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VALIDATED

MCCOY & SONS INC

Trust Score

Excellent Why this score?

Company CheckMCCOY & SONS INC · DOT 2631915

1405 SUMMER ST, HAMMOND, IN, 46320

DOT# 2631915 MC# 916052 Hammond, Indiana 10 years

CARRIER Legal name changed · Aug 18, 2026

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13

Power Units

9

Drivers

1

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

4

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

5 events tracked · latest Sep 9, 2026 ↓ Show details ↓

Identity & ownership 1

Aug 18, 2026
Company legal name changed.

Safety & compliance 3

Sep 3, 2025
Roadside inspection, 2 violations (no OOS).
Sep 3, 2025
Crash reported (no fatalities).
Nov 5, 2024
Roadside inspection, 1 violation (no OOS).

Insurance 1

Current
Active insurance on file ($1,000,000).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameMCCOY & SONS INC

DOT Number2631915

MC Number916052

Entity TypeCarrier

Operating StatusA - Active

LocationHammond, Indiana

Added05/04/2015

MCS-15007/30/2025

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address1405 SUMMER ST, HAMMOND, IN, 46320

Mailing Address1405 SUMMER ST, HAMMOND, IN, 46320

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC916052

CommonNot Active

ContractActive

BrokerNot Active

Operating10 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage23,793 miles

Mileage Year2018

VMT SourceMCS-150 Form

Drivers

9

Interstate

0

Intrastate

0

CDL

9

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)1

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,000,000

Type34

VerifiedFMCSA · 06/28/2026

CompanyAMERISURE MUTUAL INSURANCE COMPANY

Policy #CA 40017450002

Last checked09/09/2026

Quick Facts

StatusActive

TypeCarrier

Fleet13 units

Drivers9

Mileage23,793 mi

Operating10 years

MCS-15007/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)1

Fatal0

Injury0

Tow-Away1

Driver Inspections

Total2

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total2

Out of Service0

OOS Rate0.0%

National Avg20.7%

Below National Average

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

1 · 1 OOS -

2024

2 · 0 OOS ▼

2025

1 · 0 OOS =

Crashes

2023

0 crashes -

2024

0 crashes =

2025

1 crash ▲

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Sep 2025, 2 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
09/03/2025	HAMMOND	IN	0	0	1	2	Rain	Wet	Dusk

Roadside Violations by Safety Category Last 24 months

3 roadside violations across 2 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Unsafe Driving 1 violation · 0 OOS

Other (General) 2 violations · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (4)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
09/03/2025	MI	Walk-Around (Level II)	E/B	2	0	1	0	1	0	-	▲Detail
11/05/2024	IN	Walk-Around (Level II)	VALPARAISO IN	1	0	0	0	0	0	-	▲Detail
02/13/2024	IN	Driver-Only (Level III)	ROLLING PRAIRIE IN	2	0	0	0	0	0	-	▲Detail
12/12/2023	IN	Walk-Around (Level II)	VALPARAISO IN	1	1	0	0	0	1	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections2

