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CHAR-LO INC

Trust Score

Excellent Why this score?

Company CheckCHAR-LO INC · DOT 274098

8625 ROSEMARY RD, EIGHT MILE, AL, 36613

DOT# 274098 MC# 149524 Eight Mile, Alabama 46 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Satisfactory

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

5 events tracked · latest Sep 8, 2026 ↓ Show details ↓

Safety & compliance 4

May 12, 2026
Clean roadside inspection, no violations.
Feb 2, 2026
Clean roadside inspection, no violations.
Jan 20, 2026
Clean roadside inspection, no violations.
Jan 15, 2026
Roadside inspection, 1 out-of-service violation.

Insurance 1

Current
Active insurance on file ($750,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address8625 ROSEMARY RD, EIGHT MILE, AL, 36613

Mailing AddressPO BOX 160127, MOBILE, AL, 36616

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC146125

CommonNot Active

ContractActive

BrokerNot Active

Operating46 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure .75 · 2 insp with violations

Below cutoff

Driver Fitness

measure .21 · 1 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 1.28 · 3 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage238,932 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)0

Fatal0

Driver OOS25.0% avg 5.5%

Vehicle OOS7.1% avg 20.7%

SmartWay PartnerNo

Last Review10/14/1987

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 08/09/2026

CompanyUNITED STATES FIRE INSURANCE CO.

Policy #506-9175723

Last checked09/08/2026

Quick Facts

StatusActive

TypeCarrier

Fleet12 units

Drivers12

Mileage238,932 mi

Operating46 years

MCS-15006/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Safety RatingSatisfactory

Driver Inspections

Total16

Out of Service4

OOS Rate25.0%

National Avg5.5%

Above National Average

Vehicle Inspections

Total14

Out of Service1

OOS Rate7.1%

National Avg20.7%

Below National Average

HazMat Inspections

Total1

OOS0

OOS Rate0.0% (avg 4.5%)

Last FMCSA Review: 10/14/1987 | Rated: 11/27/1987

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

1 · 0 OOS -

2024

5 · 2 OOS ▲

2025

8 · 2 OOS =

2026

5 · 1 OOS ▼

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through May 2026, 15 inspections, 3 resulted in out-of-service (20% OOS rate).

Driver Out-of-Service 2 OOS

Vehicle Out-of-Service 1 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

10 roadside violations across 15 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 4 violations · 1 OOS

Driver Fitness 1 violation · 1 OOS

Hours-of-Service (HOS) Compliance 1 violation · 1 OOS

Unsafe Driving 1 violation · 0 OOS

Hazardous Materials 1 violation · 0 OOS

Other (General) 2 violations · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (19)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
05/12/2026	MS	Full (Level I)	ORANGE GROVE	0	0	0	0	0	0	-	▲Detail
02/02/2026	MS	Full (Level I)	ORANGE GROVE	0	0	0	0	0	0	-	▲Detail
01/20/2026	MS	Full (Level I)	ORANGE GROVE	0	0	0	0	0	0	-	▲Detail
01/15/2026	TX	Walk-Around (Level II)	IH-0020 IN TARRANT CO. (424-45	3	1	1	1	2	0	-	▲Detail
01/13/2026	FL	Driver-Only (Level III)	PENSACOLA FL	0	0	0	0	0	0	-	▲Detail
11/07/2025	MS	Full (Level I)	I-20 E	3	1	1	1	2	0	-	▲Detail
10/29/2025	MS	Full (Level I)	WAYNE COUNTY	0	0	0	0	0	0	-	▲Detail
10/23/2025	MS	Full (Level I)	ORANGE GROVE	1	0	0	0	1	0	1	▲Detail
10/09/2025	MS	Full (Level I)	WAYNE COUNTY	0	0	0	0	0	0	-	▲Detail
10/07/2025	TX	Walk-Around (Level II)	IH10 WB WINNIE SCALE	2	1	0	0	2	1	-	▲Detail
05/22/2025	MS	Full (Level I)	PIKE COUNTY	0	0	0	0	0	0	-	▲Detail
05/13/2025	IA	Full (Level I)	45 - HWY 218 NB MM 29 PILOT GR	0	0	0	0	0	0	-	▲Detail
02/26/2025	AL	Driver-Only (Level III)	CREOLA	0	0	0	0	0	0	-	▲Detail
12/26/2024	MS	Walk-Around (Level II)	I-20W	1	0	0	0	1	0	-	▲Detail
10/09/2024	MS	Full (Level I)	HANCOCK CO	0	0	0	0	0	0	-	▲Detail
08/25/2024	MS	Full (Level I)	HANCOCK COUNTY	1	1	1	1	0	0	-	▲Detail
05/11/2024	TN	Full (Level I)	CLARKSVILLE TN	4	1	0	1	0	0	-	▲Detail
02/29/2024	KY	Full (Level I)	MOREHEAD	1	0	0	0	1	0	-	▲Detail
09/23/2023	NC	Full (Level I)	GASTON COUNTY WEIGH STATION I-	2	0	0	0	2	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections16

