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VALIDATED

BIG O MOVERS & STORAGE INC

Trust Score

Excellent Why this score?

Company CheckBIG O MOVERS & STORAGE INC · DOT 290255

9400 S COTTAGE GROVE AVENUE, CHICAGO, IL, 60619

DOT# 290255 MC# 162689 Chicago, Illinois 43 years

CARRIER & BROKER

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3

Power Units

3

Drivers

0

Crashes (24-Month)

$10,000 bond

Insurance

Not Rated

Safety Rating

0

Inspections

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Company Information

Legal NameBIG O MOVERS & STORAGE INC

DOT Number290255

MC Number162689

Entity TypeCarrier & Broker

Operating StatusA - Active

LocationChicago, Illinois

Added04/16/1987

MCS-15003/05/2021

Contact Details

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EmailSign in to view

Physical Address9400 S COTTAGE GROVE AVENUE, CHICAGO, IL, 60619

Mailing Address9400 S COTTAGE GROVE AVENUE, CHICAGO, IL, 60619

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusActive

On File (FMCSA)$10,000

VerifiedFMCSA · 06/02/2026

Required$75,000 (FMCSA min)

Last checked09/16/2026

TypeOn file with FMCSA

Never get caught by a dead bond. Daily checks, same-day email alerts.

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Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC162689

CommonInactive

ContractInactive

BrokerInactive

Operating43 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Drivers

3

Interstate

0

Intrastate

0

CDL

3

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$10,000 bond

Type34

VerifiedFMCSA · 06/02/2026

CompanyATLANTIC SPECIALTY INSURANCE COMPANY

Policy #790-04-23-14

Last checked09/16/2026

Active Policies1

Quick Facts

StatusActive

TypeCarrier & Broker

Fleet3 units

Drivers3

Operating43 years

MCS-15003/2021

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Out of Service Orders (1)

OOS Date	Reason	Status	Rescind Date
2011-07-29	90 day failure to pay fine	ACTIVE	2011-09-08

