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TOM MORGAN

Trust Score

Excellent Why this score?

Company CheckTOM MORGAN · DOT 261185

DBA: USHER X-T-M

10482 BAUR CT, ST LOUIS, MO, 63132

DOT# 261185 MC# 174922 St Louis, Missouri 41 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Satisfactory

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

5 events tracked · latest Mar 18, 2026 ↓ Show details ↓

Safety & compliance 5

Mar 18, 2026
Roadside inspection, 2 violations (no OOS).
Mar 12, 2026
Roadside inspection, 1 out-of-service violation.
Mar 11, 2026
Roadside inspection, 1 violation (no OOS).
Mar 3, 2026
Roadside inspection, 1 violation (no OOS).
Apr 7, 2025
Crash reported (no fatalities).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address10482 BAUR CT, ST LOUIS, MO, 63132

Mailing AddressPO BOX 460147, SAINT LOUIS, MO, 63146

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC174922

CommonActive

ContractNot Active

BrokerNot Active

Operating41 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 1.68 · 1 insp with violations

Below cutoff

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 6.81 · 5 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage210,000 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)1

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS25.0% avg 20.7%

SmartWay PartnerNo

Last Review12/11/1989

Insurance

Amount$1,000,000

Type91X

Effective09/22/2020

CompanyGREAT WEST CASUALTY CO.

Policy #MCP63556A

Last checked09/09/2026

Quick Facts

StatusActive

TypeCarrier

Fleet6 units

Drivers6

Mileage210,000 mi

Operating41 years

MCS-15005/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)1

Fatal0

Injury1

Tow-Away0

Safety RatingSatisfactory

Driver Inspections

Total10

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total8

Out of Service2

OOS Rate25.0%

National Avg20.7%

Above National Average

Last FMCSA Review: 12/11/1989 | Rated: 02/02/1990

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

1 · 0 OOS -

2024

5 · 2 OOS ▲

2025

3 · 0 OOS ▼

2026

4 · 1 OOS ▲

Crashes

2023

0 crashes -

2024

0 crashes =

2025

1 crash ▲

2026

0 crashes ▼

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Mar 2026, 10 inspections, 2 resulted in out-of-service (20% OOS rate).

Vehicle Out-of-Service 2 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
04/07/2025	BRIDGETON	MO	0	1	1	2	Clear	Dry	Daylight

Roadside Violations by Safety Category Last 24 months

18 roadside violations across 10 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 17 violations · 2 OOS

Unsafe Driving 1 violation · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (13)

Date	State	Level	Location	Violations	OOS	Driver Viol	Vehicle Viol	Vehicle OOS	HazMat
03/18/2026	MO	Walk-Around (Level II)	COTTLEVILLE MO	2	0	0	2	0	-	▲Detail
03/12/2026	MO	Full (Level I)	ST CLAIR MO	9	1	0	9	1	-	▲Detail
03/11/2026	MO	Walk-Around (Level II)	ST. LOUIS MO	1	0	1	0	0	-	▲Detail
03/03/2026	MO	Walk-Around (Level II)	ST. LOUIS MO	1	0	0	1	0	-	▲Detail
05/13/2025	MO	Driver-Only (Level III)	ST LOUIS MO	0	0	0	0	0	-	▲Detail
03/27/2025	MO	Walk-Around (Level II)	ST. LOUIS MO	4	0	0	0	0	-	▲Detail
02/25/2025	MO	Walk-Around (Level II)	ST. LOUIS MO	0	0	0	0	0	-	▲Detail
12/26/2024	MO	Walk-Around (Level II)	ST. LOUIS MO	0	0	0	0	0	-	▲Detail
11/21/2024	MO	Driver-Only (Level III)	ST. LOUIS MO	0	0	0	0	0	-	▲Detail
11/13/2024	MO	Walk-Around (Level II)	ST. LOUIS MO	1	1	0	0	1	-	▲Detail
04/08/2024	MO	Walk-Around (Level II)	ST. LOUIS MO	1	0	0	0	0	-	▲Detail
04/04/2024	MO	Full (Level I)	SAINT CLAIR MO	10	3	0	0	3	-	▲Detail
10/18/2023	MO	Walk-Around (Level II)	ST. LOUIS MO	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections10

