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VALIDATED

RAMSEY TRUCKING INC

Trust Score

Excellent Why this score?

Company CheckRAMSEY TRUCKING INC · DOT 22545

731 PINEVILLE ROAD, CHATTANOOGA, TN, 37405-2622

DOT# 22545 MC# 145873 Chattanooga, Tennessee 45 years

CARRIER

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10

Power Units

9

Drivers

0

Crashes (24-Month)

$750,000

Insurance

Satisfactory

Safety Rating

4

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

5 events tracked · latest Sep 9, 2026 ↓ Show details ↓

Safety & compliance 4

Oct 24, 2025
Clean roadside inspection, no violations.
Jun 17, 2025
Roadside inspection, 1 violation (no OOS).
May 23, 2025
Clean roadside inspection, no violations.
Mar 27, 2025
Roadside inspection, 1 violation (no OOS).

Insurance 1

Current
Active insurance on file ($750,000).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameRAMSEY TRUCKING INC

DOT Number22545

MC Number145873

Entity TypeCarrier

Operating StatusA - Active

LocationChattanooga, Tennessee

Added06/01/1974

MCS-15010/17/2024

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address731 PINEVILLE ROAD, CHATTANOOGA, TN, 37405-2622

Mailing Address731 PINEVILLE ROAD, CHATTANOOGA, TN, 37405-2622

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE;EXEMPT FOR HIRE

Carrier OperationA - Interstate

DocketMC145873

CommonActive

ContractActive

BrokerNot Active

Operating45 years

Operation Classification

Authorized For HireExempt For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage181,919 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

9

Interstate

0

Intrastate

0

CDL

9

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review04/13/1999

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 08/18/2026

CompanyACUITY, A MUTUAL INSURANCE COMPANY

Policy #CA-Z73250

Last checked09/09/2026

Quick Facts

StatusActive

TypeCarrier

Fleet10 units

Drivers9

Mileage181,919 mi

Operating45 years

MCS-15010/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Safety RatingSatisfactory

Driver Inspections

Total4

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Last FMCSA Review: 04/13/1999 | Rated: 04/21/1999

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2025

4 · 0 OOS -

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Oct 2025, 4 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

2 roadside violations across 4 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Unsafe Driving 2 violations · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (4)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
10/24/2025	TN	Driver-Only (Level III)	CLEVELAND TN	0	0	0	0	0	0	-	▲Detail
06/17/2025	TN	Driver-Only (Level III)	MONTEAGLE TN	1	0	0	0	0	0	-	▲Detail
05/23/2025	TN	Driver-Only (Level III)	COLLEGEDALE TN	0	0	0	0	0	0	-	▲Detail
03/27/2025	TN	Driver-Only (Level III)	INTERSTATE 24	1	0	1	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections4

