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VALIDATED

COTTAGE HILL OPERATING COMPANY

Trust Score

Excellent Why this score?

Company CheckCOTTAGE HILL OPERATING COMPANY · DOT 2532984

321 W ST CHARLES RD, VILLA PARK, IL, 60181

DOT# 2532984 MC# 887141 Villa Park, Illinois 11 years

CARRIER Authority reinstated after revocation · Jul 4, 2026

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109

Power Units

72

Drivers

1

Crashes (24-Month)

$5,000,000

Insurance

Not Rated

Safety Rating

0

Inspections

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SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

3 events tracked · latest Jul 22, 2026 ↓ Show details ↓

Identity & ownership 1

Jul 4, 2026
Authority reinstated detected in FMCSA records.

Safety & compliance 1

Dec 9, 2025
Crash reported (no fatalities).

Insurance 1

Current
Active insurance on file ($5,000,000).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameCOTTAGE HILL OPERATING COMPANY

DOT Number2532984

MC Number887141

Entity TypeCarrier

Operating StatusA - Active

LocationVilla Park, Illinois

Added08/14/2014

MCS-15010/17/2024

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address321 W ST CHARLES RD, VILLA PARK, IL, 60181

Mailing AddressPO BOX 6270, VILLA PARK, IL, 60181

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC887141

CommonActive

ContractNot Active

BrokerNot Active

Operating11 years

All Docket Numbers

MC887141

Cargo Transported

Passengers

Operation Classification

Authorized For Hire Passenger Carrier

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage715,284 miles

Mileage Year2024

VMT SourceActual

Drivers

72

Interstate

0

Intrastate

0

CDL

72

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)1

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review08/28/2024

Insurance

Amount$5,000,000

Type91X

VerifiedFMCSA · 06/16/2026

CompanyGENERAL STAR INDEMNITY COMPANY

Policy #IXG928739H

Last checked07/22/2026

Quick Facts

StatusActive

TypeCarrier

Fleet109 units

Drivers72

Mileage715,284 mi

Operating11 years

MCS-15010/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)1

Fatal0

Injury0

Tow-Away1

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Last FMCSA Review: 08/28/2024

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

No roadside inspections on record.

Crashes

2025

1 crash -

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
12/09/2025	VILLA PARK	IL	0	0	1	2	Sleet/Hail	Wet	Dark - Unknown

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Excess	GENERAL STAR INDEMNITY COMPANY	IXG928739F	$4,000,000	12/31/2023	12/31/2024	Replaced
91X	BIPD/Excess	GENERAL STAR INDEMNITY COMPANY	IXG928739F	$4,000,000	12/31/2023	02/07/2025	Cancelled
91X	BIPD/Excess	GENERAL STAR INDEMNITY COMPANY	IXG928739E	$4,000,000	12/31/2022	12/31/2023	Replaced
91X	BIPD/Excess	GENERAL STAR INDEMNITY COMPANY	IXG928739E	$4,000,000	12/31/2022	01/07/2024	Cancelled
91X	BIPD/Excess	GENERAL STAR INDEMNITY COMPANY	IXG928739D	$4,000,000	12/31/2021	12/31/2022	Replaced
91X	BIPD/Excess	GENERAL STAR INDEMNITY COMPANY	IXG928739D	$4,000,000	12/31/2021	01/01/2023	Cancelled
91X	BIPD/Excess	GENERAL STAR INDEMNITY COMPANY	IXG928739C	$4,000,000	12/31/2020	12/31/2021	Cancelled
91X	BIPD/Excess	GENERAL STAR INDEMNITY COMPANY	IXG928739B	$4,000,000	12/31/2019	12/31/2020	Replaced
91X	BIPD/Excess	SELECTIVE INSURANCE COMPANY OF SOUTH CAROLINA	S1812386	$4,000,000	12/10/2014	12/31/2019	Replaced
91X	BIPD/Excess	SELECTIVE INSURANCE COMPANY OF SOUTH CAROLINA	S1812386	$4,000,000	12/10/2014	09/28/2020	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC887141	MOTOR PASSENGER COMMON CARRIER	GRANTED	12/31/2014	-	-
MC887141	COMMON	INVOLUNTARY REVOCATION	12/11/2023	DISCONTINUED REVOCATION	01/03/2024
MC887141	COMMON	INVOLUNTARY REVOCATION	12/06/2021	DISCONTINUED REVOCATION	01/03/2022
MC887141	COMMON	INVOLUNTARY REVOCATION	12/05/2022	DISCONTINUED REVOCATION	01/03/2023
MC887141	COMMON	INVOLUNTARY REVOCATION	09/01/2020	DISCONTINUED REVOCATION	09/21/2020
MC887141	COMMON	INVOLUNTARY REVOCATION	01/13/2025	DISCONTINUED REVOCATION	01/21/2025

No revocation records.

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100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.