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LOADSMART INC

Trust Score

Excellent Why this score?

Company CheckLOADSMART INC · DOT 2524523

200 W JACKSON BLVD STE 1600, CHICAGO, IL, 60606

DOT# 2524523 MC# 872918 Chicago, Illinois 12 years

BROKER

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Power Units

Drivers

Crashes (24-Month)

Not reported

Insurance

Not Rated

Safety Rating

Inspections

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Contact Details

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Physical Address200 W JACKSON BLVD STE 1600, CHICAGO, IL, 60606

Mailing Address175 W JACKSON BLVD SUITE 1400, CHICAGO, IL, 60604

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusActive

Required$75,000 (FMCSA min)

Last checked08/15/2026

TypeSurety Bond (BMC-84)

Last filing on record06/17/2014

Surety / TrusteeSOUTHWEST MARINE AND GENERAL INSURANCE COMPAN

Contact☎ (212) 551-0600
🌐 swgins.com

Filings on record6

Bond history

SOUTHWEST MARINE AND GENERAL INSURANCE COMPANsince Jan 22, 2016 · active

SOUTHWEST MARINE AND GENERAL INSURANCE COMPANJan 2016 to Jan 2016 · replaced

PACIFIC FINANCIAL ASSOCIATION, INC.Jun 2014 to Feb 2015 · CANCELLED

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Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

DocketMC872918

CommonNot Active

ContractNot Active

BrokerActive

Operating12 years

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

AmountNot reported

Type84

Effective01/22/2016

CompanySOUTHWEST MARINE AND GENERAL INSURANCE COMPAN

Policy #14160

Last checked08/15/2026

Quick Facts

StatusActive

TypeBroker

Operating12 years

MCS-15002/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	06/17/2014	06/17/2014	Replaced
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	06/17/2014	11/24/2014	Name Changed
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	06/17/2014	06/17/2014	Replaced
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	06/17/2014	02/02/2015	Name Changed
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	06/17/2014	01/22/2016	Replaced
84	SURETY	SOUTHWEST MARINE AND GENERAL INSURANCE COMPAN	14160	$0	01/22/2016	01/22/2016	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC872918	BROKER	INVOLUNTARY REVOCATION	12/30/2014	DISCONTINUED REVOCATION	01/29/2015
MC872918	BROKER	INVOLUNTARY REVOCATION	10/20/2014	DISCONTINUED REVOCATION	11/04/2014
MC872918	PROPERTY BROKER	GRANTED	07/21/2014	-	-

No revocation records.

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See the full history

Trust Score over time and the complete authority and insurance timeline, not just today.

100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Active broker authority

Holds active broker authority.

Broker bond (BMC-84) on file

Active broker authority on file, FMCSA requires a BMC-84 surety bond ($75K) to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

LOADSMART INC

Trust Score

Company Information

Contact Details

Broker Surety Bond FMCSA BMC-84/85

Operating Authorities

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Licensing & Insurance

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