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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Physical Address6235 HYW 305, OLIVE BRANCH, MS, 38654

Mailing AddressP.O. BOX 647, OLIVE BRANCH, MS, 38654

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusActive

On File (FMCSA)$75,000

VerifiedFMCSA · 09/10/2026

Required$75,000 (FMCSA min)

Last checked09/13/2026

TypeSurety Bond (BMC-84)

Surety / TrusteeGREAT AMERICAN INSURANCE CO.

Contact☎ (877) 377-2405
🌐 greatamericaninsurancegroup.com

Filings on record13

Bond history

GREAT AMERICAN INSURANCE CO.since Oct 2, 2025 · active

NATIONWIDE MUTUAL INSURANCE COMPOct 2022 to Oct 2025 · CANCELLED

UNITED STATES FIRE INSURANCE CO.Oct 2016 to Oct 2022 · replaced

GREAT AMERICAN INSURANCE CO.Oct 2013 to Oct 2016 · replaced

GREAT AMERICAN INSURANCE CO.Aug 2011 to Aug 2011 · CANCELLED

GREAT AMERICAN INSURANCE CO.Aug 2011 to Oct 2013 · CANCELLED

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Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC274574

CommonInactive

ContractNot Active

BrokerActive

Operating32 years

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$75,000 bond

Type84

VerifiedFMCSA · 09/10/2026

CompanyGREAT AMERICAN INSURANCE CO.

Policy #F398774

Last checked09/13/2026

Quick Facts

StatusActive

TypeBroker

Operating32 years

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
84	SURETY	NATIONWIDE MUTUAL INSURANCE COMP	7901117431	$0	10/01/2022	10/01/2025	Cancelled
84	SURETY	UNITED STATES FIRE INSURANCE CO.	615991264	$0	10/01/2016	10/01/2022	Replaced
84	SURETY	UNITED STATES FIRE INSURANCE CO.	615991264	$0	10/01/2016	10/01/2016	Replaced
84	SURETY	UNITED STATES FIRE INSURANCE CO.	615991264	$0	10/01/2016	12/29/2017	Cancelled
84	SURETY	GREAT AMERICAN INSURANCE CO.	2208383	$0	10/01/2013	10/01/2016	Replaced
84	SURETY	GREAT AMERICAN INSURANCE CO.	1697450	$0	08/19/2011	08/19/2011	Cancelled
84	SURETY	GREAT AMERICAN INSURANCE CO.	1697405	$0	08/19/2011	08/19/2013	Cancelled
84	SURETY	NOVA CASUALTY COMPANY	85217	$0	08/19/2010	01/21/2011	Cancelled
84	SURETY	GREAT AMERICAN INSURANCE CO.	1697405	$0	08/18/2011	10/01/2013	Cancelled
84	SURETY	GREAT AMERICAN INSURANCE CO.	1697405	$0	08/18/2011	08/19/2011	Replaced
84	SURETY	FIDELITY & DEPOSIT CO. OF MARYLAND	3059 64 37	$0	03/15/1994	08/19/2010	Cancelled
91X	BIPD/Primary	PROGRESSIVE GULF INSURANCE COMPANY	CA 8410165	$1,000,000	01/24/2012	12/20/2012	Cancelled
84	SURETY	NOVA CASUALTY COMPANY	85217	$0	01/22/2011	08/18/2011	Replaced
84	SURETY	NOVA CASUALTY COMPANY	85217	$0	01/22/2011	08/19/2011	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC274574	BROKER	INVOLUNTARY REVOCATION	12/27/2010	DISCONTINUED REVOCATION	01/04/2011
MC274574	BROKER	INVOLUNTARY REVOCATION	11/21/2005	DISCONTINUED REVOCATION	09/21/2011
MC274574	BROKER	INVOLUNTARY REVOCATION	09/04/2013	DISCONTINUED REVOCATION	10/02/2013
MC274574	BROKER	INVOLUNTARY REVOCATION	07/23/2013	DISCONTINUED REVOCATION	08/23/2013
MC274574	PROPERTY BROKER	GRANTED	06/16/1994	-	-
MC274574	MOTOR PROPERTY COMMON CARRIER	GRANTED	02/07/2012	REVOKED	12/26/2012

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

98/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 98

Starts at 100−2 totalFinal 98

No email address on file−2

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Active broker authority

Holds active broker authority.

Broker bond (BMC-84) on file

FMCSA shows active coverage on file as of 9/10/2026.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-2

No email address on file

No public email address on record.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

COVENANT EXPRESS INC

Trust Score

Public record

Company Information

Contact Details

Broker Surety Bond FMCSA BMC-84/85

Operating Authorities

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Licensing & Insurance

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