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M-OK DISTRIBUTION INC

Trust Score

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Company CheckM-OK DISTRIBUTION INC · DOT 2232332

242 RAILROAD CT, NORTHLAKE, IL, 60164

DOT# 2232332 MC# 487778 Northlake, Illinois 22 years

BROKER

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Power Units

Drivers

Crashes (24-Month)

None on file

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

1 events tracked · latest Aug 15, 2026 ↓ Show details ↓

Insurance 1

Current
No active insurance on file.

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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Physical Address242 RAILROAD CT, NORTHLAKE, IL, 60164

Mailing Address242 RAILROAD CT, NORTHLAKE, IL, 60164

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusNot on file

On File (FMCSA)None on file

VerifiedFMCSA · 07/25/2026

Required$75,000 (FMCSA min)

Last checked08/14/2026

TypeTrust Fund (BMC-85)

Surety / Trustee1ST SECURITY FINANCIAL CORPORATION

Contact☎ (800) 861-1952
🌐 1stsecuritycorp.com

Filings on record10

Bond cancelled Nov 22, 2013 by 1ST SECURITY FINANCIAL CORPORATION. This company's broker authority is not currently active. FMCSA requires every broker to keep a $75,000 bond on file; after a cancellation, operating authority is typically revoked within weeks. Confirm current status in FMCSA's official records before booking.

Bond history

1ST SECURITY FINANCIAL CORPORATIONOct 2013 to Nov 2013 · CANCELLED

STATE FARM FIRE AND CASUALTY COMPANYAug 2012 to Feb 2013 · CANCELLED

STATE FARM FIRE AND CASUALTY COMPANYAug 2012 to Aug 2012 · replaced

INTEGRA BANK, NAMay 2010 to Aug 2012 · replaced

GREAT WEST CASUALTY CO.Jun 2005 to Jul 2005 · CANCELLED

GREAT WEST CASUALTY CO.Jun 2005 to May 2010 · CANCELLED

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Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

DocketMC487778

CommonNot Active

ContractNot Active

BrokerInactive

Operating22 years

Insurance

AmountNone on file

VerifiedFMCSA · 07/25/2026

Last checked08/14/2026

Quick Facts

StatusActive

TypeBroker

Operating22 years

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
85	TRUST FUND	1ST SECURITY FINANCIAL CORPORATION	NONE	$0	10/01/2013	11/22/2013	Cancelled
84	SURETY	STATE FARM FIRE AND CASUALTY COMPANY	93 CL T854 2	$0	08/23/2012	02/08/2013	Cancelled
84	SURETY	STATE FARM FIRE AND CASUALTY COMPANY	93- CL T854 2	$0	08/23/2012	08/23/2012	Replaced
84	SURETY	GREAT WEST CASUALTY CO.	SIC16169A	$0	06/01/2005	06/01/2005	Replaced
84	SURETY	GREAT WEST CASUALTY CO.	SIC16169A	$0	06/01/2005	07/07/2005	Cancelled
84	SURETY	GREAT WEST CASUALTY CO.	SIC16169B	$0	06/01/2005	05/20/2010	Cancelled
85	TRUST FUND	INTEGRA BANK, NA	NONE (FAX COPY)	$0	05/21/2010	08/23/2012	Replaced
84	SURETY	GREAT WEST CASUALTY CO.	SIC16169A	$0	05/20/2004	06/01/2005	Replaced
84	SURETY	GREAT WEST CASUALTY CO.	SIC16169A	$0	05/20/2004	07/06/2005	Cancelled
85	TRUST FUND	1ST SECURITY FINANCIAL CORPORATION	NONE	$0	02/13/2013	10/01/2013	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC487778	PROPERTY BROKER	REINSTATED	07/09/2010	REVOKED	12/02/2013
MC487778	PROPERTY BROKER	GRANTED	05/27/2004	REVOKED	05/26/2010
MC487778	BROKER	INVOLUNTARY REVOCATION	01/14/2013	DISCONTINUED REVOCATION	02/14/2013

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

63/100

Good

NOT VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 63

−25

−10

Starts at 100−37 totalFinal 63

No insurance or bond on file−25

MCS-150 update overdue−10

No email address on file−2

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows coverage is required for this authority, but no active insurance or surety bond is on file as of 7/25/2026.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-25

No insurance or bond on file FAILS VERIFICATION

FMCSA shows insurance is required but no active insurance or surety bond is currently on file (per the latest FMCSA filing as of 7/25/2026).

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

-2

No email address on file

No public email address on record.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

M-OK DISTRIBUTION INC

Trust Score

Public record

Company Information

Contact Details

Broker Surety Bond FMCSA BMC-84/85

Operating Authorities

Insurance

Quick Facts

Licensing & Insurance

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