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JAMES D AND TONYA N GARDNER

Trust Score

Fair Why this score?

Company CheckJAMES D AND TONYA N GARDNER · DOT 2269738

DBA: J&T GARDNER TRUCKING

405 N RAILROAD STREET, HAMILTON, NC, 27840

DOT# 2269738 MC# 784648 Hamilton, North Carolina 14 years

MOTOR CARRIER

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1

Power Units

1

Drivers

0

Crashes (24-Month)

None on file

Insurance

Not Rated

Safety Rating

1

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

2 events tracked · latest Aug 5, 2026 ↓ Show details ↓

Safety & compliance 1

Jan 9, 2025
Clean roadside inspection, no violations.

Insurance 1

Current
No active insurance on file.

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameJAMES D AND TONYA N GARDNER

DBA NameJ&T GARDNER TRUCKING

DOT Number2269738

MC Number784648

Entity TypeMotor Carrier

Operating StatusA - Active

LocationHamilton, North Carolina

Added02/03/2012

MCS-15003/01/2024

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address405 N RAILROAD STREET, HAMILTON, NC, 27840

Mailing AddressPO BOX 2, HAMILTON, NC, 27840

Operating Authorities

Authority TypePRIVATE PROPERTY;AUTHORIZED FOR HIRE;EXEMPT FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC784648

CommonInactive

ContractNot Active

BrokerNot Active

Operating14 years

Operation Classification

Authorized For HireExempt For HirePrivate (Property)

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage59,000 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

AmountNone on file

VerifiedFMCSA · 06/13/2026

Last checked08/04/2026

Quick Facts

StatusActive

TypeMotor Carrier

Fleet1 units

Drivers1

Mileage59,000 mi

Operating14 years

MCS-15003/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total1

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

2 · 1 OOS -

2024

2 · 0 OOS ▼

2025

1 · 0 OOS =

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jan 2025, 1 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Inspection Records (5)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
01/09/2025	NC	Driver-Only (Level III)	US 64 NEAR EXIT 512	0	0	0	0	0	0	-	▲Detail
05/20/2024	NC	Walk-Around (Level II)	US64 NEAR PLYMOUTH	0	0	0	0	0	0	-	▲Detail
05/07/2024	NC	Walk-Around (Level II)	US 64 NEAR US 17	0	0	0	0	0	0	-	▲Detail
10/17/2023	NC	Walk-Around (Level II)	US 64 PVA REST AREA	0	0	0	0	0	0	-	▲Detail
09/28/2023	NC	Walk-Around (Level II)	US17 AT REST AREA	3	1	0	0	3	1	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections1

Out of Service Orders (2)

OOS Date	Reason	Status	Rescind Date
2017-08-28	New Entrant Revoked - Refusal of Audit/No Contact	ACTIVE	2018-07-26
2013-07-22	New Entrant Revoked - Refusal of Audit/No Contact	ACTIVE	2017-04-21

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY	CA2866371	$1,000,000	11/24/2020	11/05/2020	Replaced
91X	BIPD/Primary	PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY	CA2866371	$1,000,000	11/05/2020	06/11/2021	Cancelled
91X	BIPD/Primary	PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY	CA2866371	$750,000	11/05/2020	11/24/2020	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	987414001	$1,000,000	09/16/2020	11/04/2020	Cancelled
91X	BIPD/Primary	INTEGON INDEMNITY CORPORATION	2008213352	$1,000,000	09/16/2019	11/25/2019	Cancelled
91X	BIPD/Primary	PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY	CA 0613794	$1,000,000	08/13/2019	09/16/2019	Replaced
91X	BIPD/Primary	INTEGON INDEMNITY CORPORATION	2008213352	$1,000,000	06/22/2020	09/16/2020	Cancelled
91X	BIPD/Primary	PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY	CA02866371	$1,000,000	06/11/2021	08/11/2021	Cancelled
91X	BIPD/Primary	INTEGON INDEMNITY CORPORATION	2008213352	$1,000,000	05/06/2020	06/22/2020	Cancelled
91X	BIPD/Primary	OOIDA RISK RETENTION GROUP, INC.	PL199513680	$1,000,000	05/01/2012	10/03/2012	Cancelled
91X	BIPD/Primary	PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY	CA0613794	$1,000,000	04/15/2019	08/13/2019	Replaced
91X	BIPD/Primary	PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY	CA0613794	$1,000,000	04/15/2019	09/17/2019	Name Changed
91X	BIPD/Primary	INTEGON INDEMNITY CORPORATION	2008213352	$1,000,000	04/02/2020	05/06/2020	Cancelled
91X	BIPD/Primary	INTEGON INDEMNITY CORPORATION	2008213352	$1,000,000	02/12/2020	04/02/2020	Cancelled
91X	BIPD/Primary	PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY	CA964967646	$1,000,000	01/20/2023	03/14/2023	Name Changed
91X	BIPD/Primary	PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY	CA964967646	$750,000	01/19/2023	01/20/2023	Replaced
91X	BIPD/Primary	INTEGON INDEMNITY CORPORATION	2008213352	$1,000,000	01/13/2020	02/12/2020	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC784648	COMMON	INVOLUNTARY REVOCATION	08/20/2020	DISCONTINUED REVOCATION	09/17/2020
MC784648	MOTOR PROPERTY COMMON CARRIER	REINSTATED	08/15/2019	REVOKED	12/02/2019
MC784648	COMMON	INVOLUNTARY REVOCATION	05/26/2020	DISCONTINUED REVOCATION	06/22/2020
MC784648	COMMON	INVOLUNTARY REVOCATION	05/17/2021	DISCONTINUED REVOCATION	05/20/2021
MC784648	MOTOR PROPERTY COMMON CARRIER	GRANTED	05/11/2012	REVOKED	10/09/2012
MC784648	COMMON	INVOLUNTARY REVOCATION	04/09/2020	DISCONTINUED REVOCATION	04/13/2020
MC784648	MOTOR PROPERTY COMMON CARRIER	REINSTATED	01/29/2021	REVOKED	07/22/2021
MC784648	MOTOR PROPERTY COMMON CARRIER	REINSTATED	01/23/2023	REVOKED	02/28/2023
MC784648	COMMON	INVOLUNTARY REVOCATION	01/16/2020	DISCONTINUED REVOCATION	01/27/2020
MC784648	MOTOR PROPERTY COMMON CARRIER	REINSTATED	01/15/2020	REVOKED	11/10/2020

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

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50/100

Fair

NOT VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 50

50

−25

−15

−10

Starts at 100−50 totalFinal 50

No insurance or bond on file−25

No active operating authority−15

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

No active for-hire or broker authority on file.

Active insurance on file

No active insurance / coverage amount on file.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-25

No insurance or bond on file FAILS VERIFICATION

No active insurance or surety bond is recorded with FMCSA, and no active authority that would require it.

-15

No active operating authority FAILS VERIFICATION

No active for-hire (common/contract) or broker authority on file.

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.