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VETERANS CHOICE LLC

Trust Score

Excellent Why this score?

Company CheckVETERANS CHOICE LLC · DOT 2793380

12905 WINGET RD, CHARLOTTE, NC, 28278

DOT# 2793380 MC# 932069 Charlotte, North Carolina 10 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Satisfactory

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

5 events tracked · latest Jul 15, 2026 ↓ Show details ↓

Safety & compliance 4

Jul 15, 2026
Roadside inspection, 1 violation (no OOS).
Jul 6, 2026
Roadside inspection, 1 out-of-service violation.
Jul 1, 2026
Roadside inspection, 2 violations (no OOS).
Mar 25, 2026
Roadside inspection, 7 violations (no OOS).

Insurance 1

Sep 29, 2025
Insurance policy cancelled (STONEWOOD INSURANCE COMPANY).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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EmailSign in to view

Physical Address12905 WINGET RD, CHARLOTTE, NC, 28278

Mailing Address12905 WINGET RD, CHARLOTTE, NC, 28278

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC932069

CommonActive

ContractActive

BrokerNot Active

Operating10 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 18.29 · 10 insp with violations

Below cutoff

Hours-of-Service Compliance

measure .73 · 2 insp with violations

Below cutoff

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 20.29 · 11 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage245,000 miles

Mileage Year2025

VMT SourceActual

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)0

Fatal0

Driver OOS9.5% avg 5.5%

Vehicle OOS75.0% avg 20.7%

SmartWay PartnerNo

Last Review02/19/2025

Insurance

Amount$1,000,000

Type91X

Effective09/29/2025

CompanySTONEWOOD INSURANCE COMPANY

Policy #JST100649701

Last checked09/10/2026

Quick Facts

StatusActive

TypeCarrier

Fleet7 units

Drivers5

Mileage245,000 mi

Operating10 years

MCS-15010/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Safety RatingSatisfactory

Driver Inspections

Total21

Out of Service2

OOS Rate9.5%

National Avg5.5%

Above National Average

Vehicle Inspections

Total12

Out of Service9

OOS Rate75.0%

National Avg20.7%

Above National Average

Last FMCSA Review: 02/19/2025 | Rated: 03/20/2025

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

4 · 2 OOS -

2024

14 · 5 OOS ▲

2025

9 · 6 OOS ▲

2026

6 · 2 OOS ▼

Crashes

2023

0 crashes -

2024

2 crashes ▲

2025

0 crashes ▼

2026

0 crashes =

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jul 2026, 21 inspections, 10 resulted in out-of-service (47.6% OOS rate).

Driver Out-of-Service 2 OOS

Vehicle Out-of-Service 13 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (2)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
03/07/2024	GREER	SC	0	0	1	2	Clear	Dry	Daylight
01/17/2024	COLUMBUS	NC	0	0	1	1	Clear	Dry	Daylight

Roadside Violations by Safety Category Last 24 months

86 roadside violations across 21 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 69 violations · 13 OOS

