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VALIDATED

MOVING SMILES INC

Trust Score

Excellent Why this score?

Company CheckMOVING SMILES INC · DOT 2644320

DBA: TWO MEN AND A TRUCK

903 S MAIN ST, SOUTH BEND, IN, 46601

DOT# 2644320 MC# 19934 South Bend, Indiana 11 years

MOTOR CARRIER

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Power Units

Drivers

Crashes (24-Month)

$2,000,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

4 events tracked · latest Sep 10, 2026 ↓ Show details ↓

Safety & compliance 3

Nov 3, 2025
Roadside inspection, 1 out-of-service violation.
Jun 30, 2025
Roadside inspection, 3 violations (no OOS).
Feb 12, 2025
Roadside inspection, 1 violation (no OOS).

Insurance 1

Current
Active insurance on file ($2,000,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address903 S MAIN ST, SOUTH BEND, IN, 46601

Mailing AddressPO BOX 170, CLARKSVILLE, MI, 48815-0170

Other Companies at This Address

Address903 S MAIN ST, SOUTH BEND, IN 46601

Others here

Distinct phones

Active

Company	DOT	Phone	Status
ELITE JUNK REMOVAL SB INC	4192413	Sign in	Active
MOVING SMILES INC this company	2644320	Sign in	Active
MICHIANA MOVING & STORAGE INC	672638	Sign in	Inactive

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC922003

CommonActive

ContractActive

BrokerNot Active

DocketFF019934

CommonNot Active

ContractInactive

BrokerNot Active

Operating11 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 1.82 · 2 insp with violations

Below cutoff

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 1.5 · 1 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage107,296 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS33.3% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$2,000,000

Type34

VerifiedFMCSA · 06/30/2026

CompanyHANOVER INSURANCE CO.

Policy #RHE H268948

Last checked09/10/2026

Quick Facts

StatusActive

TypeMotor Carrier

Fleet8 units

Drivers8

Mileage107,296 mi

Operating11 years

MCS-15001/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total3

Out of Service1

OOS Rate33.3%

National Avg5.5%

Above National Average

Vehicle Inspections

Total1

Out of Service0

OOS Rate0.0%

National Avg20.7%

Below National Average

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

1 · 0 OOS -

2025

3 · 1 OOS ▲

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Nov 2025, 3 inspections, 1 resulted in out-of-service (33.3% OOS rate).

Driver Out-of-Service 1 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

5 roadside violations across 3 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Unsafe Driving 4 violations · 0 OOS

Driver Fitness 1 violation · 1 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (4)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	HazMat
11/03/2025	IN	Walk-Around (Level II)	CHESTERTON IN	1	1	0	1	-	▲Detail
06/30/2025	MI	Driver-Only (Level III)	75 N @ BAKER	3	0	3	0	-	▲Detail
02/12/2025	MI	Driver-Only (Level III)	NB US31 & 11MM	1	0	1	0	-	▲Detail
01/02/2024	IN	Driver-Only (Level III)	BRISTOL IN	1	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections3

Unsafe Driving 2 viols

Driver Fitness 1 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
34	CARGO	TRANSGUARD INSURANCE COMPANY OF AMERICA INC.	TCP0000739	$0	08/15/2017	06/02/2020	Replaced
34	CARGO	TRANSGUARD INSURANCE COMPANY OF AMERICA INC.	TCP0000739	$0	08/15/2017	07/01/2020	Cancelled
91X	BIPD/Primary	TRANSGUARD INSURANCE COMPANY OF AMERICA INC.	TCP0000739	$1,000,000	08/15/2017	06/02/2020	Replaced
91X	BIPD/Primary	TRANSGUARD INSURANCE COMPANY OF AMERICA INC.	TCP0000739	$1,000,000	08/15/2017	07/01/2020	Cancelled
84	SURETY	UNITED STATES FIRE INSURANCE CO.	615996020	$0	07/21/2018	08/19/2018	Cancelled
84	SURETY	UNITED STATES FIRE INSURANCE CO.	615996020	$0	07/21/2017	07/20/2018	Cancelled
91X	BIPD/Primary	OLD REPUBLIC INSURANCE COMPANY	MWTB 315596	$1,000,000	06/02/2020	02/01/2023	Replaced
91X	BIPD/Primary	OLD REPUBLIC INSURANCE COMPANY	MWTB 315596	$1,000,000	06/02/2020	02/01/2023	Replaced
34	CARGO	TRANSGUARD INSURANCE COMPANY OF AMERICA INC.	TCP0000739	$0	06/02/2015	06/02/2020	Replaced
34	CARGO	TRANSGUARD INSURANCE COMPANY OF AMERICA INC.	TCP0000739	$0	06/02/2015	07/01/2020	Cancelled
91X	BIPD/Primary	TRANSGUARD INSURANCE COMPANY OF AMERICA INC.	TCP0000739	$1,000,000	06/02/2015	06/02/2020	Replaced
91X	BIPD/Primary	TRANSGUARD INSURANCE COMPANY OF AMERICA INC.	TCP0000739	$1,000,000	06/02/2015	07/01/2020	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
FF019934	HOUSEHOLD GOODS FREIGHT FORWARDER	GRANTED	08/21/2017	REVOKED	08/27/2018
FF019934	PROPERTY FREIGHT FORWARDER	GRANTED	08/21/2017	REVOKED	08/27/2018
MC922003	HOUSEHOLD GOODS COMMON CARRIER	GRANTED	08/06/2015	-	-
MC922003	MOTOR PROPERTY COMMON CARRIER	GRANTED	07/30/2015	-	-
MC922003	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	07/30/2015	-	-

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

95/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 95

Starts at 100−5 totalFinal 95

Driver out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-5

Driver out-of-service rate above national average

Driver OOS 33.3333% vs national avg 5.51%.

Where this company lands, risk scales

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 33.3333% vs national avg 5.51%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

MOVING SMILES INC

Trust Score

Public record

Company Information

Contact Details

Other Companies at This Address

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (4)

Safety Performance Percentiles

Licensing & Insurance

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