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VALIDATED

OFFICER & ASSOCIATES

Trust Score

Excellent Why this score?

Company CheckOFFICER & ASSOCIATES · DOT 286151

DBA: C & M TRUCKING

5493 SPARTA HWY, ROCK ISLAND, TN, 38581

DOT# 286151 MC# 198137 Rock Island, Tennessee 38 years

MOTOR CARRIER

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45

Power Units

22

Drivers

0

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Company Information

Legal NameOFFICER & ASSOCIATES

DBA NameC & M TRUCKING

DOT Number286151

MC Number198137

Entity TypeMotor Carrier

Operating StatusA - Active

LocationRock Island, Tennessee

Added01/21/1987

MCS-15007/22/2015

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address5493 SPARTA HWY, ROCK ISLAND, TN, 38581

Mailing AddressPO BOX 225, MCMINNVILLE, TN, 37111-0225

Other Companies at This Address

Address5493 SPARTA HWY, ROCK ISLAND, TN 38581

2

Others here

2

Distinct phones

3

Active

Company	DOT	Phone	Status
H COMPANY LLC	1911245	Sign in	Active
HILLIS GROUP LLC	670841	Sign in	Active
OFFICER & ASSOCIATES this company	286151	Sign in	Active

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC198137

CommonNot Active

ContractInactive

BrokerNot Active

Operating38 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Drivers

22

Interstate

0

Intrastate

0

CDL

22

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,000,000

Type91X

VerifiedFMCSA · 08/23/2026

CompanyUNION INSURANCE CO.

Policy #4523913

Last checked09/08/2026

Quick Facts

StatusActive

TypeMotor Carrier

Fleet45 units

Drivers22

Operating38 years

MCS-15007/2015

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	PROGRESSIVE COUNTY MUTUAL	CA 2761425	$1,000,000	10/31/2016	07/21/2017	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA07220903	$750,000	10/01/2014	02/10/2015	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA07220902	$750,000	10/01/2013	10/01/2014	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA07220901	$750,000	10/01/2012	04/27/2013	Cancelled
91X	BIPD/Primary	ZURICH INSURANCE CO.	TRK 8482 128	$1,000,000	09/19/1995	09/19/1996	Cancelled
91	BIPD	NEW HAMPSHIRE INSURANCE CO.	CPO9658193	$0	09/19/1988	04/21/1996	Cancelled
91X	BIPD/Primary	PROGRESSIVE HAWAII INSURANCE CORP	CA 3907271	$750,000	09/01/2016	10/31/2016	Replaced
91X	BIPD/Primary	PROGRESSIVE HAWAII INSURANCE CORP	CA 3907271	$750,000	09/01/2016	11/04/2016	Cancelled
91X	BIPD/Primary	PROGRESSIVE HAWAII INSURANCE CORP	CA 4030412	$750,000	07/21/2017	09/05/2018	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA07220901	$750,000	04/27/2013	10/01/2013	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA07220903	$750,000	02/10/2015	05/08/2015	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC198137	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	10/23/1987	REVOKED	01/02/1997
MC198137	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	08/20/2013	REVOKED	05/18/2015
MC198137	CONTRACT	INVOLUNTARY REVOCATION	04/22/1996	DISCONTINUED REVOCATION	05/20/1996
MC198137	CONTRACT	INVOLUNTARY REVOCATION	01/14/2015	DISCONTINUED REVOCATION	02/10/2015

No revocation records.

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88/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 88

88

−10

Starts at 100−12 totalFinal 88

MCS-150 update overdue−10

No email address on file−2

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows active coverage on file as of 8/23/2026.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

-2

No email address on file

No public email address on record.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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