Unsafe Driving 14 violations · 0 OOS

Hours-of-Service (HOS) Compliance 2 violations · 2 OOS

Other (General) 1 violation · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (33)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
07/15/2026	GA	Driver-Only (Level III)	GROVETOWN GA	1	0	1	0	0	0	-	▲Detail
07/06/2026	GA	Driver-Only (Level III)	STONECREST GA	2	1	2	1	0	0	-	▲Detail
07/01/2026	SC	Driver-Only (Level III)	ROCK HILL SC	2	0	2	0	0	0	-	▲Detail
03/25/2026	SC	Walk-Around (Level II)	FORT MILL SC	7	0	1	0	6	0	-	▲Detail
02/18/2026	GA	Driver-Only (Level III)	FOREST PARK GA	1	0	1	0	0	0	-	▲Detail
01/27/2026	SC	Walk-Around (Level II)	LEXINGTON SC	11	1	0	0	11	1	-	▲Detail
12/23/2025	SC	Walk-Around (Level II)	BATESBURG SC	8	3	1	0	7	3	-	▲Detail
11/20/2025	SC	Driver-Only (Level III)	ROCK HILL SC	2	0	2	0	0	0	-	▲Detail
11/03/2025	SC	Walk-Around (Level II)	LEXINGTON SC	11	2	0	0	0	2	-	▲Detail
10/22/2025	GA	Driver-Only (Level III)	GROVETOWN GA	1	0	0	0	0	0	-	▲Detail
07/22/2025	NC	Walk-Around (Level II)	US 421 SB	0	0	0	0	0	0	-	▲Detail
06/24/2025	SC	Full (Level I)	LEXINGTON SC	12	1	0	0	0	1	-	▲Detail
02/13/2025	SC	Walk-Around (Level II)	LEXINGTON SC	6	2	0	0	0	2	-	▲Detail
01/10/2025	SC	Walk-Around (Level II)	FORT MILL SC	6	1	0	0	0	1	-	▲Detail
01/07/2025	SC	Walk-Around (Level II)	LEXINGTON SC	5	1	0	0	0	1	-	▲Detail
12/24/2024	NC	Driver-Only (Level III)	NC 49 NEAR US 64	0	0	0	0	0	0	-	▲Detail
12/19/2024	SC	Walk-Around (Level II)	LEXINGTON SC	6	1	0	0	0	1	-	▲Detail
12/17/2024	GA	Walk-Around (Level II)	LAVONIA GA	2	0	0	0	0	0	-	▲Detail
12/12/2024	NC	Driver-Only (Level III)	I-85 NORTH BOUND AT 68 MM	0	0	0	0	0	0	-	▲Detail
11/18/2024	NC	Driver-Only (Level III)	I85 SOUTH AT LANE ST	0	0	0	0	0	0	-	▲Detail
09/12/2024	SC	Walk-Around (Level II)	SAINT MATTHEWS SC	3	2	0	1	0	1	-	▲Detail
09/08/2024	SC	Driver-Only (Level III)	BATESBURG SC	2	0	0	0	0	0	-	▲Detail
08/30/2024	SC	Driver-Only (Level III)	I-26 EB ROADSIDE	1	0	1	0	0	0	-	▲Detail
07/22/2024	SC	Driver-Only (Level III)	I-77 SB ROADSIDE	2	1	2	1	0	0	-	▲Detail
06/04/2024	SC	Walk-Around (Level II)	I-85 NB ANDERSON COUNTY	6	0	0	0	6	0	-	▲Detail
03/01/2024	SC	Walk-Around (Level II)	I-20 WB LEXINGTON COUNTY	6	0	0	0	6	0	-	▲Detail
01/21/2024	GA	Driver-Only (Level III)	GROVETOWN GA	2	0	0	0	0	0	-	▲Detail
01/17/2024	NC	Walk-Around (Level II)	POLK COUNTY, I26	7	1	2	1	1	0	-	▲Detail
01/16/2024	SC	Walk-Around (Level II)	I-20 WB LEXINGTON COUNTY	5	1	0	0	5	1	-	▲Detail
11/20/2023	NC	Driver-Only (Level III)	I 85 MM 43	0	0	0	0	0	0	-	▲Detail
11/06/2023	SC	Walk-Around (Level II)	US 221 GREENWOOD COUNTY	6	2	0	0	6	2	-	▲Detail
11/01/2023	SC	Driver-Only (Level III)	I-77 NB ROADSIDE	2	0	2	0	0	0	-	▲Detail
10/03/2023	SC	Full (Level I)	I-85 NB ANDERSON COUNTY	13	2	0	0	13	2	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections23

