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GARY LYN SMITH INC

Trust Score

Excellent Why this score?

Company CheckGARY LYN SMITH INC · DOT 2215374

1285 LITTLE MOUNTAIN ROAD, DAWSONVILLE, GA, 30534

DOT# 2215374 MC# 245478 Dawsonville, Georgia 34 years

BROKER

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Power Units

Drivers

Crashes (24-Month)

$75,000 bond

Insurance

Not Rated

Safety Rating

Inspections

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Public record

3 events tracked · latest Aug 13, 2026 ↓ Show details ↓

Safety & compliance 1

Aug 1, 2025
DISCONTINUED REVOCATION BROKER.

Insurance 2

Current
Active surety bond on file ($75,000).
Aug 20, 2025
Insurance policy cancelled (LEXINGTON NATIONAL INSURANCE CORPORATION).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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Physical Address1285 LITTLE MOUNTAIN ROAD, DAWSONVILLE, GA, 30534

Mailing AddressPO BOX 163, MURRAYVILLE, GA, 30564-0163

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusActive

On File (FMCSA)$75,000

VerifiedFMCSA · 06/15/2026

Required$75,000 (FMCSA min)

Last checked08/13/2026

TypeSurety Bond (BMC-84)

Surety / TrusteeUNITED STATES FIRE INSURANCE CO.

Contact☎ (973) 490-6600
🌐 cfins.com

Filings on record10

Bond history

UNITED STATES FIRE INSURANCE CO.since Aug 20, 2025 · active

LEXINGTON NATIONAL INSURANCE CORPORATIONOct 2023 to Aug 2025 · CANCELLED

UNITED STATES FIRE INSURANCE CO.Oct 2018 to Sep 2023 · CANCELLED

MERCHANTS BONDING COMPANY ( MUTUAL)Oct 2014 to Oct 2017 · replaced

SURETEC INSURANCE COMPANYOct 2013 to Oct 2014 · replaced

AMERICAN ALTERNATIVE INSURANCE CORPORATIONFeb 2012 to Oct 2013 · replaced

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Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

DocketMC245478

CommonNot Active

ContractInactive

BrokerActive

Operating34 years

Insurance

Amount$75,000 bond

Type84

VerifiedFMCSA · 06/15/2026

CompanyUNITED STATES FIRE INSURANCE CO.

Policy #612420632

Last checked08/13/2026

Quick Facts

StatusActive

TypeBroker

Operating34 years

MCS-15005/2026

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
84	SURETY	LEXINGTON NATIONAL INSURANCE CORPORATION	L269492-2194	$0	10/01/2023	08/20/2025	Cancelled
84	SURETY	UNITED STATES FIRE INSURANCE CO.	615996245	$0	10/01/2018	09/30/2023	Cancelled
84	SURETY	UNITED STATES FIRE INSURANCE CO.	615996245	$0	10/01/2017	10/01/2018	Replaced
84	SURETY	UNITED STATES FIRE INSURANCE CO.	615996245	$0	10/01/2017	10/07/2018	Cancelled
84	SURETY	MERCHANTS BONDING COMPANY ( MUTUAL)	GA 7096	$0	10/01/2014	10/01/2017	Replaced
84	SURETY	SURETEC INSURANCE COMPANY	5169795	$0	10/01/2013	10/01/2014	Replaced
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	732589-6195-958	$750,000	08/12/1995	08/24/1995	Cancelled
85	TRUST FUND	BANK SOUTH		$0	05/19/1994	02/13/1997	Replaced
85	TRUST FUND	BANK SOUTH		$0	05/19/1994	03/21/1997	Cancelled
84	SURETY	AMERICAN ALTERNATIVE INSURANCE CORPORATION	20120214498	$0	02/15/2012	10/01/2013	Replaced
85	TRUST FUND	REGIONS BANK	NONE	$0	02/13/1997	02/15/2012	Replaced
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	732589-6195-958	$750,000	02/09/1995	08/12/1995	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC245478	MOTOR PROPERTY COMMON CARRIER	DISMISSED	10/03/1996	-	-
MC245478	BROKER	INVOLUNTARY REVOCATION	09/10/2018	DISCONTINUED REVOCATION	09/13/2018
MC245478	BROKER	INVOLUNTARY REVOCATION	07/24/2025	DISCONTINUED REVOCATION	08/01/2025
MC245478	PROPERTY BROKER	GRANTED	06/05/1992	-	-
MC245478	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	02/23/1995	REVOKED	02/06/1996

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

98/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 98

Starts at 100−2 totalFinal 98

No email address on file−2

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Active broker authority

Holds active broker authority.

Broker bond (BMC-84) on file

Active broker authority on file, FMCSA requires a BMC-84 surety bond ($75K) to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-2

No email address on file

No public email address on record.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

GARY LYN SMITH INC

Trust Score

Public record

Company Information

Contact Details

Broker Surety Bond FMCSA BMC-84/85

Operating Authorities

Insurance

Quick Facts

Licensing & Insurance

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