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BEN D GARCIA

Trust Score

Excellent Why this score?

Company CheckBEN D GARCIA · DOT 237510

DBA: BEN D GARCIA TRUCKING

19695A US HWY 84/285, HERNANDEZ, NM, 87537

DOT# 237510 MC# 994431 Hernandez, New Mexico 36 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

5 events tracked · latest Jul 25, 2026 ↓ Show details ↓

Safety & compliance 4

Mar 4, 2026
Roadside inspection, 1 out-of-service violation.
Nov 10, 2025
Roadside inspection, 1 violation (no OOS).
Aug 7, 2025
Roadside inspection, 1 violation (no OOS).
Jan 7, 2025
Roadside inspection, 1 violation (no OOS).

Insurance 1

Current
Active insurance on file ($1,000,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address19695A US HWY 84/285, HERNANDEZ, NM, 87537

Mailing Address19695A US HWY 84/285, HERNANDEZ, NM, 87537

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC228553

CommonActive

ContractActive

BrokerNot Active

Operating36 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 8 · 1 insp with violations

Below cutoff

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure .12 · 1 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 7 · 2 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage22,669 miles

Mileage Year2022

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS50.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,000,000

Type91X

VerifiedFMCSA · 06/02/2026

CompanyUNITED FINANCIAL CASUALTY COMPANY

Policy #CA989369190

Last checked07/25/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage22,669 mi

Operating36 years

MCS-15010/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total4

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total2

Out of Service1

OOS Rate50.0%

National Avg20.7%

Above National Average

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

2 · 0 OOS -

2025

3 · 0 OOS =

2026

1 · 1 OOS ▲

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Mar 2026, 4 inspections, 1 resulted in out-of-service (25% OOS rate).

Vehicle Out-of-Service 1 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

5 roadside violations across 4 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 3 violations · 1 OOS

Unsafe Driving 1 violation · 0 OOS

Driver Fitness 1 violation · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (6)

Date	State	Level	Location	Violations	OOS	Driver Viol	Vehicle Viol	Vehicle OOS	HazMat
03/04/2026	CO	Walk-Around (Level II)	ANTONITO CO	2	1	0	2	1	-	▲Detail
11/10/2025	CO	Walk-Around (Level II)	ANTONITO CO	1	0	0	0	0	-	▲Detail
08/07/2025	NM	Driver-Only (Level III)	ON US HWY 64 1 MILES W OF SPRI	1	0	1	0	0	-	▲Detail
01/07/2025	CO	Driver-Only (Level III)	ANTONITO CO	1	0	0	0	0	-	▲Detail
08/15/2023	NM	Walk-Around (Level II)	ON US HWY 84 1538 FT E OF PRIV	5	0	0	5	0	-	▲Detail
07/28/2023	NM	Walk-Around (Level II)	ON US HWY 84 977 FT W OF PRIVA	1	0	1	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections4

Unsafe Driving 1 viols

Driver Fitness 1 viols

Vehicle Maintenance 2 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	PROGRESSIVE NORTHWESTERN INS. CO.	CA 2376889-0	$1,000,000	12/05/2003	11/14/2004	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN156825	$750,000	11/14/2014	11/13/2024	Replaced
34	CARGO	WILSHIRE INSURANCE COMPANY	BA2504256	$0	11/14/2009	08/16/2013	Cancelled
91X	BIPD/Primary	WILSHIRE INSURANCE COMPANY	BA2504256	$750,000	11/14/2009	12/13/2014	Cancelled
91X	BIPD/Primary	WILSHIRE INSURANCE COMPANY	BA2504256	$750,000	11/14/2009	11/14/2014	Replaced
34	CARGO	NORTHLAND INSURANCE COMPANY	TN493218	$0	11/14/2005	11/14/2009	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN493218	$750,000	11/14/2005	11/14/2009	Replaced
91X	BIPD/Primary	NATIONAL INDEMNITY COMPANY	70TRN302918	$1,000,000	11/14/2004	05/13/2005	Cancelled
34	CARGO	NATIONAL INDEMNITY COMPANY	70TRN302918	$0	11/14/2004	05/13/2005	Cancelled
34	CARGO	FEDERAL INSURANCE CO.	6626330	$0	11/14/2003	11/14/2004	Replaced
34	CARGO	WILSHIRE INSURANCE COMPANY	BA2478731	$0	08/08/1995	11/14/2003	Replaced
91X	BIPD/Primary	WILSHIRE INSURANCE COMPANY	BA2478731	$750,000	08/08/1995	12/05/2003	Replaced
34	CARGO	NATIONAL INDEMNITY COMPANY	70TRN302918	$0	05/13/2005	11/14/2005	Cancelled
91X	BIPD/Primary	NATIONAL INDEMNITY COMPANY	70TRN302918	$1,000,000	05/13/2005	11/14/2005	Cancelled
34	CARGO	WILSHIRE INSURANCE COMPANY	BA 2476451	$0	05/03/1995	09/06/1995	Cancelled
91X	BIPD/Primary	WILSHIRE INSURANCE COMPANY	BA 2476451	$750,000	02/23/1994	09/06/1995	Cancelled
34	CARGO	SELECTIVE INSURANCE COMPANY OF NEW YORK	350-09-90047	$0	02/22/1994	04/20/1995	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC228553	COMMON	INVOLUNTARY REVOCATION	11/15/2005	DISCONTINUED REVOCATION	01/20/2006
MC228553	CONTRACT	INVOLUNTARY REVOCATION	11/15/2005	DISCONTINUED REVOCATION	01/20/2006
MC228553	COMMON	INVOLUNTARY REVOCATION	10/18/2005	DISCONTINUED REVOCATION	11/15/2005
MC228553	CONTRACT	INVOLUNTARY REVOCATION	10/18/2005	DISCONTINUED REVOCATION	11/15/2005
MC228553	COMMON	INVOLUNTARY REVOCATION	10/18/2004	DISCONTINUED REVOCATION	11/23/2004
MC228553	CONTRACT	INVOLUNTARY REVOCATION	10/18/2004	DISCONTINUED REVOCATION	11/23/2004
MC228553	PROPERTY BROKER	DISMISSED	09/21/1996	-	-
MC228553	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	07/24/1990	-	-
MC228553	COMMON	INVOLUNTARY REVOCATION	04/20/1995	DISCONTINUED REVOCATION	07/07/1995
MC228553	COMMON	INVOLUNTARY REVOCATION	04/18/2005	DISCONTINUED REVOCATION	04/28/2005
MC228553	CONTRACT	INVOLUNTARY REVOCATION	04/18/2005	DISCONTINUED REVOCATION	04/28/2005
MC228553	MOTOR PROPERTY COMMON CARRIER	GRANTED	03/11/1991	-	-
MC228553	CONTRACT	INVOLUNTARY REVOCATION	02/12/1991	DISCONTINUED REVOCATION	03/05/1991
MC228553	COMMON	INVOLUNTARY REVOCATION	02/09/1994	DISCONTINUED REVOCATION	03/16/1994
MC228553	COMMON	INVOLUNTARY REVOCATION	02/09/1994	DISCONTINUED REVOCATION	03/22/1994
MC228553	CONTRACT	INVOLUNTARY REVOCATION	02/09/1994	DISCONTINUED REVOCATION	03/16/1994

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

95/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 95

Starts at 100−5 totalFinal 95

Vehicle out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-5

Vehicle out-of-service rate above national average

Vehicle OOS 50% vs national avg 20.72%.

Where this company lands, risk scales

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 50% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

BEN D GARCIA

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (6)

Safety Performance Percentiles

Licensing & Insurance

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