Unsafe Driving 10 viols

HOS Compliance 2 viols

Vehicle Maintenance 11 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	STONEWOOD INSURANCE COMPANY	JST1006497	$1,000,000	09/29/2024	09/29/2025	Cancelled
91X	BIPD/Primary	INCLINE CASUALTY COMPANY	NINC 006484	$1,000,000	09/29/2023	09/29/2024	Cancelled
91X	BIPD/Primary	INCLINE CASUALTY COMPANY	NINC 006484	$1,000,000	09/29/2022	09/29/2023	Cancelled
91X	BIPD/Primary	INCLINE CASUALTY COMPANY	NINC 006484	$1,000,000	09/29/2021	02/10/2022	Cancelled
91X	BIPD/Primary	INTEGON INDEMNITY CORPORATION	2010316555	$1,000,000	09/29/2020	09/29/2021	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	NCFR 007675	$1,000,000	09/29/2019	06/24/2020	Replaced
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	NCFR 007675	$1,000,000	09/29/2019	07/28/2020	Cancelled
91X	BIPD/Primary	PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY	CA 2696492	$750,000	09/29/2015	09/29/2019	Replaced
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	NCFR 007675	$1,000,000	06/24/2020	09/29/2020	Cancelled
91X	BIPD/Primary	INCLINE CASUALTY COMPANY	NINC 006484	$1,000,000	02/09/2022	09/29/2022	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC932069	MOTOR PROPERTY COMMON CARRIER	GRANTED	10/06/2015	-	-
MC932069	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	10/06/2015	-	-
MC932069	COMMON	INVOLUNTARY REVOCATION	09/05/2023	DISCONTINUED REVOCATION	09/20/2023
MC932069	CONTRACT	INVOLUNTARY REVOCATION	09/05/2023	DISCONTINUED REVOCATION	09/20/2023
MC932069	COMMON	INVOLUNTARY REVOCATION	09/03/2024	DISCONTINUED REVOCATION	09/20/2024
MC932069	CONTRACT	INVOLUNTARY REVOCATION	09/03/2024	DISCONTINUED REVOCATION	09/20/2024
MC932069	COMMON	INVOLUNTARY REVOCATION	09/02/2025	DISCONTINUED REVOCATION	09/18/2025
MC932069	CONTRACT	INVOLUNTARY REVOCATION	09/02/2025	DISCONTINUED REVOCATION	09/18/2025
MC932069	COMMON	INVOLUNTARY REVOCATION	09/02/2022	DISCONTINUED REVOCATION	09/20/2022
MC932069	CONTRACT	INVOLUNTARY REVOCATION	09/02/2022	DISCONTINUED REVOCATION	09/20/2022
MC932069	COMMON	INVOLUNTARY REVOCATION	09/02/2021	DISCONTINUED REVOCATION	09/27/2021
MC932069	CONTRACT	INVOLUNTARY REVOCATION	09/02/2021	DISCONTINUED REVOCATION	09/27/2021
MC932069	COMMON	INVOLUNTARY REVOCATION	09/02/2020	DISCONTINUED REVOCATION	09/28/2020
MC932069	CONTRACT	INVOLUNTARY REVOCATION	09/02/2020	DISCONTINUED REVOCATION	09/28/2020
MC932069	COMMON	INVOLUNTARY REVOCATION	01/14/2022	DISCONTINUED REVOCATION	02/10/2022
MC932069	CONTRACT	INVOLUNTARY REVOCATION	01/14/2022	DISCONTINUED REVOCATION	02/10/2022

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

Starts at 100−10 totalFinal 90

Driver out-of-service rate above national average−5

Vehicle out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

-5

Driver out-of-service rate above national average

Driver OOS 9.5238% vs national avg 5.51%.

-5

Vehicle out-of-service rate above national average

Vehicle OOS 75% vs national avg 20.72%.

Where this company lands, risk scales

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 9.5238% vs national avg 5.51%.

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 75% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

VETERANS CHOICE LLC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (2)

Roadside Violations by Safety Category Last 24 months

Inspection Records (33)

Safety Performance Percentiles

Licensing & Insurance

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