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JACK H SMITH TRUCKING INC

Trust Score

Excellent Why this score?

Company CheckJACK H SMITH TRUCKING INC · DOT 278487

3124 RIVER GROVE CIRCLE, FORT MYERS, FL, 33905

DOT# 278487 MC# 178356 Fort Myers, Florida 41 years

CARRIER & BROKER Physical address changed · Aug 19, 2026

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Power Units

Drivers

Crashes (24-Month)

$75,000 bond

Insurance

Not Rated

Safety Rating

Inspections

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Public record

2 events tracked · latest Sep 12, 2026 ↓ Show details ↓

Identity & ownership 1

Aug 19, 2026
Mailing address changed in FMCSA records.

Insurance 1

Current
Active surety bond on file ($75,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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Physical Address3124 RIVER GROVE CIRCLE, FORT MYERS, FL, 33905

Mailing Address3104 RIVER GROVE CIRCLE, FORT MYERS, FL, 33905

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusActive

On File (FMCSA)$75,000

VerifiedFMCSA · 07/15/2026

Required$75,000 (FMCSA min)

Last checked09/12/2026

TypeSurety Bond (BMC-84)

Surety / TrusteeMERCHANTS NATIONAL BONDING, INC

Contact☎ (515) 243-8171
🌐 merchantsbonding.com

Filings on record3

Bond history

MERCHANTS NATIONAL BONDING, INCsince Oct 1, 2013 · active

PACIFIC FINANCIAL ASSOCIATION, INC.Oct 2013 to Oct 2013 · replaced

AMERICAN SOUTHERN INSURANCE CO.Jun 1993 to Feb 2012 · replaced

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Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC178356

CommonInactive

ContractInactive

BrokerActive

Operating41 years

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review10/07/1992

Insurance

Amount$75,000 bond

Type84

VerifiedFMCSA · 07/15/2026

CompanyMERCHANTS NATIONAL BONDING, INC

Policy #101592705

Last checked09/12/2026

Quick Facts

StatusActive

TypeCarrier & Broker

Fleet9 units

Operating41 years

MCS-15003/2019

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Last FMCSA Review: 10/07/1992

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	707685-1186-915	$1,000,000	12/13/1991	01/01/1996	Cancelled
34	CARGO	ST. PAUL PROTECTIVE INSURANCE COMPANY	IM 0366200	$0	12/06/1990	06/14/1996	Cancelled
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	10/01/2013	10/01/2013	Replaced
84	SURETY	AMERICAN SOUTHERN INSURANCE CO.	B93111	$0	06/24/1993	02/27/2012	Replaced
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	02/27/2012	10/01/2013	Replaced
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	707685-1186-915	$1,000,000	01/01/1996	06/06/1996	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC178356	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	12/27/1984	REVOKED	06/13/1996
MC178356	MOTOR PROPERTY COMMON CARRIER	GRANTED	12/15/1987	REVOKED	06/21/1996
MC178356	PROPERTY BROKER	REINSTATED	12/14/2005	-	-
MC178356	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	07/23/1987	REVOKED	06/13/1996
MC178356	BROKER	INVOLUNTARY REVOCATION	06/24/1993	DISCONTINUED REVOCATION	07/13/1993
MC178356	COMMON	INVOLUNTARY REVOCATION	06/13/1996	DISCONTINUED REVOCATION	06/13/1996
MC178356	CONTRACT	INVOLUNTARY REVOCATION	06/13/1996	DISCONTINUED REVOCATION	06/13/1996
MC178356	CONTRACT	INVOLUNTARY REVOCATION	06/09/1996	DISCONTINUED REVOCATION	06/13/1996
MC178356	PROPERTY BROKER	GRANTED	02/09/1987	REVOKED	12/12/2005

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

−10

Starts at 100−10 totalFinal 90

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

JACK H SMITH TRUCKING INC

Trust Score

Public record

Company Information

Contact Details

Broker Surety Bond FMCSA BMC-84/85

Operating Authorities

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Licensing & Insurance

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