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VALIDATED

SMF INC

Trust Score

95 Excellent
Excellent Why this score?
Company CheckSMF INC · DOT 213318
500 TERNES DRIVE, MONROE, MI, 48162
DOT# 213318 MC# 160899 Monroe, Michigan 43 years
CARRIER & BROKER
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27
Power Units
38
Drivers
0
Crashes (24-Month)
$1,000,000
Insurance
Satisfactory
Safety Rating
43
Inspections
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Public record

5 events tracked · latest Sep 9, 2026 Show details
Safety & compliance 4
  • Jul 30, 2026
    Clean roadside inspection, no violations.
  • Jul 27, 2026
    Roadside inspection, 1 violation (no OOS).
  • Jul 22, 2026
    Roadside inspection, 1 violation (no OOS).
  • Jul 17, 2026
    Roadside inspection, 3 violations (no OOS).
Insurance 1
  • Current
    Active insurance on file ($1,000,000).
Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameSMF INC
DOT Number213318
MC Number160899
Entity TypeCarrier & Broker
Operating StatusA - Active
LocationMonroe, Michigan
Added05/28/1982
MCS-15007/14/2026

Contact Details

Physical Address500 TERNES DRIVE, MONROE, MI, 48162
Mailing Address500 TERNES DRIVE, MONROE, MI, 48162

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusActive
On File (FMCSA)$75,000
VerifiedFMCSA · 08/14/2026
Required$75,000 (FMCSA min)
Last checked09/09/2026
TypeSurety Bond (BMC-84)
Surety / TrusteeCHEROKEE INSURANCE COMPANY
Filings on record7
Bond history
CHEROKEE INSURANCE COMPANYsince Sep 15, 2024 · active
CHEROKEE INSURANCE COMPANYSep 2024 to Nov 2024 · CANCELLED
CHEROKEE INSURANCE COMPANYSep 2023 to Sep 2024 · replaced
LEXON INSURANCE COMPANYOct 2013 to Sep 2023 · replaced
WESTERN SURETY CO.Mar 2004 to Oct 2013 · replaced
CONTINENTAL CASUALTY CO.Mar 1996 to Mar 2004 · CANCELLED
Never get caught by a dead bond. Daily checks, same-day email alerts.
Watch this broker

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE
Carrier OperationA - Interstate
DocketMC160899
CommonActive
ContractActive
BrokerActive
Operating43 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.
Unsafe Driving
measure 2.18 · 5 insp with violations
Below cutoff
Hours-of-Service Compliance
measure .58 · 3 insp with violations
Below cutoff
Driver Fitness
measure 0 · 0 insp with violations
Clean
Controlled Substances / Alcohol
measure 0 · 0 insp with violations
Clean
Vehicle Maintenance
measure 4.39 · 10 insp with violations
Below cutoff
Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage1,341,065 miles
Mileage Year2024
VMT SourceMCS-150 Form

Drivers

38
Interstate
0
Intrastate
0
CDL
38
Total
Interstate >100mi0
Interstate <100mi0
Intrastate >100mi0
Intrastate <100mi0

Safety Summary

Safety RatingSatisfactory
Total Crashes (24-mo)0
Fatal0
Driver OOS0.0% avg 5.5%
Vehicle OOS31.3% avg 20.7%
SmartWay PartnerYes
Last Review11/09/2010

Insurance

Amount$1,000,000
Type91X
VerifiedFMCSA · 08/14/2026
CompanyCHEROKEE INSURANCE COMPANY
Policy #CA250162
Last checked09/09/2026

Quick Facts

StatusActive
TypeCarrier & Broker
Fleet27 units
Drivers38
Mileage1,341,065 mi
Operating43 years
MCS-15007/2026

Safety & Inspection Data

Crash Summary
Total Crashes (24-mo)0
Fatal0
Injury0
Tow-Away0
Safety RatingSatisfactory
Driver Inspections
Total27
Out of Service0
OOS Rate0.0%
National Avg5.5%
Below National Average
Vehicle Inspections
Total16
Out of Service5
OOS Rate31.3%
National Avg20.7%
Above National Average
Last FMCSA Review: 11/09/2010 | Rated: 10/08/1998

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS
2023
2 · 0 OOS -
2024
18 · 6 OOS
2025
13 · 2 OOS
2026
10 · 0 OOS
Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jul 2026, 29 inspections, 3 resulted in out-of-service (10.3% OOS rate).