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK007939-01	$1,000,000	12/11/2017	01/03/2018	Replaced
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK007939-01	$1,000,000	12/11/2017	01/27/2018	Cancelled
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK007939-01	$1,000,000	10/26/2017	12/11/2017	Replaced
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK007939-01	$1,000,000	10/26/2017	12/28/2017	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP006881	$1,000,000	09/25/2019	02/06/2020	Replaced
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP006881	$1,000,000	09/25/2019	03/03/2020	Cancelled
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK007939-00	$1,000,000	09/20/2016	04/05/2017	Cancelled
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK007939-01	$1,000,000	08/30/2017	10/27/2017	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP530887	$1,000,000	07/27/2024	07/27/2025	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP425872	$1,000,000	07/27/2023	07/27/2024	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP320797	$1,000,000	07/27/2022	07/27/2023	Replaced
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP215157	$1,000,000	07/27/2021	07/28/2022	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP110886	$1,000,000	07/27/2020	07/27/2021	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP006881	$1,000,000	07/27/2019	09/28/2019	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP006881	$1,000,000	07/27/2019	09/25/2019	Replaced
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP903240	$1,000,000	07/27/2018	07/27/2019	Cancelled
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK007939-01	$1,000,000	07/18/2017	09/22/2017	Cancelled
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK007939-01	$1,000,000	07/18/2017	08/30/2017	Replaced
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK007939-00	$1,000,000	06/06/2016	09/20/2016	Replaced
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK007939-00	$1,000,000	06/06/2016	10/01/2016	Cancelled
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK007939-01	$1,000,000	05/26/2017	07/20/2017	Cancelled
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK007939-01	$1,000,000	05/26/2017	07/18/2017	Replaced
91X	BIPD/Primary	AMERICAN GUARANTEE & LIABILITY INS. CO.	CPO1641005	$1,000,000	04/05/2018	08/22/2018	Cancelled
91X	BIPD/Primary	AMERICAN GUARANTEE & LIABILITY INS. CO.	CPO1641005	$1,000,000	04/05/2018	07/27/2018	Replaced
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK007939-01	$1,000,000	04/05/2017	05/31/2017	Cancelled
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK007939-01	$1,000,000	04/05/2017	05/26/2017	Replaced
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK007939-00	$1,000,000	04/05/2016	07/02/2016	Cancelled
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK007939-00	$1,000,000	04/05/2016	06/06/2016	Replaced
91X	BIPD/Primary	ATLANTIC SPECIALTY INSURANCE COMPANY	613-00-25-01-0000	$750,000	04/04/2015	04/05/2016	Replaced
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP006881	$1,000,000	03/31/2020	07/27/2020	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP006881	$1,000,000	02/06/2020	03/31/2020	Replaced
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP006881	$1,000,000	02/06/2020	04/27/2020	Cancelled
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK007939-01	$1,000,000	01/03/2018	04/05/2018	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC916052	CONTRACT	INVOLUNTARY REVOCATION	12/01/2017	DISCONTINUED REVOCATION	12/12/2017
MC916052	CONTRACT	INVOLUNTARY REVOCATION	10/02/2017	DISCONTINUED REVOCATION	10/27/2017
MC916052	CONTRACT	INVOLUNTARY REVOCATION	09/06/2016	DISCONTINUED REVOCATION	09/21/2016
MC916052	CONTRACT	INVOLUNTARY REVOCATION	09/03/2019	DISCONTINUED REVOCATION	09/26/2019
MC916052	CONTRACT	INVOLUNTARY REVOCATION	08/28/2017	DISCONTINUED REVOCATION	08/31/2017
MC916052	CONTRACT	INVOLUNTARY REVOCATION	07/26/2018	DISCONTINUED REVOCATION	08/02/2018
MC916052	CONTRACT	INVOLUNTARY REVOCATION	07/01/2024	DISCONTINUED REVOCATION	07/30/2024
MC916052	CONTRACT	INVOLUNTARY REVOCATION	07/01/2022	DISCONTINUED REVOCATION	07/29/2022
MC916052	CONTRACT	INVOLUNTARY REVOCATION	07/01/2019	DISCONTINUED REVOCATION	08/01/2019
MC916052	CONTRACT	INVOLUNTARY REVOCATION	06/30/2025	DISCONTINUED REVOCATION	07/30/2025
MC916052	CONTRACT	INVOLUNTARY REVOCATION	06/30/2021	DISCONTINUED REVOCATION	07/28/2021
MC916052	CONTRACT	INVOLUNTARY REVOCATION	06/30/2020	DISCONTINUED REVOCATION	07/28/2020
MC916052	CONTRACT	INVOLUNTARY REVOCATION	06/27/2017	DISCONTINUED REVOCATION	07/19/2017
MC916052	CONTRACT	INVOLUNTARY REVOCATION	06/06/2016	DISCONTINUED REVOCATION	06/07/2016
MC916052	CONTRACT	INVOLUNTARY REVOCATION	05/04/2017	DISCONTINUED REVOCATION	05/30/2017
MC916052	CONTRACT	INVOLUNTARY REVOCATION	03/31/2020	DISCONTINUED REVOCATION	04/01/2020
MC916052	CONTRACT	INVOLUNTARY REVOCATION	03/09/2018	DISCONTINUED REVOCATION	04/02/2018
MC916052	CONTRACT	INVOLUNTARY REVOCATION	03/09/2017	DISCONTINUED REVOCATION	04/05/2017
MC916052	CONTRACT	INVOLUNTARY REVOCATION	02/05/2020	DISCONTINUED REVOCATION	02/07/2020
MC916052	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	01/14/2016	-	-
MC916052	CONTRACT	INVOLUNTARY REVOCATION	01/02/2018	DISCONTINUED REVOCATION	01/04/2018

No revocation records.

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99/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 99

99

Starts at 100−1 totalFinal 99

Crashes on record (rate-adjusted)−1

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-1

Crashes on record (rate-adjusted)

Crash rate: 1 crash(es) across 13 vehicles (~0.08 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Where this company lands, risk scales

Crash history (rate-adjusted)−1 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 1 crash(es) across 13 vehicles (~0.08 per vehicle); none fatal. Scaled to fleet size and fatal severity.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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