← Back to Search

VALIDATED

ROCKY MOUNTAIN CHOCOLATE FACTORY INC

Trust Score

Excellent Why this score?

Company CheckROCKY MOUNTAIN CHOCOLATE FACTORY INC · DOT 247581

265 TURNER DR, DURANGO, CO, 81303

DOT# 247581 MC# 265646 Durango, Colorado 33 years

CARRIER

★★★★★ Ratings & reviews

Save to favorites Watch, alerts on changes Write a review Add a private note Download PDF report

Create free account →

Free • 30 seconds • Already a member? Log in

Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Satisfactory

Safety Rating

Inspections

Is this your company? Claim your profile →

Just researching? Create a free account →

Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

6 events tracked · latest Sep 9, 2026 ↓ Show details ↓

Safety & compliance 5

Jul 12, 2026
Clean roadside inspection, no violations.
May 18, 2026
Roadside inspection, 1 violation (no OOS).
Jan 4, 2026
Roadside inspection, 4 violations (no OOS).
Nov 5, 2025
Roadside inspection, 1 out-of-service violation.
Mar 20, 2025
Crash reported (no fatalities).

Insurance 1

Current
Active insurance on file ($1,000,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address265 TURNER DR, DURANGO, CO, 81303

Mailing Address265 TURNER DR, DURANGO, CO, 81303

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusActive

On File (FMCSA)$10,000

VerifiedFMCSA · 08/18/2026

Required$75,000 (FMCSA min)

Last checked09/09/2026

TypeSurety Bond (BMC-84)

Surety / TrusteeTRAVELERS CASUALTY & SURETY CO. OF AMERICA

Contact☎ (866) 336-2077
🌐 travelers.com

Bond history

TRAVELERS CASUALTY & SURETY CO. OF AMERICAsince May 6, 2001 · active

UNITED PACIFIC INSURANCE COMay 1999 to Jul 2001 · CANCELLED

Never get caught by a dead bond. Daily checks, same-day email alerts.

Watch this broker

Operating Authorities

Authority TypePRIVATE PROPERTY;AUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC265646

CommonNot Active

ContractActive

BrokerInactive

Operating33 years

Operation Classification

Authorized For HirePrivate (Property)

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 1.49 · 1 insp with violations

Below cutoff

Hours-of-Service Compliance

measure .29 · 2 insp with violations

Below cutoff

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 5.2 · 2 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage645,717 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)1

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS33.3% avg 20.7%

SmartWay PartnerNo

Last Review11/23/2018

Insurance

Amount$1,000,000

Type84

VerifiedFMCSA · 08/18/2026

CompanyTRAVELERS CASUALTY & SURETY CO. OF AMERICA

Policy #8S103581295BCM

Last checked09/09/2026

Quick Facts

StatusActive

TypeCarrier

Fleet8 units

Drivers8

Mileage645,717 mi

Operating33 years

MCS-15003/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)1

Fatal0

Injury0

Tow-Away1

Safety RatingSatisfactory

Driver Inspections

Total10

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total3

Out of Service1

OOS Rate33.3%

National Avg20.7%

Above National Average

Last FMCSA Review: 11/23/2018 | Rated: 07/25/2016

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

4 · 0 OOS -

2025

5 · 1 OOS ▲

2026

3 · 0 OOS ▼

Crashes

2024

0 crashes -

2025

1 crash ▲

2026

0 crashes ▼

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jul 2026, 10 inspections, 1 resulted in out-of-service (10% OOS rate).