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 3345948	$750,000	12/30/2005	05/03/2006	Cancelled
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 1738465	$1,000,000	12/21/2004	01/09/2005	Replaced
91X	BIPD/Primary	PROGRESSIVE PREMIER INS CO. OF ILLINOIS	CA1738465	$1,000,000	12/21/2004	12/30/2005	Replaced
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 1738465-2	$750,000	12/21/2003	01/09/2004	Replaced
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 1738465-1	$750,000	12/21/2002	07/09/2003	Replaced
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	291756	$0	12/07/2006	04/20/2007	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	291756	$0	12/07/2006	04/19/2007	Replaced
91X	BIPD/Primary	NATIONAL CONTINENTAL INSURANCE CO.	CIL 000 7372232-4	$750,000	11/29/2014	02/25/2015	Cancelled
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 1738465	$1,000,000	11/25/2008	02/09/2010	Replaced
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	277706	$0	11/25/2005	11/25/2006	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	252594	$0	11/25/2004	11/25/2005	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	232587	$0	11/25/2003	11/26/2004	Cancelled
34	CARGO	HANOVER INSURANCE CO.	IHC8678157	$0	11/14/2008	11/14/2008	Replaced
34	CARGO	HANOVER INSURANCE CO.	IHC8678157	$0	11/14/2008	04/19/2009	Cancelled
34	CARGO	HANOVER INSURANCE CO.	IHC 8678157	$0	11/14/2008	04/26/2010	Replaced
91X	BIPD/Primary	PRIME PROPERTY & CASUALTY INSURANCE INC	PC1608146	$750,000	10/31/2016	01/26/2017	Cancelled
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 2206666-0	$750,000	10/27/2003	01/09/2004	Cancelled
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 2206666-0	$750,000	10/27/2003	12/21/2003	Replaced
34	CARGO	CENTURY SURETY COMPANY	CCP245150	$0	10/16/2002	10/06/2002	Replaced
34	CARGO	RANGER INS. CO./FAIRMONT SPECIALTY INS. CO.	CIM444111	$0	10/10/1994	10/08/2001	Replaced
34	CARGO	CENTURY SURETY COMPANY	CCP864203	$0	10/08/2019	07/11/2020	Cancelled
34	CARGO	CHICAGO INSURANCE CO.	CLP6300034	$0	10/08/2001	06/15/2002	Cancelled
34	CARGO	EVERGREEN NATIONAL INDEMNITY COMPANY	CCP245150	$0	10/06/2002	11/19/2003	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	2001XKTCK57881A18	$0	10/04/2018	03/18/2019	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	2001XKTCK57881A18	$0	10/04/2018	10/04/2019	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	2001XKTCK57881A18	$0	10/04/2018	12/21/2018	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	2001XKTCK57881A18	$0	10/04/2018	10/04/2018	Replaced
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	2001XKTCK53717A17	$0	10/04/2017	10/04/2017	Replaced
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	2001XKTCK53717A17	$0	10/04/2017	06/19/2018	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	2001XKTCK53717A17	$0	10/04/2017	10/04/2018	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	2001XKTCK49314A16	$0	10/04/2016	10/04/2017	Cancelled
34	CARGO	ASPEN AMERICAN INSURANCE COMPANY	IMADEYG14	$0	10/04/2014	10/04/2016	Replaced
91X	BIPD/Primary	NATIONAL CONTINENTAL INSURANCE CO.	CIL 000 7313310-3	$750,000	10/04/2013	02/14/2014	Cancelled
34	CARGO	ASPEN AMERICAN INSURANCE COMPANY	IMADEYG13	$0	10/04/2013	10/04/2014	Replaced
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 6572813-0	$1,000,000	08/29/1995	04/01/2000	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	324270	$750,000	08/21/1997	04/10/1998	Cancelled
91X	BIPD/Primary	CHICAGO INSURANCE CO.	TP 6300085	$1,000,000	08/06/2001	06/15/2002	Cancelled
91X	BIPD/Primary	PRIME PROPERTY & CASUALTY INSURANCE INC	PC1708395	$750,000	07/26/2017	01/02/2018	Cancelled
91X	BIPD/Primary	PRIME PROPERTY & CASUALTY INSURANCE INC	PC1608146	$750,000	07/26/2016	10/31/2016	Cancelled
91X	BIPD/Primary	NATIONAL CONTINENTAL INSURANCE CO.	CIL 000 7313310-3	$750,000	07/26/2013	10/04/2013	Cancelled
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 6572813-0	$1,000,000	07/17/1995	08/29/1995	Cancelled
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 1738465-0	$750,000	07/13/2002	12/15/2002	Cancelled
91X	BIPD/Primary	NATIONAL CONTINENTAL INSURANCE CO.	CIL 000 7372232-4	$750,000	07/12/2014	11/29/2014	Cancelled
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 2206666-2	$1,000,000	07/09/2004	12/21/2004	Replaced
