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VALIDATED

MARY C MORNINGSTAR

Trust Score

Excellent Why this score?

Company CheckMARY C MORNINGSTAR · DOT 2237709

DBA: MID BUCKEYE LOGISTICS

12010 SCHENCK CREEK ROAD, HOWARD, OH, 43028

DOT# 2237709 MC# 581346 Howard, Ohio 19 years

BROKER

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Power Units

Drivers

Crashes (24-Month)

Not reported

Insurance

Not Rated

Safety Rating

Inspections

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Contact Details

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Physical Address12010 SCHENCK CREEK ROAD, HOWARD, OH, 43028

Mailing Address12010 SCHENCK CREEK ROAD, HOWARD, OH, 43028

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusActive

Required$75,000 (FMCSA min)

Last checked07/14/2026

TypeSurety Bond (BMC-84)

Last filing on record10/31/2006

Surety / TrusteeJET INSURANCE COMPANY

Contact☎ (855) 296-2663
🌐 jetsurety.com

Filings on record4

Bond history

JET INSURANCE COMPANYsince Dec 1, 2025 · active

SURETEC INSURANCE COMPANYOct 2014 to Oct 2016 · CANCELLED

GREAT AMERICAN INSURANCE CO.Oct 2013 to Oct 2014 · replaced

PACIFIC FINANCIAL ASSOCIATION, INC.Oct 2006 to Oct 2013 · replaced

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Other Companies at This Address

Address12010 SCHENCK CREEK ROAD, HOWARD, OH 43028

Others here

Distinct phones

Active

Company	DOT	Phone	Status
MARY C MORNINGSTAR this company	2237709	Sign in	Active
PHILIP M GERRARD	1124059	Sign in	Active

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier Operation-

DocketMC581346

CommonNot Active

ContractNot Active

BrokerInactive

Operating19 years

Company Overview

GREAT AMERICAN INSURANCE CO. is a FMCSA-validated broker based in Howard, Ohio. The company has been in operation for 19 years, registered with the FMCSA on 11/19/2011. The company has a clean safety record with zero reported crashes. Based on authority, insurance, safety, and compliance data, GREAT AMERICAN INSURANCE CO. has a Trust Score of 98/100 (Excellent).

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatNo

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

AmountNot reported

Type84

Effective12/01/2025

CompanyJET INSURANCE COMPANY

Policy #JT024244

Last checked07/14/2026

Quick Facts

StatusActive

TypeBroker

FleetN/A

DriversN/A

Operating19 years

MCS-15012/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	10/31/2006	10/01/2013	Replaced
84	SURETY	SURETEC INSURANCE COMPANY	3369139	$0	10/01/2014	10/07/2016	Cancelled
84	SURETY	GREAT AMERICAN INSURANCE CO.	2409974	$0	10/01/2013	10/01/2014	Replaced
84	SURETY	GREAT AMERICAN INSURANCE CO.	2409974	$0	10/01/2013	10/18/2014	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC581346	PROPERTY BROKER	GRANTED	11/13/2006	REVOKED	09/19/2016

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

98/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 98

Starts at 100−2 totalFinal 98

No email address on file−2

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-2

No email address on file

No public email address on record.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

MARY C MORNINGSTAR

Trust Score

Company Information

Contact Details

Broker Surety Bond FMCSA BMC-84/85

Other Companies at This Address

Operating Authorities

Company Overview

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Licensing & Insurance

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