Vehicle Out-of-Service 4 OOS
Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

27 roadside violations across 29 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service
Vehicle Maintenance 14 violations · 4 OOS
Unsafe Driving 8 violations · 0 OOS
Hours-of-Service (HOS) Compliance 5 violations · 0 OOS
Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (43)

DateStateLevelLocationViolationsOOSDriver ViolDriver OOSVehicle ViolVehicle OOSHazMat
07/30/2026 TX Walk-Around (Level II) IH 35 MM 59 NORTH 0 0 0 0 0 0 - Detail
07/27/2026 OH Walk-Around (Level II) VAN WERT OH 1 0 0 0 1 0 - Detail
07/22/2026 IN Walk-Around (Level II) CHESTERTON IN 1 0 0 0 1 0 - Detail
07/17/2026 MI Driver-Only (Level III) MI 3 0 3 0 0 0 - Detail
07/13/2026 CA Full (Level I) CA 0 0 0 0 0 0 - Detail
06/25/2026 NM Full (Level I) NM 0 0 0 0 0 0 - Detail
04/29/2026 TN Driver-Only (Level III) MEMPHIS TN 1 0 1 0 0 0 - Detail
04/01/2026 MI Driver-Only (Level III) EB I-94 @ MERRIMAN 1 0 1 0 0 0 - Detail
03/11/2026 FL Driver-Only (Level III) JASPER FL 0 0 0 0 0 0 - Detail
01/09/2026 OH Driver-Only (Level III) FINDLAY OH 0 0 0 0 0 0 - Detail
12/08/2025 TX Walk-Around (Level II) IH30 WB MT PLEASANT SCALE 0 0 0 0 0 0 - Detail
10/03/2025 MI Walk-Around (Level II) PONTIAC SCALE S/B 0 0 0 0 0 0 - Detail
10/01/2025 IN Driver-Only (Level III) CHESTERTON IN 0 0 0 0 0 0 - Detail
09/03/2025 KY Full (Level I) LONDON 2 2 0 0 2 2 - Detail
07/01/2025 MI Full (Level I) GRASS LAKE SCALE E/B 5 1 4 0 1 1 - Detail
06/24/2025 MI Driver-Only (Level III) S/B M-53 @ 28 MILE RD 1 0 1 0 0 0 - Detail
05/28/2025 IN Driver-Only (Level III) SEYMOUR IN 1 0 0 0 0 0 - Detail
05/19/2025 IN Walk-Around (Level II) CHESTERTON IN 0 0 0 0 0 0 - Detail
04/22/2025 IN Walk-Around (Level II) TERRE HAUTE IN 1 0 0 0 0 0 - Detail
04/21/2025 OH Driver-Only (Level III) VERMILION OH 0 0 0 0 0 0 - Detail
04/08/2025 IL Walk-Around (Level II) I-80 3 0 0 0 0 0 - Detail
03/28/2025 KY Driver-Only (Level III) LONDON 0 0 0 0 0 0 - Detail
02/26/2025 MI Walk-Around (Level II) NB I-275 @ CANTON REST AREA 1 0 0 0 1 0 - Detail
12/19/2024 MI Walk-Around (Level II) FOWLERVILLE SCALE W/B 2 1 0 0 2 1 - Detail
12/11/2024 MI Driver-Only (Level III) NB I-275 @ US-12 1 0 1 0 0 0 - Detail
12/06/2024 OH Walk-Around (Level II) TROY OH 0 0 0 0 0 0 - Detail
09/20/2024 OH Walk-Around (Level II) ROADSIDE 2 0 0 0 2 0 - Detail
09/19/2024 MO Driver-Only (Level III) NEW CAMBRIA MO 0 0 0 0 0 0 - Detail
09/16/2024 OH Walk-Around (Level II) ROADSIDE INSPECTION 1 0 0 0 1 0 - Detail
08/28/2024 IN Full (Level I) CHESTERTON IN 9 2 0 0 0 2 - Detail
08/27/2024 MI Driver-Only (Level III) I75 SB AT WEST RD 1 0 1 0 0 0 - Detail
06/17/2024 MI Full (Level I) GRASS LAKE SCALE E/B 7 2 1 0 6 2 - Detail
05/23/2024 MI Walk-Around (Level II) I-94 W/B @ VINING 1 0 1 0 0 0 - Detail
05/21/2024 MI Walk-Around (Level II) WB-I-94 @ MICHIGAN AVE 1 0 1 0 0 0 - Detail
04/15/2024 MI Driver-Only (Level III) CHICKAMING TWS 1 0 1 0 0 0 - Detail
03/04/2024 MI Walk-Around (Level II) WB 1 1 0 0 1 1 - Detail
03/01/2024 MI Walk-Around (Level II) EB SCALE 1 1 0 0 1 1 - Detail
02/13/2024 NM Walk-Around (Level II) OROGRANDE PORT OF ENTRY 0 0 0 0 0 0 - Detail
02/13/2024 MO Driver-Only (Level III) STEELE MO 0 0 0 0 0 0 - Detail
01/29/2024 IN Driver-Only (Level III) FISHERS IN 3 0 0 0 0 0 - Detail
01/12/2024 MO Walk-Around (Level II) STEELE MO 5 1 0 0 0 1 - Detail
11/28/2023 MI Driver-Only (Level III) WB-I-94 @ SCHAEFER RD 1 0 1 0 0 0 - Detail
08/25/2023 MI Full (Level I) ROAD 1 0 1 0 0 0 - Detail
Detailed Inspection Report