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 2206666-2	$1,000,000	07/09/2004	01/09/2005	Cancelled
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 2206666-0	$750,000	07/09/2003	10/27/2003	Cancelled
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 1738465	$1,000,000	07/07/2006	02/17/2006	Replaced
34	CARGO	ADRIATIC INSURANCE COMPANY	MC 020894	$0	06/19/2013	10/13/2013	Cancelled
34	CARGO	ADRIATIC INSURANCE COMPANY	MC 020894	$0	06/19/2013	10/04/2013	Replaced
35	BIPD	CHICAGO INSURANCE CO.	TP 6300085	$1,000,000	06/15/2002	-	Cancelled
34	CARGO	CENTURY SURETY COMPANY	CCP235121	$0	06/15/2002	10/16/2002	Replaced
34	CARGO	HANOVER INSURANCE CO.	IHC 8678157	$0	06/13/2008	10/18/2008	Cancelled
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 6572813-0	$1,000,000	06/08/1995	07/17/1995	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	CTO0035057	$1,000,000	06/07/2001	08/03/2001	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	324270	$750,000	05/20/1997	08/21/1997	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	311227	$750,000	05/20/1996	05/20/1997	Cancelled
91X	BIPD/Primary	ARTISAN & TRUCKERS CASUALTY COMPANY	CA2999891	$750,000	05/17/2016	07/26/2016	Cancelled
34	CARGO	ADRIATIC INSURANCE COMPANY	MC020894	$0	05/15/2013	07/06/2013	Cancelled
34	CARGO	ADRIATIC INSURANCE COMPANY	MC020894	$0	05/15/2013	06/19/2013	Replaced
91X	BIPD/Primary	PROGRESSIVE PREMIER INS CO. OF ILLINOIS	CA 1738465	$1,000,000	05/04/2010	06/08/2010	Cancelled
91X	BIPD/Primary	PROGRESSIVE PREMIER INS CO. OF ILLINOIS	CA 1738465	$1,000,000	05/04/2010	04/26/2010	Replaced
91X	BIPD/Primary	NATIONAL CONTINENTAL INSURANCE CO.	CIL 000 7372232-5	$750,000	04/27/2015	04/27/2016	Cancelled
91X	BIPD/Primary	NATIONAL CONTINENTAL INSURANCE CO.	CIL 000 7372232-4	$750,000	04/27/2014	07/12/2014	Cancelled
91X	BIPD/Primary	NATIONAL CONTINENTAL INSURANCE CO.	CIL0007372232-4	$750,000	04/27/2014	04/27/2014	Replaced
91X	BIPD/Primary	NATIONAL CONTINENTAL INSURANCE CO.	CIL 000 7313310-3	$750,000	04/27/2013	07/26/2013	Cancelled
91X	BIPD/Primary	TRANSGUARD INSURANCE COMPANY OF AMERICA INC.	TCP111520	$1,000,000	04/26/2010	04/26/2013	Cancelled
34	CARGO	TRANSGUARD INSURANCE COMPANY OF AMERICA INC.	TCP111520	$0	04/26/2010	04/26/2013	Cancelled
34	CARGO	HANOVER INSURANCE CO.	IHC8678157	$0	04/19/2007	08/10/2008	Cancelled
34	CARGO	HANOVER INSURANCE CO.	IHC8678157	$0	04/19/2007	06/13/2008	Replaced
34	CARGO	HANOVER INSURANCE CO.	IHC8678157	$0	04/19/2007	08/08/2007	Cancelled
91X	BIPD/Primary	EMPLOYERS INSURANCE OF WAUSAU, A MUTUAL CO.	0821 02 031092	$1,000,000	04/01/2000	01/14/2001	Cancelled
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 6572813-0	$1,000,000	04/01/1995	06/08/1995	Cancelled
91X	BIPD/Primary	MIDLAND RISK INSURANCE COMPANY	ILTA 10100	$1,000,000	04/01/1994	04/01/1995	Cancelled
91X	BIPD/Primary	ARTISAN & TRUCKERS CASUALTY COMPANY	CA06650329	$750,000	03/23/2018	05/08/2019	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	CTO0035057	$1,000,000	03/10/2001	06/07/2001	Cancelled
91X	BIPD/Primary	NATIONAL CONTINENTAL INSURANCE CO.	CIL 000 7372232-4	$750,000	02/25/2015	04/27/2015	Cancelled
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 1738465	$1,000,000	02/19/2007	11/25/2008	Cancelled
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 1738465	$1,000,000	02/17/2006	02/19/2007	Cancelled
91X	BIPD/Primary	NATIONAL CONTINENTAL INSURANCE CO.	CIL 000 7313310-3	$750,000	02/14/2014	04/27/2014	Cancelled
91X	BIPD/Primary	PROGRESSIVE PREMIER INS CO. OF ILLINOIS	CA 1738465	$1,000,000	02/09/2010	05/04/2010	Cancelled
91X	BIPD/Primary	PRIME PROPERTY & CASUALTY INSURANCE INC	PC1608146	$750,000	01/26/2017	01/26/2017	Replaced
91X	BIPD/Primary	PRIME PROPERTY & CASUALTY INSURANCE INC	PC1608146	$750,000	01/26/2017	02/25/2017	Cancelled
91X	BIPD/Primary	PRIME PROPERTY & CASUALTY INSURANCE INC	PC1702796	$750,000	01/26/2017	07/25/2017	Cancelled
91X	BIPD/Primary	PROGRESSIVE NORTHERN INSURANCE COMPANY	CA 2206666	$1,000,000	01/09/2005	08/15/2005	Cancelled
91X	BIPD/Primary	PROGRESSIVE NORTHERN INSURANCE COMPANY	CA 2206666	$1,000,000	01/09/2005	12/21/2004	Replaced
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 2206666-1	$1,000,000	01/09/2004	07/09/2004	Cancelled
91X	BIPD/Primary	PRIME PROPERTY & CASUALTY INSURANCE INC	PC1708395	$750,000	01/02/2018	01/26/2018	Cancelled

