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VALIDATED

JOE PONDER'S USED CARS INC

Trust Score

Excellent Why this score?

Company CheckJOE PONDER'S USED CARS INC · DOT 273316

4870 S MAIN ST, COWPENS, SC, 29330

DOT# 273316 MC# 237174 Cowpens, South Carolina 35 years

CARRIER

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2

Power Units

1

Drivers

0

Crashes (24-Month)

Not reported

Insurance

Satisfactory

Safety Rating

0

Inspections

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Company Information

Legal NameJOE PONDER'S USED CARS INC

DOT Number273316

MC Number237174

Entity TypeCarrier

Operating StatusA - Active

LocationCowpens, South Carolina

Added05/20/1986

MCS-15003/26/2026

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address4870 S MAIN ST, COWPENS, SC, 29330

Mailing AddressPO BOX 733, COWPENS, SC, 29330

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC237174

CommonActive

ContractActive

BrokerNot Active

Operating35 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage70,000 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review02/24/1987

Insurance

AmountNot reported

Type34

Effective01/18/2010

CompanyHANOVER INSURANCE CO.

Policy #IHA 6974273

Last checked09/10/2026

Quick Facts

StatusActive

TypeCarrier

Fleet2 units

Drivers1

Mileage70,000 mi

Operating35 years

MCS-15003/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Safety RatingSatisfactory

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Last FMCSA Review: 02/24/1987 | Rated: 12/08/1987

