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VALIDATED

L & M SERVICES INC

Trust Score

Excellent Why this score?

Company CheckL & M SERVICES INC · DOT 2828143

177 BANTA AVE 2ND FL, GARFIELD, NJ, 07026

DOT# 2828143 MC# 944429 Garfield, New Jersey 10 years

CARRIER

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1

Power Units

1

Drivers

0

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

1 events tracked · latest Aug 5, 2026 ↓ Show details ↓

Safety & compliance 1

Aug 5, 2026
Crash reported (no fatalities).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameL & M SERVICES INC

DOT Number2828143

MC Number944429

Entity TypeCarrier

Operating StatusA - Active

LocationGarfield, New Jersey

Added11/25/2015

MCS-15001/12/2026

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address177 BANTA AVE 2ND FL, GARFIELD, NJ, 07026

Mailing Address177 BANTA AVE 2ND FL, GARFIELD, NJ, 07026

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC944429

CommonActive

ContractNot Active

BrokerNot Active

Operating10 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage21,000 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Insurance

Amount$750,000

Type91X

Effective07/31/2025

CompanyAMERICAN MILLENNIUM INSURANCE COMPANY

Policy #CAL16999-01

Last checked09/19/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage21,000 mi

Operating10 years

MCS-15001/2026

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

No roadside inspections on record.

Crashes

2026

1 crash -

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
08/05/2026	LINDEN	NJ	0	1	1	2	Clear	Dry	Dusk

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	PRIME PROPERTY & CASUALTY INSURANCE INC	PC18121380	$750,000	12/30/2018	02/20/2019	Cancelled
91X	BIPD/Primary	PRIME PROPERTY & CASUALTY INSURANCE INC	PC18121380	$750,000	12/30/2018	12/30/2018	Replaced
91X	BIPD/Primary	ARI INSURANCE COMPANY	ARI1001177	$750,000	12/30/2016	02/27/2017	Name Changed
91X	BIPD/Primary	DRIVE NEW JERSEY INSURANCE COMPANY	CA00968784	$750,000	12/13/2024	07/31/2025	Replaced
91X	BIPD/Primary	NATIONAL LIABILITY & FIRE INS CO.	73TRS129011	$750,000	12/13/2023	12/13/2024	Replaced
91X	BIPD/Primary	NATIONAL LIABILITY & FIRE INS CO.	73TRS125101	$750,000	12/13/2022	12/13/2023	Cancelled
91X	BIPD/Primary	NATIONAL LIABILITY & FIRE INS CO.	73TRS119829	$750,000	12/13/2021	12/13/2022	Cancelled
91X	BIPD/Primary	ARI INSURANCE COMPANY	ARI1002606	$750,000	12/09/2018	12/30/2018	Cancelled
91X	BIPD/Primary	DRIVE NEW JERSEY INSURANCE COMPANY	CA 2798220	$750,000	12/08/2016	12/30/2016	Replaced
91X	BIPD/Primary	AMERICAN MILLENNIUM INS/CITADEL REINSURANCE	CAL06005	$750,000	12/07/2015	12/07/2016	Cancelled
91X	BIPD/Primary	GLOBAL LIBERTY INSURANCE CO. OF NEW YORK	CA58108P2021	$1,000,000	07/31/2021	12/13/2021	Replaced
91X	BIPD/Primary	GLOBAL LIBERTY INSURANCE CO. OF NEW YORK	CA57058P2019	$1,000,000	07/31/2020	07/31/2021	Cancelled
91X	BIPD/Primary	GLOBAL LIBERTY INSURANCE CO. OF NEW YORK	CA57058P2019	$1,000,000	07/31/2019	07/31/2020	Cancelled
91X	BIPD/Primary	ARI INSURANCE COMPANY	ARI1001177	$750,000	02/27/2017	12/09/2018	Replaced
91X	BIPD/Primary	ARI INSURANCE COMPANY	ARI1001177	$750,000	02/27/2017	12/30/2018	Cancelled
91X	BIPD/Primary	PRIME PROPERTY & CASUALTY INSURANCE INC	PC18121380	$750,000	02/20/2019	07/31/2019	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC944429	MOTOR PROPERTY COMMON CARRIER	GRANTED	12/21/2015	REVOKED	02/27/2017
MC944429	COMMON	INVOLUNTARY REVOCATION	12/10/2018	DISCONTINUED REVOCATION	12/31/2018
MC944429	COMMON	INVOLUNTARY REVOCATION	11/16/2023	DISCONTINUED REVOCATION	12/11/2023
MC944429	COMMON	INVOLUNTARY REVOCATION	11/16/2022	DISCONTINUED REVOCATION	12/01/2022
MC944429	COMMON	INVOLUNTARY REVOCATION	11/10/2016	DISCONTINUED REVOCATION	12/07/2016
MC944429	COMMON	INVOLUNTARY REVOCATION	07/06/2021	DISCONTINUED REVOCATION	07/30/2021
MC944429	COMMON	INVOLUNTARY REVOCATION	07/06/2020	DISCONTINUED REVOCATION	07/09/2020
MC944429	MOTOR PROPERTY COMMON CARRIER	REINSTATED	03/09/2017	-	-
MC944429	COMMON	INVOLUNTARY REVOCATION	01/24/2019	DISCONTINUED REVOCATION	01/29/2019

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

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100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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