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	PROGRESSIVE HAWAII INSURANCE CORP	CA 8363612	$1,000,000	12/20/2011	05/31/2012	Replaced
91X	BIPD/Primary	REDLAND INSURANCE CO.	SPM-P2248-411 445	$1,000,000	09/22/2003	06/02/2004	Cancelled
34	CARGO	REDLAND INSURANCE CO.	SPM-C2248-441 447	$0	09/22/2003	06/02/2004	Cancelled
91X	BIPD/Primary	PRAETORIAN INSURANCE COMPANY	PICGA0003531	$750,000	08/04/2014	05/31/2015	Cancelled
91X	BIPD/Primary	REDLAND INSURANCE CO.	SPM-P2248-411445	$1,000,000	06/02/2004	06/01/2004	Replaced
91X	BIPD/Primary	REDLAND INSURANCE CO.	SPM-P2248-411445	$1,000,000	06/02/2004	06/23/2004	Cancelled
34	CARGO	REDLAND INSURANCE CO.	SPM-C2248-411447	$0	06/02/2004	06/01/2004	Replaced
34	CARGO	REDLAND INSURANCE CO.	SPM-C2248-411447	$0	06/02/2004	06/23/2004	Cancelled
34	CARGO	PENN-AMERICA INSURANCE COMPANY	PAC6063250	$0	06/01/2007	05/31/2008	Replaced
34	CARGO	CLARENDON NATIONAL INS. CO.	DSN000012126	$0	06/01/2006	06/01/2007	Cancelled
91X	BIPD/Primary	CLARENDON NATIONAL INS. CO.	DSN000012101	$750,000	06/01/2006	06/01/2007	Cancelled
91X	BIPD/Primary	CLARENDON NATIONAL INS. CO.	DSN000011073	$750,000	06/01/2005	06/01/2006	Cancelled
34	CARGO	CLARENDON NATIONAL INS. CO.	DSN 000 0 11074	$0	06/01/2005	06/01/2006	Cancelled
91X	BIPD/Primary	CLARENDON NATIONAL INS. CO.	DSN000010027	$1,000,000	06/01/2004	06/01/2005	Cancelled
34	CARGO	CLARENDON NATIONAL INS. CO.	DSNA 000 00 401	$0	06/01/2004	06/01/2005	Cancelled
34	CARGO	REDLAND INSURANCE CO.	SPM-C2248-411447	$0	06/01/2003	09/22/2003	Replaced
91X	BIPD/Primary	REDLAND INSURANCE CO.	SPM-P2248-411445	$1,000,000	06/01/2003	09/22/2003	Cancelled
34	CARGO	REDLAND INSURANCE CO.	SPM-C2248-411447	$0	06/01/2003	09/27/2003	Cancelled
91X	BIPD/Primary	ZC INS. CO /CONVERIUM INS.(NA) INC.	SCIPK500410	$1,000,000	06/01/2001	06/01/2003	Replaced
34	CARGO	ZC INS. CO /CONVERIUM INS.(NA) INC.	SCIPK500410	$0	06/01/2001	07/09/2003	Cancelled
34	CARGO	ZC INS. CO /CONVERIUM INS.(NA) INC.	SCIPK500410	$0	06/01/2001	06/01/2003	Replaced
91X	BIPD/Primary	ZC INS. CO /CONVERIUM INS.(NA) INC.	SCIPK500410	$1,000,000	06/01/2001	07/09/2003	Cancelled
91X	BIPD/Primary	PRAETORIAN INSURANCE COMPANY	PICGA0003991	$750,000	05/31/2016	05/31/2017	Cancelled
91X	BIPD/Primary	PRAETORIAN INSURANCE COMPANY	PICGA0003814	$750,000	05/31/2015	05/31/2016	Replaced
91X	BIPD/Primary	PRAETORIAN INSURANCE COMPANY	PICGA0003531	$750,000	05/31/2014	08/04/2014	Cancelled
91X	BIPD/Primary	PRAETORIAN INSURANCE COMPANY	PICGA0003245	$750,000	05/31/2013	05/31/2014	Cancelled
91X	BIPD/Primary	PRAETORIAN INSURANCE COMPANY	PICGA0002832	$750,000	05/31/2012	05/31/2013	Cancelled
91X	BIPD/Primary	MADISON INSURANCE COMPANY	MIC2801543	$1,000,000	05/31/2011	12/21/2011	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	0623JPLW1628C10PNYG	$0	05/31/2010	05/31/2011	Cancelled
91X	BIPD/Primary	NOVA CASUALTY COMPANY	STU-CL-0010085-2	$750,000	05/31/2010	05/31/2011	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	0623JPLW1037C09PNYG	$0	05/31/2009	05/31/2010	Cancelled
91X	BIPD/Primary	NOVA CASUALTY COMPANY	STU-CL-0010085-1	$750,000	05/31/2009	05/31/2010	Cancelled
91X	BIPD/Primary	NOVA CASUALTY COMPANY	STU-CL-0010085-0	$1,000,000	05/31/2008	05/31/2009	Replaced
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	0623JPLW0560C08PNYG	$0	05/31/2008	05/31/2009	Cancelled
91X	BIPD/Primary	PROGRESSIVE HAWAII INSURANCE CORP	CA 5797235	$1,000,000	05/31/2007	05/31/2008	Replaced