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	PROGRESSIVE NORTHERN INSURANCE COMPANY	CA 4408548	$1,000,000	11/30/2010	11/05/2012	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN181348	$750,000	11/05/2015	12/06/2023	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN136924	$1,000,000	11/05/2013	11/05/2015	Cancelled
91X	BIPD/Primary	EASTERN ATLANTIC INSURANCE COMPANY	TEA390010612	$750,000	11/05/2012	11/05/2013	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA 4408548	$1,000,000	11/05/2009	11/30/2010	Cancelled
91X	BIPD/Primary	MAXUM CASUALTY INSURANCE COMPANY	TRK-6003422-1	$750,000	11/05/2005	11/05/2009	Cancelled
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 68 24 43	$750,000	11/05/2003	11/05/2005	Replaced
91X	BIPD/Primary	LANCER INSURANCE COMPANY	CM0002065	$1,000,000	11/05/2001	11/05/2003	Replaced
91X	BIPD/Primary	AMERICAN ALTERNATIVE INSURANCE CORPORATION	46-A2-CM-0002065-00	$1,000,000	11/05/2000	11/05/2001	Cancelled
91X	BIPD/Primary	XL SPECIALTY INSURANCE COMPANY	1STP2000094	$1,000,000	11/05/1998	11/05/2000	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	328231	$1,000,000	11/05/1997	11/05/1998	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	325918	$1,000,000	11/05/1996	11/05/1997	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	312089	$1,000,000	11/05/1995	11/05/1996	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	298349	$1,000,000	11/05/1994	03/23/1995	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	298349	$1,000,000	03/23/1995	11/10/1995	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	298349	$1,000,000	03/23/1995	11/05/1995	Replaced
34	CARGO	HANOVER INSURANCE CO.	IHA 6974273	$0	01/18/2010	01/18/2010	Replaced
34	CARGO	HANOVER INSURANCE CO.	IHA 6974273	$0	01/18/2010	01/18/2010	Replaced
34	CARGO	HANOVER INSURANCE CO.	IHA 6973481	$0	01/18/2010	02/25/2010	Cancelled
34	CARGO	HANOVER INSURANCE CO.	IHA 6973481	$0	01/18/2010	01/18/2010	Replaced
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	4444FASCSWBPMC09035	$0	01/18/2009	01/18/2010	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	SCLBPMC08031	$0	01/18/2008	01/18/2009	Cancelled
34	CARGO	CLARENDON AMERICA INSURANCE COMPANY	DGA001519	$0	01/18/2007	01/18/2008	Cancelled
34	CARGO	CLARENDON AMERICA INSURANCE COMPANY	DGA001209	$0	01/18/2006	01/18/2007	Replaced
34	CARGO	CLARENDON AMERICA INSURANCE COMPANY	DGA000712	$0	01/18/2005	01/18/2006	Cancelled
34	CARGO	WESTCHESTER FIRE INSURANCE COMPANY	843596	$0	01/18/2003	01/18/2005	Replaced
34	CARGO	WESTCHESTER FIRE INSURANCE COMPANY	843596	$0	01/18/2003	01/18/2003	Replaced
34	CARGO	WESTCHESTER FIRE INSURANCE COMPANY	843596	$0	01/18/2002	01/18/2003	Replaced
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	008032-008	$0	01/18/2001	01/18/2002	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	998032-013	$0	01/18/2000	01/18/2001	Replaced
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	988032015	$0	01/18/1999	01/18/2000	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	978032-018	$0	01/18/1998	01/18/1999	Cancelled
34	CARGO	GREAT AMERICAN INSURANCE CO.	IMP 9884814	$0	01/18/1997	01/18/1998	Cancelled
34	CARGO	ST. PAUL PROTECTIVE INSURANCE COMPANY	92303785IM	$0	01/18/1994	01/18/1997	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC237174	COMMON	INVOLUNTARY REVOCATION	12/26/2007	DISCONTINUED REVOCATION	01/18/2008
MC237174	COMMON	INVOLUNTARY REVOCATION	12/22/2005	DISCONTINUED REVOCATION	01/18/2006
MC237174	CONTRACT	INVOLUNTARY REVOCATION	11/15/2005	DISCONTINUED REVOCATION	12/06/2005
MC237174	COMMON	INVOLUNTARY REVOCATION	11/15/2005	DISCONTINUED REVOCATION	12/06/2005
MC237174	CONTRACT	INVOLUNTARY REVOCATION	11/05/1994	DISCONTINUED REVOCATION	12/14/1994
MC237174	COMMON	INVOLUNTARY REVOCATION	11/05/1994	DISCONTINUED REVOCATION	12/14/1994
MC237174	COMMON	INVOLUNTARY REVOCATION	11/05/1993	DISCONTINUED REVOCATION	11/26/1993
MC237174	CONTRACT	INVOLUNTARY REVOCATION	11/05/1993	DISCONTINUED REVOCATION	11/26/1993
MC237174	COMMON	INVOLUNTARY REVOCATION	10/09/2015	DISCONTINUED REVOCATION	11/03/2015
MC237174	CONTRACT	INVOLUNTARY REVOCATION	10/09/2015	DISCONTINUED REVOCATION	11/03/2015
MC237174	CONTRACT	INVOLUNTARY REVOCATION	10/09/2013	DISCONTINUED REVOCATION	11/01/2013
MC237174	COMMON	INVOLUNTARY REVOCATION	10/09/2013	DISCONTINUED REVOCATION	11/01/2013
MC237174	CONTRACT	INVOLUNTARY REVOCATION	10/09/2009	DISCONTINUED REVOCATION	10/27/2009
MC237174	COMMON	INVOLUNTARY REVOCATION	10/09/2009	DISCONTINUED REVOCATION	10/27/2009
MC237174	MOTOR PROPERTY COMMON CARRIER	GRANTED	04/02/1991	REVOKED	01/26/2009
MC237174	COMMON	INVOLUNTARY REVOCATION	03/23/1995	DISCONTINUED REVOCATION	04/25/1995
MC237174	CONTRACT	INVOLUNTARY REVOCATION	03/23/1995	DISCONTINUED REVOCATION	04/26/1995
MC237174	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	03/22/1991	REVOKED	12/12/2023
MC237174	MOTOR PROPERTY COMMON CARRIER	REINSTATED	02/10/2009	REVOKED	01/25/2010
MC237174	MOTOR PROPERTY COMMON CARRIER	REINSTATED	01/29/2010	REVOKED	12/12/2023
MC237174	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	01/24/2024	-	-
MC237174	MOTOR PROPERTY COMMON CARRIER	REINSTATED	01/24/2024	-	-

No revocation records.

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100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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