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TOP GEAR TRUCKING INC

Trust Score

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Company CheckTOP GEAR TRUCKING INC · DOT 2923968

14400 JOHN HUMPHREY DR STE 229, ORLAND PARK, IL, 60477

DOT# 2923968 MC# 986320 Orland Park, Illinois 10 years

CARRIER Physical address changed · Sep 14, 2026

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

8 events tracked · latest Sep 28, 2026 ↓ Show details ↓

Identity & ownership 2

Sep 14, 2026
Mailing address changed in FMCSA records.
Aug 30, 2026
Phone number changed.

Safety & compliance 5

Aug 22, 2026
Roadside inspection, 2 violations (no OOS).
Aug 6, 2026
Roadside inspection, 1 out-of-service violation.
Jun 1, 2026
Roadside inspection, 2 out-of-service violations.
Apr 28, 2026
Roadside inspection, 3 violations (no OOS).
Jul 1, 2025
Crash reported (no fatalities).

Insurance 1

Current
Active insurance on file ($750,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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EmailSign in to view

Physical Address14400 JOHN HUMPHREY DR STE 229, ORLAND PARK, IL, 60477

Mailing Address23135 S CEDAR RD, MANHATTAN, IL, 60442

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC986320

CommonActive

ContractNot Active

BrokerNot Active

Operating10 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 5 insp with violations

Below cutoff

Hours-of-Service Compliance

measure 1.11 · 2 insp with violations

Below cutoff

Driver Fitness

measure .68 · 1 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 12.34 · 9 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage170,587 miles

Mileage Year2025

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)1

Fatal0

Driver OOS4.5% avg 5.5%

Vehicle OOS45.5% avg 20.7%

SmartWay PartnerNo

Last Review06/08/2022

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 06/29/2026

CompanyOCCIDENTAL FIRE AND CASUALTY CO. OF N.C.

Policy #GAT0006021

Last checked09/27/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers3

Mileage170,587 mi

Operating10 years

MCS-15010/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)1

Fatal0

Injury0

Tow-Away1

Driver Inspections

Total22

Out of Service1

OOS Rate4.5%

National Avg5.5%

Below National Average

Vehicle Inspections

Total11

Out of Service5

OOS Rate45.5%

National Avg20.7%

Above National Average

Last FMCSA Review: 06/08/2022

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

1 · 1 OOS -

2024

1 · 1 OOS =

2025

14 · 2 OOS ▲

2026

9 · 4 OOS ▲

Crashes

2023

0 crashes -

2024

0 crashes =

2025

1 crash ▲

2026

0 crashes ▼

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Aug 2026, 24 inspections, 7 resulted in out-of-service (29.2% OOS rate).

Driver Out-of-Service 2 OOS

Vehicle Out-of-Service 11 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
07/01/2025	MERRILLVILLE	IN	0	0	1	1	Clear	Dry	Dawn

Roadside Violations by Safety Category Last 24 months

56 roadside violations across 24 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 35 violations · 11 OOS

Unsafe Driving 15 violations · 0 OOS

Hours-of-Service (HOS) Compliance 5 violations · 1 OOS

Driver Fitness 1 violation · 1 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (25)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
08/22/2026	MI	Walk-Around (Level II)	MI	2	0	0	0	2	0	-	▲Detail
08/06/2026	MI	Full (Level I)	MI	6	1	1	0	5	1	-	▲Detail
06/01/2026	MI	Walk-Around (Level II)	MI	5	2	5	2	0	0	-	▲Detail
04/28/2026	IL	Driver-Only (Level III)	I-290	3	0	0	0	0	0	-	▲Detail
04/16/2026	IL	Driver-Only (Level III)	I-80 WB LA GRANGE RD	0	0	0	0	0	0	-	▲Detail
04/09/2026	IL	Walk-Around (Level II)	I-55	3	1	0	0	0	1	-	▲Detail
04/07/2026	IN	Driver-Only (Level III)	RICHMOND IN	0	0	0	0	0	0	-	▲Detail
03/06/2026	IN	Driver-Only (Level III)	GARY IN	3	0	3	0	0	0	-	▲Detail
01/14/2026	MO	Walk-Around (Level II)	MOUNT VERNON MO	7	3	0	0	7	3	-	▲Detail
11/19/2025	MO	Full (Level I)	JOPLIN MO	10	2	0	0	0	2	-	▲Detail
10/15/2025	IN	Driver-Only (Level III)	CHESTERTON IN	3	0	0	0	0	0	-	▲Detail
09/20/2025	MO	Driver-Only (Level III)	WAYNESVILLE MO	2	0	0	0	0	0	-	▲Detail
08/26/2025	MO	Walk-Around (Level II)	NEWBURG MO	0	0	0	0	0	0	-	▲Detail
08/12/2025	SC	Driver-Only (Level III)	CAMPOBELLO SC	1	0	0	0	0	0	-	▲Detail
07/04/2025	MT	Driver-Only (Level III)	BROADUS MT	0	0	0	0	0	0	-	▲Detail
06/27/2025	MO	Walk-Around (Level II)	STEELE MO	0	0	0	0	0	0	-	▲Detail
04/08/2025	IN	Driver-Only (Level III)	WARSAW IN	1	0	0	0	0	0	-	▲Detail
03/13/2025	MI	Driver-Only (Level III)	WB	1	0	1	0	0	0	-	▲Detail
03/13/2025	TX	Walk-Around (Level II)	IH30 WB MT PLEASANT SCALE	0	0	0	0	0	0	-	▲Detail
02/09/2025	AR	Driver-Only (Level III)	ALMA AR	0	0	0	0	0	0	-	▲Detail
02/05/2025	MO	Walk-Around (Level II)	CHARLESTON MO	1	0	0	0	0	0	-	▲Detail
01/29/2025	MI	Full (Level I)	I-94 W/B GRASS LAKE SCALE	4	2	0	0	4	2	-	▲Detail
01/14/2025	IN	Full (Level I)	RICHMOND IN	2	0	0	0	0	0	-	▲Detail
11/12/2024	IN	Walk-Around (Level II)	CHESTERTON IN	2	2	0	0	0	2	-	▲Detail
09/12/2023	KY	Full (Level I)	LONDON	1	1	0	0	1	1	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections24