Form	Type	Insurance Company	Policy	Coverage	Effective
35	BIPD	CHICAGO INSURANCE CO.	TP 6300085	$1,000,000	06/15/2002

Docket	Type	Action	Served	Disposition	Disp Date
MC162689	CONTRACT	INVOLUNTARY REVOCATION	12/13/2004	DISCONTINUED REVOCATION	12/30/2004
MC162689	COMMON	INVOLUNTARY REVOCATION	12/13/2004	DISCONTINUED REVOCATION	12/30/2004
MC162689	COMMON	INVOLUNTARY REVOCATION	11/07/1993	DISCONTINUED REVOCATION	11/26/1993
MC162689	COMMON	INVOLUNTARY REVOCATION	11/03/2014	DISCONTINUED REVOCATION	11/19/2014
MC162689	COMMON	INVOLUNTARY REVOCATION	11/03/2004	DISCONTINUED REVOCATION	12/06/2004
MC162689	COMMON	INVOLUNTARY REVOCATION	11/01/1993	DISCONTINUED REVOCATION	12/01/1993
MC162689	COMMON	INVOLUNTARY REVOCATION	10/31/2005	DISCONTINUED REVOCATION	11/30/2005
MC162689	COMMON	INVOLUNTARY REVOCATION	09/24/1994	DISCONTINUED REVOCATION	10/24/1994
MC162689	COMMON	INVOLUNTARY REVOCATION	09/09/2013	DISCONTINUED REVOCATION	10/10/2013
MC162689	PROPERTY BROKER	GRANTED	09/08/2011	REVOKED	12/04/2013
MC162689	CONTRACT	INVOLUNTARY REVOCATION	08/29/1995	DISCONTINUED REVOCATION	09/27/1995
MC162689	COMMON	INVOLUNTARY REVOCATION	08/29/1995	DISCONTINUED REVOCATION	09/27/1995
MC162689	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	08/03/2006	REVOKED	05/06/2013
MC162689	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	08/03/2006	REVOKED	05/06/2013
MC162689	MOTOR PROPERTY COMMON CARRIER	REINSTATED	08/03/2006	REVOKED	12/04/2006
MC162689	CONTRACT	INVOLUNTARY REVOCATION	07/19/2005	DISCONTINUED REVOCATION	07/27/2005
MC162689	COMMON	INVOLUNTARY REVOCATION	07/19/2005	DISCONTINUED REVOCATION	07/27/2005
MC162689	COMMON	INVOLUNTARY REVOCATION	07/14/2008	DISCONTINUED REVOCATION	07/30/2008
MC162689	MOTOR PROPERTY COMMON CARRIER	GRANTED	07/14/2008	OUT OF SERVICE	07/29/2011
MC162689	MOTOR PROPERTY COMMON CARRIER	GRANTED	07/14/2008	REVOKED	05/03/2016
MC162689	COMMON	INVOLUNTARY REVOCATION	07/12/2007	DISCONTINUED REVOCATION	08/09/2007
MC162689	COMMON	INVOLUNTARY REVOCATION	07/01/2013	DISCONTINUED REVOCATION	07/22/2013
MC162689	COMMON	INVOLUNTARY REVOCATION	06/16/2014	DISCONTINUED REVOCATION	06/25/2014
MC162689	CONTRACT	INVOLUNTARY REVOCATION	06/14/2004	DISCONTINUED REVOCATION	07/15/2004
MC162689	COMMON	INVOLUNTARY REVOCATION	06/14/2004	DISCONTINUED REVOCATION	07/15/2004
MC162689	COMMON	INVOLUNTARY REVOCATION	06/13/1993	DISCONTINUED REVOCATION	06/30/1993
MC162689	CONTRACT	INVOLUNTARY REVOCATION	06/08/1995	DISCONTINUED REVOCATION	08/15/1995
