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VALIDATED

THOMAS & THOMAS

Trust Score

Excellent Why this score?

Company CheckTHOMAS & THOMAS · DOT 249604

218 JIM VEATCH ROAD, MORGANFIELD, KY, 42437

DOT# 249604 MC# 255663 Morganfield, Kentucky 34 years

CARRIER & BROKER

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16

Power Units

16

Drivers

0

Crashes (24-Month)

None on file

Insurance

Not Rated

Safety Rating

0

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

1 events tracked · latest Oct 24, 2026 ↓ Show details ↓

Insurance 1

Current
No active insurance on file.

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameTHOMAS & THOMAS

DOT Number249604

MC Number255663

Entity TypeCarrier & Broker

Operating StatusA - Active

LocationMorganfield, Kentucky

Added08/10/1984

MCS-15004/28/2004

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address218 JIM VEATCH ROAD, MORGANFIELD, KY, 42437

Mailing Address218 JIM VEATCH ROAD, MORGANFIELD, KY, 42437

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusNot on file

On File (FMCSA)None on file

VerifiedFMCSA · 08/07/2026

Required$75,000 (FMCSA min)

Last checked10/24/2026

TypeSurety Bond (BMC-84)

Surety / TrusteeCUMBERLAND CASUALTY & SURETY CO.

Contact🔍 Find contact

Bond cancelled Oct 3, 2002 by CUMBERLAND CASUALTY & SURETY CO.. This company's broker authority is not currently active. FMCSA requires every broker to keep a $75,000 bond on file; after a cancellation, operating authority is typically revoked within weeks. Confirm current status in FMCSA's official records before booking.

Bond history

CUMBERLAND CASUALTY & SURETY CO.Nov 2001 to Oct 2002 · CANCELLED

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Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC255663

CommonNot Active

ContractInactive

BrokerInactive

Operating34 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Drivers

16

Interstate

0

Intrastate

0

CDL

16

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

AmountNone on file

Type34

VerifiedFMCSA · 08/07/2026

CompanyFIREMAN'S FUND INSURANCE CO.

Policy #MXI97903128

Last checked10/24/2026

Quick Facts

StatusActive

TypeCarrier & Broker

Fleet16 units

Drivers16

Operating34 years

MCS-15004/2004

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	CLARENDON NATIONAL INS. CO.	DSHN00001146	$750,000	12/01/2003	12/02/2004	Cancelled
91X	BIPD/Primary	CLARENDON NATIONAL INS. CO.	DSHN00000762	$1,000,000	12/01/2002	12/01/2003	Cancelled
91X	BIPD/Primary	CLARENDON NATIONAL INS. CO.	DSHN00000464	$1,000,000	12/01/2001	12/01/2002	Cancelled
91X	BIPD/Primary	OLD REPUBLIC INSURANCE COMPANY	HTB 300916	$1,000,000	12/01/1999	12/01/2001	Replaced
91X	BIPD/Primary	OLD REPUBLIC INSURANCE COMPANY	HTB 300916	$1,000,000	12/01/1999	12/02/2001	Cancelled
91X	BIPD/Primary	NORFOLK & DEDHAM MUTUAL FIRE INSURANCE CO.	HTB 300650	$1,000,000	12/01/1998	12/01/1999	Replaced
91X	BIPD/Excess	OLD REPUBLIC INSURANCE COMPANY	HZU 024551	$2,000,000	12/01/1998	12/02/2001	Cancelled
34	CARGO	OLD REPUBLIC INSURANCE COMPANY	HTB 2105	$0	12/01/1996	08/21/1999	Transferred
91	BIPD	OLD REPUBLIC INSURANCE COMPANY	HTB 21205	$0	12/01/1996	08/21/1999	Transferred
91X	BIPD/Excess	MICHIGAN MILLERS MUTUAL INSURANCE CO	U 9008S	$1,000,000	12/01/1993	05/30/1997	Cancelled
91X	BIPD/Primary	MICHIGAN MILLERS MUTUAL INSURANCE CO	600118	$1,000,000	12/01/1993	05/30/1997	Cancelled
84	SURETY	CUMBERLAND CASUALTY & SURETY CO.	MB001001501	$0	11/07/2001	10/03/2002	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC255663	PROPERTY BROKER	GRANTED	11/14/2001	REVOKED	12/20/2002
MC255663	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	10/13/1992	TRANSFERRED	07/27/1999
MC255663	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	07/27/1999	REVOKED	12/08/2004
MC255663	CONTRACT	INVOLUNTARY REVOCATION	06/25/1997	DISCONTINUED REVOCATION	07/16/1997

No revocation records.

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90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

90

−10

Starts at 100−10 totalFinal 90

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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