Unsafe Driving 5 viols

HOS Compliance 2 viols

Driver Fitness 1 viols

Vehicle Maintenance 9 viols

Out of Service Orders (1)

OOS Date	Reason	Status	Rescind Date
2024-03-20	Denial of Access	ACTIVE	2024-05-27

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	TRISURA SPECIALTY INSURANCE COMPANY	BE20170804-02	$750,000	09/25/2022	09/21/2023	Replaced
91X	BIPD/Primary	TRISURA SPECIALTY INSURANCE COMPANY	BE20170804-02	$750,000	09/25/2022	09/25/2023	Cancelled
91X	BIPD/Primary	TRISURA SPECIALTY INSURANCE COMPANY	BE20170804-00	$750,000	09/25/2021	01/01/2022	Replaced
91X	BIPD/Primary	TRISURA SPECIALTY INSURANCE COMPANY	BE20170804-00	$750,000	09/25/2020	09/25/2021	Cancelled
91X	BIPD/Primary	UNITED SPECIALTY INSURANCE COMPANY	GWP51426 00	$750,000	09/25/2019	06/17/2020	Cancelled
91X	BIPD/Primary	KNIGHT SPECIALTY INSURANCE COMPANY	KSI000045-00	$750,000	09/25/2018	09/25/2019	Replaced
91X	BIPD/Primary	SPIRIT COMMERCIAL AUTO RR GROUP, INC	CAC 00001-07360-17	$750,000	09/25/2017	09/25/2018	Replaced
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WMC1486408	$750,000	09/25/2016	09/25/2017	Cancelled
91X	BIPD/Primary	TRISURA SPECIALTY INSURANCE COMPANY	BE20170804-02	$750,000	09/23/2022	09/25/2022	Replaced
91X	BIPD/Primary	PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY	CA973714494	$750,000	09/21/2023	10/31/2024	Replaced
91X	BIPD/Primary	UNITED SPECIALTY INSURANCE COMPANY	GWP51426 00	$750,000	06/17/2020	09/25/2020	Cancelled
91X	BIPD/Primary	TRISURA SPECIALTY INSURANCE COMPANY	BE20170804-01	$750,000	01/01/2022	09/23/2022	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC986320	MOTOR PROPERTY COMMON CARRIER	GRANTED	09/26/2016	REVOKED	05/13/2024
MC986320	COMMON	INVOLUNTARY REVOCATION	08/31/2020	DISCONTINUED REVOCATION	09/21/2020
MC986320	COMMON	INVOLUNTARY REVOCATION	08/30/2021	DISCONTINUED REVOCATION	09/24/2021
MC986320	COMMON	INVOLUNTARY REVOCATION	08/29/2023	DISCONTINUED REVOCATION	09/22/2023
MC986320	COMMON	INVOLUNTARY REVOCATION	08/29/2017	DISCONTINUED REVOCATION	09/20/2017
MC986320	MOTOR PROPERTY COMMON CARRIER	REINSTATED	06/12/2024	-	-
MC986320	COMMON	INVOLUNTARY REVOCATION	05/21/2020	DISCONTINUED REVOCATION	05/29/2020

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

78/100

Good

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 78

−17

Starts at 100−22 totalFinal 78

Crashes on record (rate-adjusted)−17

Vehicle out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-17

Crashes on record (rate-adjusted)

Crash rate: 1 crash(es) across 1 vehicle (~1 per vehicle); none fatal. Scaled to fleet size and fatal severity.

-5

Vehicle out-of-service rate above national average

Vehicle OOS 45.4545% vs national avg 20.72%.

Where this company lands, risk scales

Crash history (rate-adjusted)−17 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 1 crash(es) across 1 vehicle (~1 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 45.4545% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

TOP GEAR TRUCKING INC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (1)

Roadside Violations by Safety Category Last 24 months

Inspection Records (25)

Safety Performance Percentiles

Out of Service Orders (1)

Licensing & Insurance

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