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VALIDATED

E.H. MERRIFIELD BUS CO. INC.

Trust Score

Excellent Why this score?

Company CheckE.H. MERRIFIELD BUS CO. INC. · DOT 285826

1777 CHESTNUT HILL AVENUE, ATHOL, MA, 01331

DOT# 285826 MC# 195047 Athol, Massachusetts 40 years

CARRIER

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19

Power Units

39

Drivers

0

Crashes (24-Month)

$5,000,000

Insurance

Satisfactory

Safety Rating

1

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

7 events tracked · latest Oct 28, 2026 ↓ Show details ↓

Identity & ownership 1

Sep 27, 2026
Company legal name changed.

Safety & compliance 2

Apr 2, 2026
Crash reported (no fatalities).
Jan 24, 2025
Clean roadside inspection, no violations.

Insurance 4

Current
Active insurance on file through NATIONAL INTERSTATE INSURANCE COMPANY ($5,000).
Oct 24, 2026
Insurance policy cancelled (NATIONAL INTERSTATE INSURANCE COMPANY).
Oct 5, 2026
Insurance on file through NATIONAL INTERSTATE INSURANCE COMPANY ($5,000).
Aug 1, 2026
Insurance on file through NATIONAL INTERSTATE INSURANCE COMPANY ($5,000).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameE.H. MERRIFIELD BUS CO. INC.

DOT Number285826

MC Number195047

Entity TypeCarrier

Operating StatusA - Active

LocationAthol, Massachusetts

Added01/15/1987

MCS-15004/08/2026

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address1777 CHESTNUT HILL AVENUE, ATHOL, MA, 01331

Mailing AddressPO BOX 337-1777 CHESTNUT ST, ATHOL, MA, 01331

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC195047

CommonActive

ContractNot Active

BrokerNot Active

Operating40 years

Operation Classification

Authorized For Hire Passenger Carrier

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage89,000 miles

Mileage Year2024

VMT SourceActual

Drivers

39

Interstate

0

Intrastate

0

CDL

39

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review10/24/2024

Insurance

Amount$5,000,000

Type91X

VerifiedFMCSA · 10/20/2026

CompanyNATIONAL INTERSTATE INSURANCE COMPANY

Policy #CAR0351595

Last checked10/28/2026

Active Policies1

Quick Facts

StatusActive

TypeCarrier

Fleet19 units

Drivers39

Mileage89,000 mi

Operating40 years

MCS-15004/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Safety RatingSatisfactory

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total1

Out of Service0

OOS Rate0.0%

National Avg20.7%

Below National Average

Last FMCSA Review: 10/24/2024 | Rated: 04/19/2007

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

2 · 0 OOS -

2025

1 · 0 OOS =

2026

0 · 0 OOS =

Crashes

2024

0 crashes -

2025

0 crashes =

2026

1 crash ▲

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jan 2025, 1 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
04/02/2026	ATHOL	MA	0	0	1	2	Severe Crosswinds	Wet	Daylight

Inspection Records (3)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
01/24/2025	MA	Terminal (Level V)	H-ATHOL	0	0	0	0	0	0	-	▲Detail
01/04/2024	MA	Terminal (Level V)	H-ATHOL	0	0	0	0	0	0	-	▲Detail
01/04/2024	MA	Terminal (Level V)	H-ATHOL	0	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections1

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	NATIONAL INTERSTATE INSURANCE COMPANY	CAR035159523	$5,000,000	10/05/2026	-	-
91X	BIPD/Primary	NATIONAL INTERSTATE INSURANCE COMPANY	CAR035159523	$5,000,000	08/01/2026	10/24/2026	-
91X	BIPD/Primary	LEGION INSURANCE COMPANY	CA11421190	$1,000,000	08/01/2000	08/01/2003	Replaced
91X	BIPD/Primary	GREAT AMERICAN ASSURANCE COMPANY	CAP 882-55-75	$1,000,000	08/01/1999	08/01/2000	Replaced
91X	BIPD/Primary	GREAT AMERICAN ASSURANCE COMPANY	CAP8825575	$1,000,000	08/01/1999	08/01/1999	Replaced
91X	BIPD/Excess	GREAT AMERICAN ALLIANCE COMPANY	EXC 356-97-04	$4,000,000	08/01/1999	09/25/2025	Cancelled
91X	BIPD/Primary	THE INSURANCE COMPANY OF NORTH AMERICA	CSA210382	$5,000,000	01/01/1986	01/08/2000	Cancelled

Form	Type	Insurance Company	Policy	Coverage	Effective
91X	BIPD/Primary	NATIONAL INTERSTATE INSURANCE COMPANY	CAR035159523	$5,000,000	10/05/2026

Docket	Type	Action	Served	Disposition	Disp Date
MC195047	COMMON	INVOLUNTARY REVOCATION	11/10/2005	DISCONTINUED REVOCATION	11/30/2005
MC195047	MOTOR PASSENGER COMMON CARRIER	GRANTED	11/05/1986	REVOKED	05/05/2000
MC195047	MOTOR PASSENGER COMMON CARRIER	REINSTATED	05/31/2000	-	-

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

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100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows active coverage on file as of 10/20/2026.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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