Vehicle Out-of-Service 1 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
03/20/2025	NOT LISTED	TX	0	0	1	2	Clear	Dry	Daylight

Roadside Violations by Safety Category Last 24 months

9 roadside violations across 10 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 4 violations · 1 OOS

Hours-of-Service (HOS) Compliance 4 violations · 0 OOS

Unsafe Driving 1 violation · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (12)

Date	State	Level	Location	Violations	OOS	Driver Viol	Vehicle Viol	Vehicle OOS	HazMat
07/12/2026	CA	Driver-Only (Level III)	CA	0	0	0	0	0	-	▲Detail
05/18/2026	NM	Driver-Only (Level III)	US 550	1	0	1	0	0	-	▲Detail
01/04/2026	AZ	Walk-Around (Level II)	BUCKEYE AZ	4	0	3	1	0	-	▲Detail
11/05/2025	UT	Full (Level I)	HELPER UT	3	1	0	0	1	-	▲Detail
10/13/2025	CO	Driver-Only (Level III)	HOLLY CO	0	0	0	0	0	-	▲Detail
04/11/2025	NM	Driver-Only (Level III)	US 550	0	0	0	0	0	-	▲Detail
02/27/2025	UT	Driver-Only (Level III)	HELPER UT	0	0	0	0	0	-	▲Detail
01/15/2025	CO	Driver-Only (Level III)	CENTER CO	1	0	0	0	0	-	▲Detail
10/22/2024	CO	Driver-Only (Level III)	DURANGO CO	0	0	0	0	0	-	▲Detail
09/28/2024	MO	Walk-Around (Level II)	MAYVIEW MO	0	0	0	0	0	-	▲Detail
05/20/2024	NM	Driver-Only (Level III)	RATON PORT OF ENTRY	1	0	0	1	0	-	▲Detail
04/24/2024	UT	Driver-Only (Level III)	HELPER UT	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections10

Unsafe Driving 1 viols

HOS Compliance 2 viols

Vehicle Maintenance 2 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
84	SURETY	UNITED PACIFIC INSURANCE CO	U2792189	$0	05/06/1999	07/10/2001	Cancelled
91X	BIPD/Primary	HARTFORD FIRE INSURANCE COMPANY	34UUNEP6616	$1,000,000	03/01/1993	03/11/2022	Replaced
91X	BIPD/Primary	HARTFORD FIRE INSURANCE COMPANY	34UUNEP6616	$1,000,000	03/01/1993	08/14/2022	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC265646	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	09/16/1993	-	-
MC265646	PROPERTY BROKER	GRANTED	08/16/1999	REVOKED	12/09/2013
MC265646	BROKER	INVOLUNTARY REVOCATION	08/03/2001	DISCONTINUED REVOCATION	09/21/2001
MC265646	CONTRACT	INVOLUNTARY REVOCATION	07/18/2022	DISCONTINUED REVOCATION	08/01/2022

No revocation records.

Stay ahead of changes

You are checking UNITED PACIFIC INSURANCE CO today. We can keep watching them for you.

Authority gets revoked, insurance lapses, and a company that looks clean today can change overnight. Create an account, add this company to your list,
and the moment their authority, insurance, safety or contact details change, you see it on your dashboard, or get it by email with Pro.

Add them to your list

Keep this company and every partner you vet in one place you can come back to.

Get a change alert

The moment authority, insurance or safety status moves, you hear about it first.

See the full history

Trust Score over time and the complete authority and insurance timeline, not just today.

93/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 93

Starts at 100−7 totalFinal 93

Vehicle out-of-service rate above national average−5

Crashes on record (rate-adjusted)−2

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows active coverage on file as of 8/18/2026.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

-5

Vehicle out-of-service rate above national average

Vehicle OOS 33.3333% vs national avg 20.72%.

-2

Crashes on record (rate-adjusted)

Crash rate: 1 crash(es) across 8 vehicles (~0.13 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Where this company lands, risk scales

Crash history (rate-adjusted)−2 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 1 crash(es) across 8 vehicles (~0.13 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 33.3333% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

ROCKY MOUNTAIN CHOCOLATE FACTORY INC

Trust Score

Public record

Company Information

Contact Details

Broker Surety Bond FMCSA BMC-84/85

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (1)

Roadside Violations by Safety Category Last 24 months

Inspection Records (12)

Safety Performance Percentiles

Licensing & Insurance

You are checking UNITED PACIFIC INSURANCE CO today. We can keep watching them for you.

Add them to your list

Get a change alert

See the full history