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PERSONAL ASSURANCE LOGISTICS INC

Trust Score

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Company CheckPERSONAL ASSURANCE LOGISTICS INC · DOT 2635190

1815 ISABELLE CT, ANTIOCH, TN, 37013

DOT# 2635190 MC# 919835 Antioch, Tennessee 11 years

MOTOR CARRIER

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

8 events tracked · latest Sep 16, 2026 ↓ Show details ↓

Safety & compliance 7

Oct 23, 2025
Roadside inspection, 1 out-of-service violation.
Sep 9, 2025
Roadside inspection, 2 out-of-service violations.
Aug 6, 2025
Crash reported (no fatalities).
Jul 9, 2025
Roadside inspection, 3 out-of-service violations.
Jan 29, 2025
Crash reported (no fatalities).
Dec 9, 2024
Roadside inspection, 1 violation (no OOS).
Nov 4, 2024
Crash reported (no fatalities).

Insurance 1

Current
Active insurance on file ($750,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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EmailSign in to view

Physical Address1815 ISABELLE CT, ANTIOCH, TN, 37013

Mailing Address1815 ISABELLE CT, ANTIOCH, TN, 37013

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC919835

CommonInactive

ContractInactive

BrokerNot Active

Operating11 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 19.44 · 4 insp with violations

Below cutoff

Hours-of-Service Compliance

measure 4.11 · 3 insp with violations

Below cutoff

Driver Fitness

measure 3.33 · 4 insp with violations

Above Cutoff

Controlled Substances / Alcohol

measure .88 · 1 insp with violations

Below cutoff

Vehicle Maintenance

measure 2.85 · 3 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage50,000 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)3

Fatal0

Driver OOS42.9% avg 5.5%

Vehicle OOS16.7% avg 20.7%

SmartWay PartnerNo

Last Review01/28/2026

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 07/08/2026

CompanyGEICO MARINE INSURANCE COMPANY

Policy #9300228725

Last checked09/16/2026

Quick Facts

StatusActive

TypeMotor Carrier

Fleet1 units

Drivers2

Mileage50,000 mi

Operating11 years

MCS-15011/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)3

Fatal0

Injury2

Tow-Away1

Driver Inspections

Total7

Out of Service3

OOS Rate42.9%

National Avg5.5%

Above National Average

Vehicle Inspections

Total6

Out of Service1

OOS Rate16.7%

National Avg20.7%

Below National Average

Last FMCSA Review: 01/28/2026

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

5 · 2 OOS -

2025

3 · 3 OOS ▲

Crashes

2024

1 crash -

2025

2 crashes ▲

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Oct 2025, 5 inspections, 3 resulted in out-of-service (60% OOS rate).

Driver Out-of-Service 6 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (3)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Injuries	Tow	Vehicles	Weather	Road	Light
08/06/2025	KNOXVILLE	TN	0	1	3	Other/Unknown	Wet	Daylight
01/29/2025	NOT IN CITY LIMIT	TN	1	1	2	Other/Unknown	Dry	Dawn
11/04/2024	CHARLOTTE	TN	1	1	2	Clear	Dry	Daylight

Roadside Violations by Safety Category Last 24 months

26 roadside violations across 5 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Unsafe Driving 13 violations · 2 OOS

Driver Fitness 6 violations · 1 OOS

Hours-of-Service (HOS) Compliance 4 violations · 3 OOS

Vehicle Maintenance 1 violation · 0 OOS

Other (General) 2 violations · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (8)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
10/23/2025	KY	Driver-Only (Level III)	LONDON	4	1	4	1	0	0	-	▲Detail
09/09/2025	TN	Full (Level I)	MOHAWK TN	5	2	0	2	0	0	-	▲Detail
07/09/2025	TN	Walk-Around (Level II)	MOHAWK TN	8	3	0	3	0	0	-	▲Detail
12/09/2024	KY	Walk-Around (Level II)	EDMONTON	1	0	0	0	1	0	-	▲Detail
11/14/2024	KY	Walk-Around (Level II)	KUTTAWA	8	0	6	0	2	0	-	▲Detail
09/10/2024	TN	Full (Level I)	KNOXVILLE TN	4	1	0	0	0	1	-	▲Detail
08/19/2024	TN	Full (Level I)	HILLSBORO TN	3	0	0	0	0	0	-	▲Detail
06/11/2024	TN	Driver-Only (Level III)	LEXINGTON TN	1	1	0	1	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections7

