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VALIDATED

MICHAEL H PEARCE

Trust Score

Excellent Why this score?

Company CheckMICHAEL H PEARCE · DOT 2273200

DBA: M & G

4484 HIGHWAY 41 S, LENOX, GA, 31637

DOT# 2273200 MC# 776367 Lenox, Georgia 14 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

4 events tracked · latest Aug 25, 2026 ↓ Show details ↓

Safety & compliance 4

Aug 25, 2026
Roadside inspection, 2 out-of-service violations.
May 13, 2026
Roadside inspection, 2 out-of-service violations.
Mar 26, 2026
Roadside inspection, 1 violation (no OOS).
Mar 19, 2026
Roadside inspection, 1 out-of-service violation.

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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Physical Address4484 HIGHWAY 41 S, LENOX, GA, 31637

Mailing Address4484 HIGHWAY 41 S, LENOX, GA, 31637

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC776367

CommonActive

ContractNot Active

BrokerNot Active

Operating14 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 8.88 · 1 insp with violations

Below cutoff

Hours-of-Service Compliance

measure 1.5 · 1 insp with violations

Below cutoff

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 16.5 · 2 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage208,503 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Insurance

Amount$750,000

Type91X

Effective12/13/2023

CompanyDAILY UNDERWRITERS OF AMERICA

Policy #PAP DUOA 51398

Last checked09/15/2026

Quick Facts

StatusActive

TypeCarrier

Fleet2 units

Drivers1

Mileage208,503 mi

Operating14 years

MCS-15010/2024

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

1 · 0 OOS -

2024

2 · 0 OOS =

2025

2 · 0 OOS =

2026

5 · 3 OOS ▲

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Aug 2026, 7 inspections, 3 resulted in out-of-service (42.9% OOS rate).

Driver Out-of-Service 2 OOS

Vehicle Out-of-Service 3 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

14 roadside violations across 7 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 8 violations · 3 OOS

Unsafe Driving 3 violations · 1 OOS

Hours-of-Service (HOS) Compliance 2 violations · 0 OOS

Driver Fitness 1 violation · 1 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (10)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
08/25/2026	FL	Walk-Around (Level II)	HOBE SOUND FL	3	2	2	2	1	0	-	▲Detail
05/13/2026	MS	Full (Level I)	BOVINA SCALE I-20 EAST	8	2	2	0	6	2	-	▲Detail
03/26/2026	GA	Driver-Only (Level III)	PORTAL GA	1	0	1	0	0	0	-	▲Detail
03/19/2026	TN	Walk-Around (Level II)	MANCHESTER TN	1	1	0	0	1	1	-	▲Detail
01/09/2026	FL	Driver-Only (Level III)	LAMONT FL	0	0	0	0	0	0	-	▲Detail
11/11/2025	FL	Driver-Only (Level III)	LIVE OAK FL	0	0	0	0	0	0	-	▲Detail
01/17/2025	GA	Driver-Only (Level III)	FLOWERY BRANCH GA	1	0	0	0	0	0	-	▲Detail
05/25/2024	GA	Driver-Only (Level III)	IVEY GA	2	0	0	0	0	0	-	▲Detail
04/03/2024	AL	Walk-Around (Level II)	ROADSIDE	4	0	0	0	4	0	-	▲Detail
10/06/2023	GA	Driver-Only (Level III)	MULTI-LANE URBAN HIGHWAY	1	0	1	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections6

Unsafe Driving 1 viols

HOS Compliance 1 viols

Vehicle Maintenance 2 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	DAILY UNDERWRITERS OF AMERICA	PAP DUOA 49531	$750,000	08/19/2022	12/13/2023	Replaced
91X	BIPD/Primary	DAILY UNDERWRITERS OF AMERICA	PAP DUOA 49531	$750,000	08/19/2022	01/04/2024	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	360322	$750,000	08/10/2013	01/21/2014	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	360322	$750,000	02/15/2013	08/10/2013	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	357639	$750,000	02/15/2012	02/15/2013	Cancelled
91X	BIPD/Primary	PROGRESSIVE MOUNTAIN INSURANCE COMPANY OF OHI	CA 5853468	$750,000	01/21/2017	08/19/2022	Replaced
91X	BIPD/Primary	PROGRESSIVE MOUNTAIN INSURANCE COMPANY OF OHI	CA 5853468	$750,000	01/21/2017	09/28/2022	Cancelled
91X	BIPD/Primary	PROGRESSIVE MOUNTAIN INSURANCE COMPANY OF OHI	CA 5853468	$750,000	01/21/2017	09/24/2022	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA07975502	$750,000	01/21/2016	01/21/2017	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA07975501	$750,000	01/21/2015	01/21/2016	Replaced
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 0703924	$750,000	01/21/2014	01/21/2015	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC776367	COMMON	INVOLUNTARY REVOCATION	12/27/2016	DISCONTINUED REVOCATION	01/26/2017
MC776367	COMMON	INVOLUNTARY REVOCATION	12/26/2013	DISCONTINUED REVOCATION	01/22/2014
MC776367	COMMON	INVOLUNTARY REVOCATION	12/08/2023	DISCONTINUED REVOCATION	12/14/2023
MC776367	COMMON	INVOLUNTARY REVOCATION	07/15/2013	DISCONTINUED REVOCATION	08/07/2013
MC776367	MOTOR PROPERTY COMMON CARRIER	GRANTED	03/02/2012	-	-
MC776367	COMMON	INVOLUNTARY REVOCATION	01/22/2013	DISCONTINUED REVOCATION	02/15/2013

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

MICHAEL H PEARCE

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Insurance

Quick Facts

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (10)

Safety Performance Percentiles

Licensing & Insurance

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