34	CARGO	FIRST NATIONAL INSURANCE COMPANY OF AM	CP2331750	$0	05/01/1995	06/03/2001	Cancelled
91X	BIPD/Primary	FIRST NATIONAL INSURANCE COMPANY OF AM	BA 2331750	$1,000,000	05/01/1995	06/01/2001	Replaced
34	CARGO	THE INSURANCE COMPANY OF NORTH AMERICA	LMT 284501	$0	05/01/1992	06/07/1995	Cancelled
91X	BIPD/Primary	THE INSURANCE COMPANY OF NORTH AMERICA	LMT-284501	$1,000,000	05/01/1992	06/07/1995	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC145873	CONTRACT	INVOLUNTARY REVOCATION	11/25/2011	DISCONTINUED REVOCATION	12/21/2011
MC145873	COMMON	INVOLUNTARY REVOCATION	11/25/2011	DISCONTINUED REVOCATION	12/21/2011
MC145873	COMMON	INVOLUNTARY REVOCATION	06/07/1995	DISCONTINUED REVOCATION	06/28/1995
MC145873	CONTRACT	INVOLUNTARY REVOCATION	06/07/1995	DISCONTINUED REVOCATION	08/15/1995
MC145873	COMMON	INVOLUNTARY REVOCATION	06/07/1995	DISCONTINUED REVOCATION	06/22/1995
MC145873	COMMON	INVOLUNTARY REVOCATION	05/27/2004	DISCONTINUED REVOCATION	06/14/2004
MC145873	CONTRACT	INVOLUNTARY REVOCATION	05/27/2004	DISCONTINUED REVOCATION	06/07/2004
MC145873	CONTRACT	INVOLUNTARY REVOCATION	05/07/2007	DISCONTINUED REVOCATION	06/01/2007
MC145873	COMMON	INVOLUNTARY REVOCATION	05/07/2007	DISCONTINUED REVOCATION	06/04/2007
MC145873	COMMON	INVOLUNTARY REVOCATION	05/06/2013	DISCONTINUED REVOCATION	05/31/2013
MC145873	CONTRACT	INVOLUNTARY REVOCATION	05/06/2013	DISCONTINUED REVOCATION	05/31/2013
MC145873	CONTRACT	INVOLUNTARY REVOCATION	05/05/2014	DISCONTINUED REVOCATION	05/30/2014
MC145873	COMMON	INVOLUNTARY REVOCATION	05/05/2014	DISCONTINUED REVOCATION	05/30/2014
MC145873	CONTRACT	INVOLUNTARY REVOCATION	05/05/2006	DISCONTINUED REVOCATION	06/01/2006
MC145873	COMMON	INVOLUNTARY REVOCATION	05/05/2006	DISCONTINUED REVOCATION	06/02/2006
MC145873	CONTRACT	INVOLUNTARY REVOCATION	05/05/2005	DISCONTINUED REVOCATION	06/02/2005
MC145873	COMMON	INVOLUNTARY REVOCATION	05/05/2005	DISCONTINUED REVOCATION	06/03/2005
MC145873	COMMON	INVOLUNTARY REVOCATION	05/04/2017	DISCONTINUED REVOCATION	05/31/2017
MC145873	CONTRACT	INVOLUNTARY REVOCATION	05/04/2017	DISCONTINUED REVOCATION	05/31/2017
MC145873	CONTRACT	INVOLUNTARY REVOCATION	05/04/2015	DISCONTINUED REVOCATION	06/05/2015
MC145873	COMMON	INVOLUNTARY REVOCATION	05/04/2015	DISCONTINUED REVOCATION	06/05/2015
MC145873	COMMON	INVOLUNTARY REVOCATION	05/04/2011	DISCONTINUED REVOCATION	05/31/2011
MC145873	CONTRACT	INVOLUNTARY REVOCATION	05/04/2011	DISCONTINUED REVOCATION	05/31/2011
MC145873	COMMON	INVOLUNTARY REVOCATION	05/04/2010	DISCONTINUED REVOCATION	06/01/2010
MC145873	CONTRACT	INVOLUNTARY REVOCATION	05/04/2010	DISCONTINUED REVOCATION	06/01/2010
MC145873	COMMON	INVOLUNTARY REVOCATION	05/04/2010	DISCONTINUED REVOCATION	05/28/2010
MC145873	COMMON	INVOLUNTARY REVOCATION	05/04/2009	DISCONTINUED REVOCATION	06/04/2009
MC145873	COMMON	INVOLUNTARY REVOCATION	04/04/1988	DISCONTINUED REVOCATION	04/21/1988
MC145873	CONTRACT	INVOLUNTARY REVOCATION	04/04/1988	DISCONTINUED REVOCATION	04/21/1988
MC145873	MOTOR PROPERTY COMMON CARRIER	GRANTED	03/10/1981	-	-
MC145873	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	01/08/1986	-	-

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

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100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows active coverage on file as of 8/18/2026.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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