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections30
Unsafe Driving 5 viols
HOS Compliance 3 viols
Vehicle Maintenance 10 viols

Licensing & Insurance

FormTypeInsurance CompanyPolicyCoverageEffectiveCancel DateMethod
91XBIPD/PrimaryNORTHLAND INSURANCE COMPANYWF002311$750,00012/01/202208/31/2023Cancelled
91XBIPD/PrimaryBERKLEY CASUALTY COMPANY6509052$750,00012/01/202112/01/2022Replaced
91XBIPD/PrimaryNORTHLAND INSURANCE COMPANYTF658565$750,00012/01/201301/04/2022Cancelled
91XBIPD/PrimaryNORTHLAND INSURANCE COMPANYTF658565$750,00012/01/201312/01/2021Replaced
34CARGOTRAVELERS PROPERTY CASUALTY CO. OF AMERICAQT-660-2811N469$012/01/201011/27/2019Cancelled
91XBIPD/PrimaryHARCO NATIONAL INSURANCE CO.TPU3035348$750,00012/01/200612/01/2013Replaced
91XBIPD/PrimaryHARCO NATIONAL INSURANCE CO.TPU3035348$750,00012/01/200601/01/2014Cancelled
34CARGOFIREMAN'S FUND INSURANCE CO.MXI 97906295 DET$012/01/200312/01/2010Replaced
34CARGOCHEROKEE INSURANCE COMPANYMC-020109$012/01/200212/26/2003Cancelled
34CARGOCHEROKEE INSURANCE COMPANYMC-020109$012/01/200212/01/2003Replaced
91XBIPD/PrimaryHARCO NATIONAL INSURANCE CO.TPU3035348$1,000,00012/01/200112/01/2006Replaced
91XBIPD/PrimaryTRANSCONTINENTAL INSURANCE CO.10808544426$1,000,00012/01/200012/01/2001Replaced
34CARGOFEDERAL INSURANCE CO.661-21-98$012/01/200012/01/2002Replaced
91XBIPD/PrimaryCONTINENTAL CASUALTY CO.1080854426$1,000,00012/01/199912/01/2000Replaced
34CARGOCONTINENTAL CASUALTY CO.1080862381$012/01/199901/03/2001Cancelled
34CARGOFIREMAN'S FUND INSURANCE CO.P 70 DXI80339197$012/01/199512/01/1999Cancelled
91BIPDFIREMAN'S FUND INSURANCE COMPANY OF WISCONSINS70 DXA80155487$012/01/199512/01/1999Replaced
91XBIPD/PrimaryRELIANCE NATIONAL INDEMNITY COMPANYNKA 250915902$1,000,00012/01/199412/01/1995Cancelled
34CARGOST. PAUL FIRE & MARINE INSURANCE CO.IM021012088$012/01/199312/01/1995Replaced