Unsafe Driving 4 viols

HOS Compliance 3 viols

Driver Fitness ALERT 4 viols

Controlled Substances 1 viols

Vehicle Maintenance 3 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	PROGRESSIVE HAWAII INSURANCE CORP	CA975938893	$750,000	12/26/2023	04/02/2025	Cancelled
91X	BIPD/Primary	PROGRESSIVE HAWAII INSURANCE CORP	CA973740400	$750,000	09/22/2023	06/12/2023	Replaced
91X	BIPD/Primary	ACCREDITED SPECIALTY INSURANCE COMPANY	2-CWH-TN-19-S0122088-00	$1,000,000	06/12/2023	09/15/2023	Cancelled
91X	BIPD/Primary	ACCREDITED SPECIALTY INSURANCE COMPANY	CA973740400	$750,000	06/12/2023	12/25/2023	Cancelled
91X	BIPD/Primary	ACCREDITED SPECIALTY INSURANCE COMPANY	2-CWH-TN-19-S0122088-00	$1,000,000	06/12/2023	06/12/2023	Replaced
91X	BIPD/Primary	ACCREDITED SPECIALTY INSURANCE COMPANY	2-CWH-TN-19-S0122088-00	$1,000,000	06/12/2023	08/18/2023	Cancelled
91X	BIPD/Primary	PROGRESSIVE HAWAII INSURANCE CORP	CA 2997996	$750,000	06/06/2016	05/27/2016	Replaced
91X	BIPD/Primary	GRANITE STATE INSURANCE CO.	013227461	$1,000,000	05/29/2015	05/29/2016	Cancelled
91X	BIPD/Primary	PROGRESSIVE HAWAII INSURANCE CORP	CA 2997996	$750,000	05/27/2016	10/26/2017	Cancelled
91X	BIPD/Primary	PROGRESSIVE HAWAII INSURANCE CORP	CA 949286454	$750,000	05/24/2021	05/12/2022	Cancelled
91X	BIPD/Primary	EVERSPAN INDEMNITY INSURANCE COMPANY	CW1EII-992570-01	$1,000,000	05/17/2022	05/16/2023	Replaced
91X	BIPD/Primary	PROGRESSIVE HAWAII INSURANCE CORP	CA969813204	$750,000	05/16/2023	06/12/2023	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	CT1210310510	$750,000	04/03/2025	10/02/2025	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC919835	COMMON	INVOLUNTARY REVOCATION	11/28/2023	DISCONTINUED REVOCATION	12/27/2023
MC919835	CONTRACT	INVOLUNTARY REVOCATION	11/28/2023	DISCONTINUED REVOCATION	12/27/2023
MC919835	COMMON	INVOLUNTARY REVOCATION	08/21/2023	DISCONTINUED REVOCATION	09/25/2023
MC919835	CONTRACT	INVOLUNTARY REVOCATION	08/21/2023	DISCONTINUED REVOCATION	09/25/2023
MC919835	COMMON	INVOLUNTARY REVOCATION	07/24/2023	DISCONTINUED REVOCATION	08/02/2023
MC919835	CONTRACT	INVOLUNTARY REVOCATION	07/24/2023	DISCONTINUED REVOCATION	08/02/2023
MC919835	MOTOR PROPERTY COMMON CARRIER	REINSTATED	07/15/2016	REVOKED	11/01/2017
MC919835	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	07/15/2016	REVOKED	11/01/2017
MC919835	MOTOR PROPERTY COMMON CARRIER	GRANTED	06/19/2015	REVOKED	06/06/2016
MC919835	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	06/19/2015	REVOKED	06/06/2016
MC919835	MOTOR PROPERTY COMMON CARRIER	REINSTATED	06/01/2022	REVOKED	10/08/2025
MC919835	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	06/01/2022	REVOKED	10/08/2025
MC919835	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	05/26/2021	REVOKED	05/18/2022
MC919835	MOTOR PROPERTY COMMON CARRIER	REINSTATED	05/26/2021	REVOKED	05/18/2022
MC919835	COMMON	INVOLUNTARY REVOCATION	03/06/2025	DISCONTINUED REVOCATION	04/04/2025
MC919835	CONTRACT	INVOLUNTARY REVOCATION	03/06/2025	DISCONTINUED REVOCATION	04/04/2025

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

78/100

Good

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 78

−17

Starts at 100−22 totalFinal 78

Crashes on record (rate-adjusted)−17

Driver out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-17

Crashes on record (rate-adjusted)

Crash rate: 3 crash(es) across 1 vehicle (~3 per vehicle); none fatal. Scaled to fleet size and fatal severity.

-5

Driver out-of-service rate above national average

Driver OOS 42.8571% vs national avg 5.51%.

Where this company lands, risk scales

Crash history (rate-adjusted)−17 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 3 crash(es) across 1 vehicle (~3 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 42.8571% vs national avg 5.51%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

PERSONAL ASSURANCE LOGISTICS INC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (3)

Roadside Violations by Safety Category Last 24 months

Inspection Records (8)

Safety Performance Percentiles

Licensing & Insurance

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