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GERALDINE D WATSON

Trust Score

Analyzing company data...

Company CheckGERALDINE D WATSON · DOT 2778458

DBA: B & D TRUCKING

503 WATKINS AVE, OPELIKA, AL, 36804

DOT# 2778458 MC# 946237 Opelika, Alabama 10 years

MOTOR CARRIER

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1

Power Units

2

Drivers

0

Crashes (24-Month)

None on file

Insurance

Not Rated

Safety Rating

0

Inspections

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Public record

2 events tracked · latest Jul 10, 2026 ↓ Show details ↓

Safety & compliance 1

Sep 8, 2025
REVOKED MOTOR PROPERTY CONTRACT CARRIER.

Insurance 1

Current
No active insurance on file.

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameGERALDINE D WATSON

DBA NameB & D TRUCKING

DOT Number2778458

MC Number946237

Entity TypeMotor Carrier

Operating StatusA - Active

LocationOpelika, Alabama

Added07/02/2015

MCS-15005/03/2025

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address503 WATKINS AVE, OPELIKA, AL, 36804

Mailing Address503 WATKINS AVE, OPELIKA, AL, 36804

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC946237

CommonNot Active

ContractInactive

BrokerNot Active

Operating10 years

Company Overview

GERALDINE D WATSON is an motor carrier based in Opelika, Alabama. The company has been in operation for 10 years, registered with the FMCSA on 07/02/2015. The fleet consists of 1 power unit and 2 drivers. Annual mileage is reported at 105,731 miles (2024). The company has a clean safety record with zero reported crashes. Based on authority, insurance, safety, and compliance data, GERALDINE D WATSON has a Trust Score of 75/100 (Good).

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage105,731 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

2

Interstate

0

Intrastate

0

CDL

2

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatNo

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

AmountNone on file

Type-

VerifiedFMCSA · 07/07/2026

Company-

Policy #-

Quick Facts

StatusActive

TypeMotor Carrier

Fleet1 units

Drivers2

Mileage105,731 mi

Operating10 years

MCS-15005/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

1 · 0 OOS -

2024

2 · 0 OOS =

Crashes

2023

0 crashes -

2024

1 crash ▲

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
04/07/2024	PHENIX CITY	AL	0	0	1	2	Clear	Dry	Daylight

Inspection Records (3)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
03/20/2024	NM	Walk-Around (Level II)	ANTHONY PORT OF ENTRY	0	0	0	0	0	0	-	▲Detail
01/29/2024	MO	Walk-Around (Level II)	MAYVIEW MO	0	0	0	0	0	0	-	▲Detail
07/25/2023	WV	Driver-Only (Level III)	MARTINSBURG	2	0	2	0	0	0	-	▲Detail

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	A0139799001	$750,000	12/18/2023	01/09/2024	Replaced
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	A0139799001	$750,000	12/18/2023	02/03/2024	Cancelled
91X	BIPD/Primary	PROGRESSIVE SPECIALTY INS. CO.	CA1948621	$750,000	12/18/2020	12/18/2023	Replaced
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	OPO0054674	$750,000	12/18/2017	12/18/2020	Replaced
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	PRA 0213931	$750,000	12/18/2016	12/18/2017	Replaced
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	PRA 0213931	$750,000	12/18/2016	01/15/2018	Cancelled
91X	BIPD/Primary	CYPRESS INSURANCE COMPANY (CA)	03TRM015457-01	$750,000	12/18/2015	12/18/2016	Cancelled
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	A0139799001	$750,000	01/09/2024	08/31/2025	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC946237	CONTRACT	INVOLUNTARY REVOCATION	11/23/2016	DISCONTINUED REVOCATION	12/14/2016
MC946237	CONTRACT	INVOLUNTARY REVOCATION	01/08/2024	DISCONTINUED REVOCATION	01/10/2024
MC946237	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	01/04/2016	REVOKED	09/08/2025

No revocation records.

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75/100

Good

NOT VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 75

75

−25

Starts at 100−25 totalFinal 75

No insurance or bond on file−25

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows coverage is required for this authority, but no active insurance or surety bond is on file as of 7/7/2026.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-25

No insurance or bond on file FAILS VERIFICATION

FMCSA shows insurance is required but no active insurance or surety bond is currently on file (per the latest FMCSA filing as of 7/7/2026).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.