84SURETYLEXON INSURANCE COMPANY1090984$010/01/201309/15/2023Replaced
84SURETYCHEROKEE INSURANCE COMPANYSB240046$009/15/202411/15/2024Cancelled
84SURETYCHEROKEE INSURANCE COMPANYSB240046$009/15/202409/15/2024Replaced
91XBIPD/PrimaryCHEROKEE INSURANCE COMPANYCA240156$1,000,00009/15/202409/15/2025Replaced
84SURETYCHEROKEE INSURANCE COMPANYSB230029$009/15/202309/15/2024Replaced
91XBIPD/PrimaryCHEROKEE INSURANCE COMPANYCA230145$1,000,00009/15/202309/15/2024Replaced
91XBIPD/PrimaryNORTHLAND INSURANCE COMPANYWF002311$750,00008/31/202309/15/2023Replaced
84SURETYWESTERN SURETY CO.929320436$003/23/200410/01/2013Replaced
84SURETYCONTINENTAL CASUALTY CO.141968899$003/23/199603/23/2004Cancelled
84SURETYFIREMEN'S INSURANCE CO. (OF NEWARK)BNS1475417$003/23/199503/23/1996Replaced

No active insurance policies.

DocketTypeActionServedDispositionDisp Date
MC160899MOTOR PROPERTY COMMON CARRIERGRANTED12/13/1982--
MC160899MOTOR PROPERTY CONTRACT CARRIERDISMISSED12/03/1993--
MC160899MOTOR PROPERTY COMMON CARRIERDISMISSED12/03/1993--
MC160899COMMONINVOLUNTARY REVOCATION11/08/2005DISCONTINUED REVOCATION11/15/2005
MC160899CONTRACTINVOLUNTARY REVOCATION11/08/2005DISCONTINUED REVOCATION11/15/2005
MC160899BROKERINVOLUNTARY REVOCATION11/08/2005DISCONTINUED REVOCATION11/15/2005
MC160899MOTOR PROPERTY CONTRACT CARRIERGRANTED08/04/1988--
MC160899BROKERINVOLUNTARY REVOCATION04/29/2021DISCONTINUED REVOCATION06/08/2021
MC160899COMMONINVOLUNTARY REVOCATION04/29/2021DISCONTINUED REVOCATION06/08/2021
MC160899CONTRACTINVOLUNTARY REVOCATION04/29/2021DISCONTINUED REVOCATION06/08/2021
MC160899PROPERTY BROKERGRANTED04/10/1995--
MC160899BROKERINVOLUNTARY REVOCATION02/27/2004DISCONTINUED REVOCATION03/30/2004
MC160899MOTOR PROPERTY COMMON CARRIERGRANTED01/13/1984--

No revocation records.

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