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VALIDATED

CATHY A SCHMIDT

Trust Score

Excellent Why this score?

Company CheckCATHY A SCHMIDT · DOT 2214979

DBA: CATHY'S

2706 IVANHOE, SGT. BLUFF, IA, 51054

DOT# 2214979 MC# 235523 Sgt. Bluff, Iowa 35 years

BROKER

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Power Units

Drivers

Crashes (24-Month)

None on file

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

1 events tracked · latest Jul 31, 2026 ↓ Show details ↓

Insurance 1

Current
No active insurance on file.

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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EmailSign in to view

Physical Address2706 IVANHOE, SGT. BLUFF, IA, 51054

Mailing AddressP. O. BOX 501, SIOUX CITY, IA, 51102

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusNot on file

On File (FMCSA)None on file

VerifiedFMCSA · 06/14/2026

Required$75,000 (FMCSA min)

Last checked07/30/2026

TypeSurety Bond (BMC-84)

Surety / TrusteeOLD REPUBLIC SURETY COMPANY

Contact☎ (800) 217-1792
🌐 orsurety.com

Filings on record8

Bond cancelled Sep 11, 2015 by U. S. SPECIALTY INSURANCE COMPANY. This company's broker authority is not currently active. FMCSA requires every broker to keep a $75,000 bond on file; after a cancellation, operating authority is typically revoked within weeks. Confirm current status in FMCSA's official records before booking.

Bond history

U. S. SPECIALTY INSURANCE COMPANYOct 2013 to Sep 2015 · CANCELLED

AMERICAN CONTRACTORS INDEMNITY COMPANYJul 2011 to Oct 2013 · CANCELLED

OLD REPUBLIC SURETY COMPANYNov 2007 to Jul 2011 · CANCELLED

AMERICAN CONTRACTORS INDEMNITY COMPANYJul 2004 to Jul 2006 · replaced

FARWEST INSURANCE COMPANY(FAR WEST)Jul 2000 to Jul 2004 · replaced

AMERICAN BANKERS INSURANCE COMPANYJul 1991 to Jul 2000 · replaced

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Other Companies at This Address

Address2706 IVANHOE, SGT. BLUFF, IA 51054

Others here

Distinct phones

Active

Company	DOT	Phone	Status
CATE'S TRUCKING INC	2243776	Sign in	Active
CATHY A SCHMIDT this company	2214979	Sign in	Active
LIL AL'S LTD	485705	Sign in	Inactive

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

DocketMC235523

CommonNot Active

ContractNot Active

BrokerInactive

Operating35 years

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

AmountNone on file

VerifiedFMCSA · 06/14/2026

Last checked07/30/2026

Quick Facts

StatusActive

TypeBroker

Operating35 years

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
84	SURETY	OLD REPUBLIC SURETY COMPANY	RLI 598325	$0	11/01/2007	07/11/2011	Replaced
84	SURETY	OLD REPUBLIC SURETY COMPANY	RLI 598325	$0	11/01/2007	07/12/2011	Cancelled
84	SURETY	U. S. SPECIALTY INSURANCE COMPANY	1001000406	$0	10/01/2013	09/11/2015	Cancelled
84	SURETY	AMERICAN BANKERS INSURANCE COMPANY		$0	07/16/1991	07/12/2000	Replaced
84	SURETY	OLD REPUBLIC SURETY COMPANY	RLI 598325	$0	07/12/2006	10/31/2007	Cancelled
84	SURETY	AMERICAN CONTRACTORS INDEMNITY COMPANY	223969	$0	07/12/2004	07/12/2006	Replaced
84	SURETY	FARWEST INSURANCE COMPANY(FAR WEST)	412012739	$0	07/12/2000	07/12/2004	Replaced
84	SURETY	AMERICAN CONTRACTORS INDEMNITY COMPANY	1000891590	$0	07/11/2011	10/01/2013	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC235523	BROKER	INVOLUNTARY REVOCATION	11/15/2005	DISCONTINUED REVOCATION	12/15/2005
MC235523	BROKER	INVOLUNTARY REVOCATION	10/31/2007	DISCONTINUED REVOCATION	11/01/2007
MC235523	BROKER	INVOLUNTARY REVOCATION	10/04/2007	DISCONTINUED REVOCATION	10/17/2007
MC235523	BROKER	INVOLUNTARY REVOCATION	09/04/2013	DISCONTINUED REVOCATION	10/07/2013
MC235523	PROPERTY BROKER	GRANTED	07/29/1991	REVOKED	09/21/2015
MC235523	BROKER	INVOLUNTARY REVOCATION	06/15/2011	DISCONTINUED REVOCATION	07/06/2011

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

88/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 88

−10

Starts at 100−12 totalFinal 88

MCS-150 update overdue−10

No email address on file−2

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

-2

No email address on file

No public email address on record.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

CATHY A SCHMIDT

Trust Score

Public record

Company Information

Contact Details

Broker Surety Bond FMCSA BMC-84/85

Other Companies at This Address

Operating Authorities

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Licensing & Insurance

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