MC162689	COMMON	INVOLUNTARY REVOCATION	06/08/1995	DISCONTINUED REVOCATION	06/22/1995
MC162689	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	05/04/1995	REVOKED	09/03/2002
MC162689	COMMON	INVOLUNTARY REVOCATION	04/24/1990	DISCONTINUED REVOCATION	06/20/1990
MC162689	MOTOR PROPERTY COMMON CARRIER	GRANTED	04/12/1983	REVOKED	09/03/2002
MC162689	COMMON	INVOLUNTARY REVOCATION	04/01/2013	DISCONTINUED REVOCATION	05/06/2013
MC162689	COMMON	INVOLUNTARY REVOCATION	04/01/1995	DISCONTINUED REVOCATION	05/01/1995
MC162689	COMMON	INVOLUNTARY REVOCATION	03/31/2015	DISCONTINUED REVOCATION	04/29/2015
MC162689	COMMON	INVOLUNTARY REVOCATION	03/31/2014	DISCONTINUED REVOCATION	05/05/2014
MC162689	COMMON	INVOLUNTARY REVOCATION	03/26/2007	DISCONTINUED REVOCATION	04/13/2007
MC162689	COMMON	INVOLUNTARY REVOCATION	02/27/1994	DISCONTINUED REVOCATION	06/01/1994
MC162689	COMMON	INVOLUNTARY REVOCATION	02/26/1990	DISCONTINUED REVOCATION	03/21/1990
MC162689	COMMON	INVOLUNTARY REVOCATION	02/09/2001	DISCONTINUED REVOCATION	03/28/2001
MC162689	CONTRACT	INVOLUNTARY REVOCATION	02/09/2001	DISCONTINUED REVOCATION	03/28/2001
MC162689	COMMON	INVOLUNTARY REVOCATION	02/09/1988	DISCONTINUED REVOCATION	03/08/1988
MC162689	PROPERTY BROKER	GRANTED	02/02/2006	OUT OF SERVICE	07/29/2011
MC162689	COMMON	INVOLUNTARY REVOCATION	01/29/2015	DISCONTINUED REVOCATION	02/04/2015
MC162689	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	01/23/2007	OUT OF SERVICE	07/29/2011
MC162689	CONTRACT	INVOLUNTARY REVOCATION	01/23/2007	DISCONTINUED REVOCATION	01/31/2007
MC162689	COMMON	INVOLUNTARY REVOCATION	01/23/2007	DISCONTINUED REVOCATION	01/31/2007
MC162689	COMMON	INVOLUNTARY REVOCATION	01/21/2014	DISCONTINUED REVOCATION	01/28/2014
MC162689	MOTOR PROPERTY COMMON CARRIER	REINSTATED	01/16/2004	REVOKED	05/09/2006
MC162689	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	01/16/2004	REVOKED	05/09/2006
MC162689	COMMON	INVOLUNTARY REVOCATION	01/16/1994	DISCONTINUED REVOCATION	05/17/1994
MC162689	COMMON	INVOLUNTARY REVOCATION	01/09/2006	DISCONTINUED REVOCATION	01/31/2006
MC162689	CONTRACT	INVOLUNTARY REVOCATION	01/09/2006	DISCONTINUED REVOCATION	01/31/2006
MC162689	MOTOR PROPERTY COMMON CARRIER	REINSTATED	01/08/2007	REVOKED	10/27/2008

No revocation records.

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90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

90

−10

Starts at 100−10 totalFinal 90

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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