Unsafe Driving 1 viols

Vehicle Maintenance 5 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	TRUCK INSURANCE EXCHANGE	60033 63 54	$750,000	12/01/1991	09/15/2002	Cancelled
91X	BIPD/Primary	AUTO OWNERS INSURANCE COMPANY	4651129901	$300,000	11/12/2008	11/12/2008	Replaced
34	CARGO	AUTO OWNERS INSURANCE COMPANY	054605 75001083	$0	11/12/2008	05/27/2015	Cancelled
91X	BIPD/Primary	AUTO OWNERS INSURANCE COMPANY	4651129901	$300,000	11/12/2008	03/25/2015	Cancelled
91X	BIPD/Primary	ARCH INSURANCE COMPANY	FBCAT0490900	$1,000,000	09/15/2020	09/22/2020	Replaced
34	CARGO	AUTO OWNERS INSURANCE COMPANY	054605 07511299	$0	09/15/2005	11/12/2008	Cancelled
91X	BIPD/Primary	AUTO OWNERS INSURANCE COMPANY	46-511299-00	$300,000	09/15/2005	11/12/2008	Cancelled
34	CARGO	AUTO OWNERS INSURANCE COMPANY	054605 07511299	$0	09/15/2005	09/15/2005	Replaced
91X	BIPD/Primary	AUTO OWNERS INSURANCE COMPANY	46-511299-00	$750,000	09/15/2005	09/15/2005	Replaced
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	PAP 229750-0903	$300,000	09/15/2003	09/15/2005	Cancelled
34	CARGO	LINCOLN GENERAL INSURANCE COMPANY	SPF 229750-0903	$0	09/15/2003	09/15/2005	Cancelled
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	PAP 229750-0902	$750,000	09/15/2002	09/15/2003	Cancelled
34	CARGO	LINCOLN GENERAL INSURANCE COMPANY	SPF 229750-0902	$0	09/15/2002	09/15/2003	Cancelled
91X	BIPD/Primary	AUTO OWNERS INSURANCE COMPANY	47-758017-02	$300,000	04/26/2017	09/15/2020	Replaced
91X	BIPD/Primary	AUTO OWNERS INSURANCE COMPANY	47-758017-01	$300,000	04/21/2015	06/10/2015	Cancelled
34	CARGO	TRUCK INSURANCE EXCHANGE	600336354	$0	02/06/1989	09/15/2002	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC174922	MOTOR PROPERTY COMMON CARRIER	GRANTED	10/22/1984	REVOKED	03/31/2015
MC174922	COMMON	INVOLUNTARY REVOCATION	10/16/2008	DISCONTINUED REVOCATION	11/14/2008
MC174922	COMMON	INVOLUNTARY REVOCATION	08/19/2005	DISCONTINUED REVOCATION	09/16/2005
MC174922	COMMON	INVOLUNTARY REVOCATION	06/21/1988	DISCONTINUED REVOCATION	08/05/1988
MC174922	MOTOR PROPERTY COMMON CARRIER	REINSTATED	04/27/2017	-	-
MC174922	COMMON	INVOLUNTARY REVOCATION	01/08/1992	DISCONTINUED REVOCATION	02/11/1992

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

92/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 92

Starts at 100−8 totalFinal 92

Vehicle out-of-service rate above national average−5

Crashes on record (rate-adjusted)−3

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

-5

Vehicle out-of-service rate above national average

Vehicle OOS 25% vs national avg 20.72%.

-3

Crashes on record (rate-adjusted)

Crash rate: 1 crash(es) across 6 vehicles (~0.17 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Where this company lands, risk scales

Crash history (rate-adjusted)−3 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 1 crash(es) across 6 vehicles (~0.17 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 25% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

TOM MORGAN

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (1)

Roadside Violations by Safety Category Last 24 months

Inspection Records (13)

Safety Performance Percentiles

Licensing & Insurance

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