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VALIDATED

ON TIME EXPRESS

Trust Score

Excellent Why this score?

Company CheckON TIME EXPRESS · DOT 2223622

733 W. 22ND STREET, TEMPE, AZ, 85282

DOT# 2223622 MC# 328996 Tempe, Arizona 28 years

BROKER

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Power Units

Drivers

Crashes (24-Month)

None on file

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

1 events tracked · latest Aug 1, 2026 ↓ Show details ↓

Insurance 1

Current
No active insurance on file.

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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Physical Address733 W. 22ND STREET, TEMPE, AZ, 85282

Mailing Address733 W. 22ND STREET, TEMPE, AZ, 85282

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusNot on file

On File (FMCSA)None on file

VerifiedFMCSA · 06/17/2026

Required$75,000 (FMCSA min)

Last checked08/01/2026

TypeTrust Fund (BMC-85)

Surety / TrusteePACIFIC FINANCIAL ASSOCIATION, INC.

Contact☎ (800) 595-2615
🌐 pfaprotects.com

Filings on record10

Bond cancelled Feb 14, 2008 by AMERICAN CONTRACTORS INDEMNITY COMPANY. This company's broker authority is not currently active. FMCSA requires every broker to keep a $75,000 bond on file; after a cancellation, operating authority is typically revoked within weeks. Confirm current status in FMCSA's official records before booking.

Bond history

AMERICAN ALTERNATIVE INSURANCE CORPORATIONOct 2013 to Oct 2013 · replaced

PACIFIC FINANCIAL ASSOCIATION, INC.Dec 2010 to Oct 2013 · replaced

AMERICAN CONTRACTORS INDEMNITY COMPANYDec 2005 to Feb 2008 · CANCELLED

ACCEPTANCE INSURANCE COMPANYNov 2002 to Dec 2005 · CANCELLED

ACCEPTANCE INSURANCE COMPANYJul 2000 to Nov 2002 · replaced

STAR INSURANCE COMPANYOct 1997 to Dec 1999 · CANCELLED

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Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

DocketMC328996

CommonNot Active

ContractNot Active

BrokerInactive

Operating28 years

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

AmountNone on file

VerifiedFMCSA · 06/17/2026

Last checked08/01/2026

Quick Facts

StatusActive

TypeBroker

Operating28 years

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	12/17/2010	10/01/2013	Replaced
84	SURETY	AMERICAN CONTRACTORS INDEMNITY COMPANY	282378	$0	12/16/2005	02/14/2008	Cancelled
84	SURETY	ACCEPTANCE INSURANCE COMPANY	AIC 20 22 003	$0	11/25/2002	12/16/2005	Cancelled
84	SURETY	STAR INSURANCE COMPANY	SA1251836	$0	10/27/1997	12/02/1999	Cancelled
84	SURETY	AMERICAN ALTERNATIVE INSURANCE CORPORATION	2013070075	$0	10/01/2013	10/01/2013	Replaced
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	10/01/2013	10/01/2013	Replaced
84	SURETY	AMERICAN ALTERNATIVE INSURANCE CORPORATION	2013070075	$0	10/01/2013	02/16/2017	Cancelled
84	SURETY	ACCEPTANCE INSURANCE COMPANY	AIC2022003	$0	07/14/2000	11/25/2002	Replaced
84	SURETY	AMERICAN CONTRACTORS INDEMNITY COMPANY	282378	$0	02/14/2008	12/17/2010	Replaced
84	SURETY	AMERICAN CONTRACTORS INDEMNITY COMPANY	282378	$0	02/14/2008	01/15/2011	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC328996	BROKER	INVOLUNTARY REVOCATION	11/21/2005	DISCONTINUED REVOCATION	12/21/2005
MC328996	PROPERTY BROKER	REINSTATED	03/05/2001	REVOKED	02/22/2017
MC328996	PROPERTY BROKER	GRANTED	01/23/1998	REVOKED	02/18/2000

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

88/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 88

−10

Starts at 100−12 totalFinal 88

MCS-150 update overdue−10

No email address on file−2

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

-2

No email address on file

No public email address on record.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

ON TIME EXPRESS

Trust Score

Public record

Company Information

Contact Details

Broker Surety Bond FMCSA BMC-84/85

Operating Authorities

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Licensing & Insurance

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