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VALIDATED

RICHARD MCCAY

Trust Score

Excellent Why this score?

Company CheckRICHARD MCCAY · DOT 2193817

DBA: MCCAY CONSTRUCTION

176 CR 3450, CHERRY VALLEY, AR, 72324

DOT# 2193817 MC# 761656 Cherry Valley, Arkansas 14 years

CARRIER

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1

Power Units

1

Drivers

0

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Company Information

Legal NameRICHARD MCCAY

DBA NameMCCAY CONSTRUCTION

DOT Number2193817

MC Number761656

Entity TypeCarrier

Operating StatusA - Active

LocationCherry Valley, Arkansas

Added09/20/2011

MCS-15003/01/2025

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address176 CR 3450, CHERRY VALLEY, AR, 72324

Mailing Address176 CR 3450, CHERRY VALLEY, AR, 72324

Operating Authorities

Authority TypePRIVATE PROPERTY;AUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC761656

CommonActive

ContractNot Active

BrokerNot Active

Operating14 years

Operation Classification

Authorized For HirePrivate (Property)

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage150,000 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,000,000

Type91X

Effective09/04/2024

CompanySHELTER MUTUAL INSURANCE COMPANY

Policy #01-10783996

Last checked07/26/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage150,000 mi

Operating14 years

MCS-15003/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

3 · 0 OOS -

2024

3 · 1 OOS ▲

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Inspection Records (6)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
04/17/2024	TN	Full (Level I)	KNOXVILLE TN	0	0	0	0	0	0	-	▲Detail
04/04/2024	AR	Full (Level I)	HOPE AR	2	1	0	0	0	1	-	▲Detail
02/14/2024	MO	Full (Level I)	POPLAR BLUFF MO	0	0	0	0	0	0	-	▲Detail
11/02/2023	AR	Full (Level I)	CRAIGHEAD COUNTY	0	0	0	0	0	0	-	▲Detail
09/18/2023	MO	Full (Level I)	WILLOW SPRINGSMO	0	0	0	0	0	0	-	▲Detail
08/23/2023	AR	Full (Level I)	JOHNSON COUNTY	1	0	1	0	0	0	-	▲Detail

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN264863	$750,000	12/22/2019	06/30/2021	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN264863	$750,000	12/22/2019	08/10/2021	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA 8472449	$1,000,000	12/22/2018	12/22/2019	Replaced
91X	BIPD/Primary	SAGAMORE INSURANCE COMPANY	ST204344	$750,000	12/22/2017	03/01/2018	Cancelled
91X	BIPD/Primary	SAGAMORE INSURANCE COMPANY	ST168424	$750,000	12/04/2015	10/09/2016	Cancelled
91X	BIPD/Primary	SAGAMORE INSURANCE COMPANY	ST168424	$750,000	12/04/2013	10/09/2014	Cancelled
91X	BIPD/Primary	SAGAMORE INSURANCE COMPANY	ST168424	$750,000	10/09/2016	10/09/2016	Replaced
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA 2958365	$1,000,000	10/09/2016	12/22/2017	Replaced
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA 2958365	$1,000,000	10/09/2016	01/01/2018	Cancelled
91X	BIPD/Primary	SAGAMORE INSURANCE COMPANY	ST168424	$750,000	10/09/2015	12/04/2015	Cancelled
91X	BIPD/Primary	SAGAMORE INSURANCE COMPANY	ST168424	$750,000	10/09/2014	10/09/2015	Cancelled
91X	BIPD/Primary	SAGAMORE INSURANCE COMPANY	ST168424	$750,000	10/09/2013	12/04/2013	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA 8276345	$1,000,000	10/07/2011	10/09/2013	Replaced
91X	BIPD/Primary	SHELTER MUTUAL INSURANCE COMPANY	01-10783996	$1,000,000	06/30/2021	09/04/2024	Replaced
91X	BIPD/Primary	SHELTER MUTUAL INSURANCE COMPANY	01-10783996	$1,000,000	06/30/2021	09/20/2024	Cancelled
91X	BIPD/Primary	SAGAMORE INSURANCE COMPANY	ST204344	$750,000	03/01/2018	12/22/2018	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC761656	COMMON	INVOLUNTARY REVOCATION	12/05/2017	DISCONTINUED REVOCATION	12/28/2017
MC761656	COMMON	INVOLUNTARY REVOCATION	11/26/2018	DISCONTINUED REVOCATION	12/20/2018
MC761656	COMMON	INVOLUNTARY REVOCATION	11/09/2015	DISCONTINUED REVOCATION	11/18/2015
MC761656	COMMON	INVOLUNTARY REVOCATION	11/07/2013	DISCONTINUED REVOCATION	11/12/2013
MC761656	MOTOR PROPERTY COMMON CARRIER	GRANTED	10/14/2011	-	-
MC761656	COMMON	INVOLUNTARY REVOCATION	09/14/2015	DISCONTINUED REVOCATION	10/07/2015
MC761656	COMMON	INVOLUNTARY REVOCATION	09/12/2016	DISCONTINUED REVOCATION	09/30/2016
MC761656	COMMON	INVOLUNTARY REVOCATION	09/12/2014	DISCONTINUED REVOCATION	09/24/2014
MC761656	COMMON	INVOLUNTARY REVOCATION	08/26/2024	DISCONTINUED REVOCATION	09/10/2024
MC761656	COMMON	INVOLUNTARY REVOCATION	02/02/2018	DISCONTINUED REVOCATION	02/20/2018

No revocation records.

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100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.