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TORCH LOGISTICS INC

Trust Score

Good Why this score?

Company CheckTORCH LOGISTICS INC · DOT 2275729

770 NORTH HALSTED SUITE 770, CHICAGO, IL, 60642

DOT# 2275729 MC# 775132 Chicago, Illinois 14 years

BROKER

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Power Units

Drivers

Crashes (24-Month)

None on file

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

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Public record

1 events tracked · latest Aug 15, 2026 ↓ Show details ↓

Insurance 1

Current
No active insurance on file.

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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Physical Address770 NORTH HALSTED SUITE 770, CHICAGO, IL, 60642

Mailing Address770 NORTH HALSTED SUITE 770, CHICAGO, IL, 60642

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusNot on file

On File (FMCSA)None on file

VerifiedFMCSA · 08/05/2026

Required$75,000 (FMCSA min)

Last checked08/15/2026

TypeSurety Bond (BMC-84)

Surety / TrusteeHUDSON INSURANCE COMPANY

Contact☎ (203) 977-8000
🌐 hudsoninsgroup.com

Filings on record14

Bond cancelled Oct 30, 2024 by HUDSON INSURANCE COMPANY. This company's broker authority is not currently active. FMCSA requires every broker to keep a $75,000 bond on file; after a cancellation, operating authority is typically revoked within weeks. Confirm current status in FMCSA's official records before booking.

Bond history

HUDSON INSURANCE COMPANYDec 2023 to Oct 2024 · CANCELLED

NATIONWIDE MUTUAL INSURANCE COMPDec 2020 to Dec 2023 · CANCELLED

UNITED STATES FIRE INSURANCE CO.May 2020 to Dec 2020 · replaced

GREAT AMERICAN INSURANCE CO.Oct 2014 to Jul 2017 · CANCELLED

PACIFIC FINANCIAL ASSOCIATION, INC.Nov 2013 to Oct 2014 · replaced

AMERICAN ALTERNATIVE INSURANCE CORPORATIONJun 2013 to Nov 2013 · replaced

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Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

DocketMC775132

CommonNot Active

ContractNot Active

BrokerInactive

Operating14 years

Insurance

AmountNone on file

VerifiedFMCSA · 08/05/2026

Last checked08/15/2026

Quick Facts

StatusActive

TypeBroker

Operating14 years

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
84	SURETY	HUDSON INSURANCE COMPANY	TCS21027	$0	12/02/2023	10/30/2024	Cancelled
84	SURETY	NATIONWIDE MUTUAL INSURANCE COMP	7901053656	$0	12/02/2020	12/02/2023	Cancelled
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	11/01/2013	10/29/2014	Replaced
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	11/01/2013	10/31/2014	Cancelled
84	SURETY	GREAT AMERICAN INSURANCE CO.	2463864	$0	10/29/2014	10/29/2014	Replaced
84	SURETY	GREAT AMERICAN INSURANCE CO.	2463864	$0	10/29/2014	07/07/2017	Cancelled
84	SURETY	AMERICAN ALTERNATIVE INSURANCE CORPORATION	2013070026	$0	06/11/2013	11/01/2013	Replaced
84	SURETY	AMERICAN ALTERNATIVE INSURANCE CORPORATION	2013070026	$0	06/11/2013	11/24/2013	Cancelled
84	SURETY	UNITED STATES FIRE INSURANCE CO.	615998774	$0	05/17/2020	12/02/2020	Replaced
84	SURETY	UNITED STATES FIRE INSURANCE CO.	615998774	$0	05/17/2019	05/17/2020	Replaced
84	SURETY	UNITED STATES FIRE INSURANCE CO.	615998774	$0	05/17/2019	09/28/2020	Name Changed
84	SURETY	AMERICAN ALTERNATIVE INSURANCE CORPORATION	70361115	$0	02/17/2013	06/11/2013	Name Changed
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	02/13/2012	02/17/2013	Replaced
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	02/13/2012	03/13/2013	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC775132	BROKER	INVOLUNTARY REVOCATION	11/24/2023	DISCONTINUED REVOCATION	12/01/2023
MC775132	BROKER	INVOLUNTARY REVOCATION	11/06/2023	DISCONTINUED REVOCATION	11/14/2023
MC775132	BROKER	INVOLUNTARY REVOCATION	10/28/2013	DISCONTINUED REVOCATION	11/04/2013
MC775132	BROKER	INVOLUNTARY REVOCATION	08/26/2020	DISCONTINUED REVOCATION	09/14/2020
MC775132	PROPERTY BROKER	GRANTED	05/29/2019	REVOKED	05/16/2022
MC775132	PROPERTY BROKER	REINSTATED	05/20/2022	REVOKED	11/05/2024
MC775132	BROKER	INVOLUNTARY REVOCATION	05/09/2013	DISCONTINUED REVOCATION	06/10/2013
MC775132	PROPERTY BROKER	GRANTED	02/27/2012	REVOKED	07/17/2017

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

63/100

Good

NOT VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 63

−25

−10

Starts at 100−37 totalFinal 63

No insurance or bond on file−25

MCS-150 update overdue−10

No email address on file−2

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows coverage is required for this authority, but no active insurance or surety bond is on file as of 8/5/2026.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-25

No insurance or bond on file FAILS VERIFICATION

FMCSA shows insurance is required but no active insurance or surety bond is currently on file (per the latest FMCSA filing as of 8/5/2026).

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

-2

No email address on file

No public email address on record.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

TORCH LOGISTICS INC

Trust Score

Public record

Company Information

Contact Details

Broker Surety Bond FMCSA BMC-84/85

Operating Authorities

Insurance

Quick Facts

Licensing & Insurance

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