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VALIDATED

TRUELOVE FARMS INCORPORATED

Trust Score

Excellent Why this score?

Company CheckTRUELOVE FARMS INCORPORATED · DOT 2225069

DBA: TRUELOVE FARMS BROKERAGE

3001 N YORK, MARTINSVILLE, IL, 62442

DOT# 2225069 MC# 359347 Martinsville, Illinois 26 years

BROKER

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Power Units

Drivers

Crashes (24-Month)

$10,000 bond

Insurance

Not Rated

Safety Rating

Inspections

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Contact Details

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Physical Address3001 N YORK, MARTINSVILLE, IL, 62442

Mailing Address3001 N YORK, MARTINSVILLE, IL, 62442

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusActive

On File (FMCSA)$10,000

VerifiedFMCSA · 07/07/2026

Required$75,000 (FMCSA min)

Last checked10/02/2026

TypeTrust Fund (BMC-85)

Surety / TrusteePACIFIC FINANCIAL ASSOCIATION, INC.

Contact☎ (800) 595-2615
🌐 pfaprotects.com

Filings on record6

Bond history

PACIFIC FINANCIAL ASSOCIATION, INC.since May 4, 2007 · active

NAVIGATORS INSURANCE COMPANYAug 2006 to May 2007 · CANCELLED

XL SPECIALTY INSURANCE COMPANYDec 2004 to Dec 2005 · CANCELLED

XL SPECIALTY INSURANCE COMPANYAug 2000 to Dec 2004 · CANCELLED

INDEMNITY INSURANCE CO. OF NORTH AMERICAAug 1999 to Oct 2000 · CANCELLED

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Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC359347

CommonNot Active

ContractNot Active

BrokerInactive

Operating26 years

Insurance

Amount$10,000 bond

Type85

VerifiedFMCSA · 07/07/2026

CompanyPACIFIC FINANCIAL ASSOCIATION, INC.

Policy #NONE

Last checked10/02/2026

Quick Facts

StatusActive

TypeBroker

Operating26 years

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
84	SURETY	NAVIGATORS INSURANCE COMPANY	90979	$0	12/15/2005	08/10/2006	Cancelled
84	SURETY	XL SPECIALTY INSURANCE COMPANY	7815430	$0	12/04/2004	12/15/2005	Cancelled
84	SURETY	XL SPECIALTY INSURANCE COMPANY	NONE	$0	08/16/2000	12/04/2004	Cancelled
84	SURETY	INDEMNITY INSURANCE CO. OF NORTH AMERICA	K0617520A	$0	08/16/1999	10/06/2000	Cancelled
84	SURETY	NAVIGATORS INSURANCE COMPANY	90979	$0	08/10/2006	05/04/2007	Replaced
84	SURETY	NAVIGATORS INSURANCE COMPANY	90979	$0	08/10/2006	05/11/2007	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC359347	BROKER	INVOLUNTARY REVOCATION	11/18/2005	DISCONTINUED REVOCATION	11/23/2005
MC359347	BROKER	INVOLUNTARY REVOCATION	11/08/2004	DISCONTINUED REVOCATION	11/17/2004
MC359347	BROKER	INVOLUNTARY REVOCATION	11/02/2000	DISCONTINUED REVOCATION	11/21/2000
MC359347	PROPERTY BROKER	GRANTED	10/27/1999	REVOKED	12/09/2013
MC359347	BROKER	INVOLUNTARY REVOCATION	04/16/2007	DISCONTINUED REVOCATION	05/07/2007

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

85/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 85

−10

Starts at 100−15 totalFinal 85

MCS-150 update overdue−10

No phone number on file−3

No email address on file−2

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

-3

No phone number on file

No public phone number on record.

-2

No email address on file

No public email address on record.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

TRUELOVE FARMS INCORPORATED

Trust Score

Company Information

Contact Details

Broker Surety Bond FMCSA BMC-84/85

Operating Authorities

Insurance

Quick Facts

Licensing & Insurance

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