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ROACH AND SMITH DISTRIBUTORS INC

Trust Score

Excellent Why this score?

Company CheckROACH AND SMITH DISTRIBUTORS INC · DOT 283863

DBA: SUMMIT BEVERAGE

3299 FLYNN LANE, MISSOULA, MT, 59808

DOT# 283863 MC# 504744 Missoula, Montana 21 years

CARRIER Legal name changed · Jul 1, 2026

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

6 events tracked · latest Jul 23, 2026 ↓ Show details ↓

Identity & ownership 1

Jul 1, 2026
Company legal name changed.

Safety & compliance 4

Jun 17, 2026
Clean roadside inspection, no violations.
Apr 14, 2026
Roadside inspection, 1 out-of-service violation.
Apr 2, 2026
Clean roadside inspection, no violations.
Mar 31, 2026
Clean roadside inspection, no violations.

Insurance 1

Current
Active insurance on file ($1,000,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address3299 FLYNN LANE, MISSOULA, MT, 59808

Mailing Address3299 FLYNN LANE, MISSOULA, MT, 59808

Operating Authorities

Authority TypePRIVATE PROPERTY;AUTHORIZED FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC504744

CommonActive

ContractNot Active

BrokerNot Active

Operating21 years

All Docket Numbers

MC504744

Cargo Transported

Beverages

Operation Classification

Authorized For HirePrivate (Property)

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure .32 · 2 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 3.12 · 9 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS6.1% avg 5.5%

Vehicle OOS11.8% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,000,000

Type91X

VerifiedFMCSA · 06/29/2026

CompanyNATIONAL UNION FIRE INS. CO. OF PITSBGH. PA

Policy #710-78-07

Last checked07/22/2026

Quick Facts

StatusActive

TypeCarrier

Fleet78 units

Drivers56

Operating21 years

MCS-15002/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total33

Out of Service2

OOS Rate6.1%

National Avg5.5%

Above National Average

Vehicle Inspections

Total17

Out of Service2

OOS Rate11.8%

National Avg20.7%

Below National Average

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

11 · 1 OOS -

2024

7 · 1 OOS =

2025

21 · 2 OOS ▲

2026

7 · 1 OOS ▼

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jun 2026, 33 inspections, 4 resulted in out-of-service (12.1% OOS rate).

Driver Out-of-Service 2 OOS

Vehicle Out-of-Service 2 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

17 roadside violations across 33 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 12 violations · 2 OOS

