← Back to Search

VALIDATED

LAKE EFFECT TRAFFIC LLC

Trust Score

Excellent Why this score?

Company CheckLAKE EFFECT TRAFFIC LLC · DOT 2226199

5824 LAUDER CT, GRANGER, IN, 46530

DOT# 2226199 MC# 380211 Granger, Indiana 26 years

BROKER

★★★★★ Ratings & reviews

Save to favorites Watch, alerts on changes Write a review Add a private note Download PDF report

Create free account →

Free • 30 seconds • Already a member? Log in

Power Units

Drivers

Crashes (24-Month)

$75,000 bond

Insurance

Not Rated

Safety Rating

Inspections

Is this your company? Claim your profile →

Just researching? Create a free account →

Deep records on this carrier, only on LoadWrap

Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address5824 LAUDER CT, GRANGER, IN, 46530

Mailing Address5824 LAUDER CT, GRANGER, IN, 46530

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusActive

On File (FMCSA)$75,000

VerifiedFMCSA · 07/08/2026

Required$75,000 (FMCSA min)

Last checked09/19/2026

TypeSurety Bond (BMC-84)

Surety / TrusteeLEXINGTON NATIONAL INSURANCE CORPORATION

Contact☎ (888) 888-2245
🌐 lexingtonnational.com

Filings on record10

Bond history

LEXINGTON NATIONAL INSURANCE CORPORATIONsince Aug 13, 2024 · active

UNITED STATES FIRE INSURANCE CO.Oct 2020 to Aug 2020 · replaced

GREAT AMERICAN INSURANCE CO.Oct 2014 to Jan 2015 · CANCELLED

CAPITOL INDEMNITY CORPORATIONApr 2000 to Apr 2002 · CANCELLED

Never get caught by a dead bond. Daily checks, same-day email alerts.

Watch this broker

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC380211

CommonNot Active

ContractNot Active

BrokerActive

Operating26 years

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$75,000 bond

Type84

VerifiedFMCSA · 07/08/2026

CompanyLEXINGTON NATIONAL INSURANCE CORPORATION

Policy #L266004-2113

Last checked09/19/2026

Quick Facts

StatusActive

TypeBroker

Operating26 years

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
84	SURETY	UNITED STATES FIRE INSURANCE CO.	615113162	$0	10/30/2020	08/14/2020	Replaced
84	SURETY	GREAT AMERICAN INSURANCE CO.	2463985	$0	10/30/2014	10/30/2014	Replaced
84	SURETY	GREAT AMERICAN INSURANCE CO.	2463985	$0	10/30/2014	01/12/2015	Name Changed
84	SURETY	GREAT AMERICAN INSURANCE CO.	2463985	$0	10/30/2014	10/30/2014	Replaced
84	SURETY	GREAT AMERICAN INSURANCE CO.	2463985	$0	10/30/2014	10/30/2014	Replaced
84	SURETY	GREAT AMERICAN INSURANCE CO.	2463985	$0	10/30/2014	08/14/2020	Replaced
84	SURETY	GREAT AMERICAN INSURANCE CO.	2463985	$0	10/30/2014	10/30/2014	Replaced
84	SURETY	UNITED STATES FIRE INSURANCE CO.	615113162	$0	08/14/2020	08/13/2024	Replaced
84	SURETY	UNITED STATES FIRE INSURANCE CO.	615113162	$0	08/14/2020	08/14/2024	Cancelled
84	SURETY	CAPITOL INDEMNITY CORPORATION	748947	$0	04/24/2000	04/25/2002	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC380211	BROKER	INVOLUNTARY REVOCATION	12/09/2014	DISCONTINUED REVOCATION	01/08/2015
MC380211	PROPERTY BROKER	REINSTATED	11/10/2014	-	-
MC380211	PROPERTY BROKER	GRANTED	05/11/2000	REVOKED	07/12/2002

No revocation records.

Stay ahead of changes

You are checking CAPITOL INDEMNITY CORPORATION today. We can keep watching them for you.

Authority gets revoked, insurance lapses, and a company that looks clean today can change overnight. Create an account, add this company to your list,
and the moment their authority, insurance, safety or contact details change, you see it on your dashboard, or get it by email with Pro.

Add them to your list

Keep this company and every partner you vet in one place you can come back to.

Get a change alert

The moment authority, insurance or safety status moves, you hear about it first.

See the full history

Trust Score over time and the complete authority and insurance timeline, not just today.

98/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 98

Starts at 100−2 totalFinal 98

No email address on file−2

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Active broker authority

Holds active broker authority.

Broker bond (BMC-84) on file

Active broker authority on file, FMCSA requires a BMC-84 surety bond ($75K) to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-2

No email address on file

No public email address on record.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

LAKE EFFECT TRAFFIC LLC

Trust Score

Company Information

Contact Details

Broker Surety Bond FMCSA BMC-84/85

Operating Authorities

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Licensing & Insurance

You are checking CAPITOL INDEMNITY CORPORATION today. We can keep watching them for you.

Add them to your list

Get a change alert

See the full history