HOS Compliance 2 viols

Driver Fitness 1 viols

Vehicle Maintenance 3 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
34	CARGO	SENTRY SELECT INSURANCE COMPANY	CT7671047098-001	$0	12/07/2000	06/13/2002	Cancelled
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	CT7671047098-001	$1,000,000	12/07/2000	06/13/2002	Cancelled
34	CARGO	SENTRY SELECT INSURANCE COMPANY	CT7615926098-981	$0	12/07/1998	03/15/2000	Cancelled
34	CARGO	SENTRY SELECT INSURANCE COMPANY	CT7615926098-981	$0	12/07/1998	01/01/2000	Replaced
91X	BIPD/Primary	AUTO OWNERS INSURANCE COMPANY	47-647077-00	$750,000	08/30/2011	01/25/2016	Replaced
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	CT7697108002-021	$750,000	06/13/2002	05/01/2003	Cancelled
91X	BIPD/Primary	NORTH RIVER INSURANCE CO.	506-9017251	$750,000	06/01/2021	06/01/2025	Replaced
91X	BIPD/Primary	UNITED STATES FIRE INSURANCE CO.	506-8965375	$750,000	06/01/2019	06/01/2021	Replaced
91X	BIPD/Primary	AUTO OWNERS INSURANCE COMPANY	47-647-077-00	$1,000,000	06/01/2008	08/30/2011	Replaced
91X	BIPD/Primary	MAX SPECIALTY INSURANCE COMPANY	MCV0777570	$750,000	05/13/1998	09/25/1998	Cancelled
91	BIPD	ESSEX INSURANCE COMPANY	LIAL 50077	$0	05/13/1996	07/26/1997	Cancelled
91	BIPD	EMPIRE FIRE & MARINE INSURANCE CO.	BA 95 75 12	$0	05/10/1982	05/13/1996	Replaced
34	CARGO	EARLY AMERICAN INSURANCE CO.	IM 13613	$0	05/09/1982	03/03/1985	Cancelled
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	CT769710-8002-021	$750,000	05/01/2003	06/07/2008	Cancelled
34	CARGO	SENTRY SELECT INSURANCE COMPANY	CT7615926098-981	$0	03/17/1999	12/07/1998	Replaced
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	CT7615926098-981	$1,000,000	03/17/1999	03/17/1999	Replaced
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	CT7615926098-981	$1,000,000	03/17/1999	01/01/2000	Replaced
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	CT7615926098-981	$1,000,000	03/17/1999	03/15/2000	Cancelled
91X	BIPD/Primary	AUTO OWNERS INSURANCE COMPANY	47-647077-00	$750,000	01/25/2016	06/01/2019	Cancelled
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	CT7671047098-001	$1,000,000	01/01/2000	12/07/2000	Cancelled
34	CARGO	SENTRY SELECT INSURANCE COMPANY	CT7671047098-001	$0	01/01/2000	12/07/2000	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC146125	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	08/13/1980	REVOKED	10/14/1997
MC146125	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	06/11/1999	-	-
MC146125	CONTRACT	INVOLUNTARY REVOCATION	05/12/2008	DISCONTINUED REVOCATION	06/10/2008
MC146125	CONTRACT	INVOLUNTARY REVOCATION	05/06/2019	DISCONTINUED REVOCATION	05/23/2019

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

95/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 95

Starts at 100−5 totalFinal 95

Driver out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

-5

Driver out-of-service rate above national average

Driver OOS 25% vs national avg 5.51%.

Where this company lands, risk scales

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 25% vs national avg 5.51%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

CHAR-LO INC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (19)

Safety Performance Percentiles

Licensing & Insurance

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