Unsafe Driving 3 violations · 0 OOS

Driver Fitness 2 violations · 2 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (46)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
06/17/2026	MT	Walk-Around (Level II)	POLARIS MT	0	0	0	0	0	0	-	▲Detail
04/14/2026	MT	Walk-Around (Level II)	BUTTE MT	1	1	0	0	1	1	-	▲Detail
04/02/2026	MT	Driver-Only (Level III)	CLEARWATER MT	0	0	0	0	0	0	-	▲Detail
03/31/2026	MT	Driver-Only (Level III)	ELMO MT	0	0	0	0	0	0	-	▲Detail
02/19/2026	MT	Driver-Only (Level III)	KALISPELL MT	0	0	0	0	0	0	-	▲Detail
02/06/2026	MT	Driver-Only (Level III)	BILLINGS MT	1	0	0	0	1	0	-	▲Detail
01/22/2026	MT	Driver-Only (Level III)	EAST HELENA MT	0	0	0	0	0	0	-	▲Detail
12/16/2025	MT	Driver-Only (Level III)	LOLO MT	1	0	1	0	0	0	-	▲Detail
12/12/2025	MT	Walk-Around (Level II)	BUTTE MT	1	0	0	0	1	0	-	▲Detail
12/11/2025	MT	Driver-Only (Level III)	KALISPELL MT	0	0	0	0	0	0	-	▲Detail
12/09/2025	MT	Full (Level I)	LOLO MT	0	0	0	0	0	0	-	▲Detail
12/02/2025	MT	Driver-Only (Level III)	KALISPELL MT	0	0	0	0	0	0	-	▲Detail
11/26/2025	MT	Walk-Around (Level II)	CLEARWATER MT	2	1	1	1	1	0	-	▲Detail
11/13/2025	MT	Full (Level I)	LOLO MT	0	0	0	0	0	0	-	▲Detail
11/11/2025	MT	Walk-Around (Level II)	BUTTE MT	2	0	0	0	0	0	-	▲Detail
10/31/2025	MT	Full (Level I)	BUTTE MT	1	0	0	0	0	0	-	▲Detail
10/29/2025	MT	Full (Level I)	LOLO MT	2	0	0	0	0	0	-	▲Detail
10/10/2025	MT	Walk-Around (Level II)	CLEARWATER MT	0	0	0	0	0	0	-	▲Detail
08/21/2025	MT	Walk-Around (Level II)	ARLEE MT	0	0	0	0	0	0	-	▲Detail
07/24/2025	MT	Driver-Only (Level III)	POLSON MT	0	0	0	0	0	0	-	▲Detail
07/17/2025	MT	Full (Level I)	CLEARWATER MT	1	0	0	0	0	0	-	▲Detail
06/18/2025	MT	Driver-Only (Level III)	THOMPSON FALLS MT	0	0	0	0	0	0	-	▲Detail
06/18/2025	MT	Driver-Only (Level III)	EUREKA MT	1	0	0	0	0	0	-	▲Detail
04/08/2025	MT	Driver-Only (Level III)	LOLO MT	0	0	0	0	0	0	-	▲Detail
03/20/2025	MT	Driver-Only (Level III)	ROLLINS MT	0	0	0	0	0	0	-	▲Detail
02/27/2025	MT	Full (Level I)	BUTTE MT	0	0	0	0	0	0	-	▲Detail
02/13/2025	MT	Driver-Only (Level III)	KALISPELL MT	1	1	0	1	0	0	-	▲Detail
01/02/2025	MT	Walk-Around (Level II)	KALISPELL MT	0	0	0	0	0	0	-	▲Detail
11/14/2024	MT	Full (Level I)	LOLO MT	3	1	0	0	0	1	-	▲Detail
10/29/2024	MT	Driver-Only (Level III)	KALISPELL MT	0	0	0	0	0	0	-	▲Detail
09/30/2024	MT	Full (Level I)	BUTTE MT	0	0	0	0	0	0	-	▲Detail
09/19/2024	MT	Driver-Only (Level III)	CLEARWATER MT	0	0	0	0	0	0	-	▲Detail
08/14/2024	MT	Walk-Around (Level II)	BUTTE MT	0	0	0	0	0	0	-	▲Detail
07/04/2024	MT	Walk-Around (Level II)	CLEARWATER MT	2	0	0	0	0	0	-	▲Detail
02/29/2024	MT	Walk-Around (Level II)	CLEARWATER MT	0	0	0	0	0	0	-	▲Detail
12/21/2023	MT	Driver-Only (Level III)	KALISPELL MT	0	0	0	0	0	0	-	▲Detail
11/02/2023	MT	Driver-Only (Level III)	CLEARWATER MT	0	0	0	0	0	0	-	▲Detail
10/12/2023	MT	Walk-Around (Level II)	POLSON MT	0	0	0	0	0	0	-	▲Detail
09/14/2023	MT	Terminal (Level V)	3299 FLYNN LANE	3	0	0	0	3	0	-	▲Detail
09/14/2023	MT	Terminal (Level V)	3299 FLYNN LANE	1	0	0	0	1	0	-	▲Detail
09/14/2023	MT	Terminal (Level V)	3299 FLYNN LANE	2	1	0	0	2	1	-	▲Detail
09/14/2023	MT	Terminal (Level V)	3299 FLYNN LANE	0	0	0	0	0	0	-	▲Detail
09/14/2023	MT	Terminal (Level V)	3299 FLYNN LANE	0	0	0	0	0	0	-	▲Detail
09/14/2023	MT	Terminal (Level V)	3299 FLYNN LANE	0	0	0	0	0	0	-	▲Detail
09/14/2023	MT	Terminal (Level V)	3299 FLYNN LANE	1	0	0	0	1	0	-	▲Detail
09/14/2023	MT	Terminal (Level V)	3299 FLYNN LANE	0	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections33

Driver Fitness 2 viols

Vehicle Maintenance 9 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	THE CINCINNATI INSURANCE CO.	CPA 091 29 53	$1,000,000	01/01/2005	06/30/2025	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC504744	MOTOR PROPERTY COMMON CARRIER	GRANTED	02/18/2005	-	-

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

95/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 95

Starts at 100−5 totalFinal 95

Driver out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows active coverage on file as of 6/29/2026.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-5

Driver out-of-service rate above national average

Driver OOS 6.0606% vs national avg 5.51%.

Where this company lands, risk scales

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 6.0606% vs national avg 5.51%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

ROACH AND SMITH DISTRIBUTORS INC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

All Docket Numbers

Cargo Transported

Operation Classification

SMS BASIC Scores

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (46)

Safety Performance Percentiles

Licensing & Insurance

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