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OSCAR GARZA

Trust Score

Excellent Why this score?

Company CheckOSCAR GARZA · DOT 2111015

DBA: GARZA AUTO TRANSPORT

1508 TERRACE DRIVE, MISSION, TX, 78572

DOT# 2111015 MC# 735982 Mission, Texas 15 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

5 events tracked · latest Sep 19, 2026 ↓ Show details ↓

Safety & compliance 4

Jun 5, 2026
Roadside inspection, 3 violations (no OOS).
May 8, 2026
Roadside inspection, 2 out-of-service violations.
Dec 28, 2025
Clean roadside inspection, no violations.
Oct 22, 2025
Roadside inspection, 1 violation (no OOS).

Insurance 1

Current
Active insurance on file ($1,000,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address1508 TERRACE DRIVE, MISSION, TX, 78572

Mailing Address1508 TERRACE DRIVE, MISSION, TX, 78572

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC735982

CommonNot Active

ContractActive

BrokerNot Active

Operating15 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 1.07 · 1 insp with violations

Below cutoff

Hours-of-Service Compliance

measure 1.57 · 2 insp with violations

Below cutoff

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 5.61 · 7 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage351,241 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS27.3% avg 20.7%

SmartWay PartnerNo

Last Review05/29/2019

Insurance

Amount$1,000,000

Type91X

VerifiedFMCSA · 07/22/2026

CompanySOUTHLAKE SPECIALTY INSURANCE COMPANY

Policy #TMA81005810

Last checked09/19/2026

Quick Facts

StatusActive

TypeCarrier

Fleet4 units

Drivers5

Mileage351,241 mi

Operating15 years

MCS-15012/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total13

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total11

Out of Service3

OOS Rate27.3%

National Avg20.7%

Above National Average

Last FMCSA Review: 05/29/2019

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

1 · 0 OOS -

2024

7 · 2 OOS ▲

2025

8 · 2 OOS =

2026

2 · 1 OOS ▼

Crashes

2023

0 crashes -

2024

1 crash ▲

2025

0 crashes ▼

2026

0 crashes =

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jun 2026, 11 inspections, 3 resulted in out-of-service (27.3% OOS rate).

Vehicle Out-of-Service 5 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
01/05/2024	NOT LISTED	TX	0	1	1	1	Rain	Wet	Dawn

Roadside Violations by Safety Category Last 24 months

38 roadside violations across 11 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 23 violations · 4 OOS

Unsafe Driving 11 violations · 1 OOS

Hours-of-Service (HOS) Compliance 4 violations · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (18)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
06/05/2026	TX	Walk-Around (Level II)	IH-0035 IN HILL CO. (357-370)	3	0	2	0	1	0	-	▲Detail
05/08/2026	TX	Walk-Around (Level II)	US281 SB FALFURRIAS SCALE	5	2	2	0	3	2	-	▲Detail
12/28/2025	TX	Walk-Around (Level II)	US281 SB FALFURRIAS SCALE	0	0	0	0	0	0	-	▲Detail
10/22/2025	LA	Walk-Around (Level II)	BREAUX BRIDGE LA	1	0	0	0	0	0	-	▲Detail
08/02/2025	TX	Walk-Around (Level II)	IH10 WB WINNIE SCALE	13	0	5	0	8	0	-	▲Detail
07/31/2025	TX	Walk-Around (Level II)	US281 SB FALFURRIAS SCALE	2	0	2	0	0	0	-	▲Detail
07/16/2025	TX	Walk-Around (Level II)	US281 SB FALFURRIAS SCALE	5	1	0	0	5	1	-	▲Detail
06/05/2025	TX	Driver-Only (Level III)	US281 SB MM 654	0	0	0	0	0	0	-	▲Detail
05/06/2025	TX	Walk-Around (Level II)	US281 SB FALFURRIAS SCALE	5	2	0	0	5	2	-	▲Detail
04/18/2025	TX	Walk-Around (Level II)	EXIT 269 AT IH45 SB	4	0	1	0	3	0	-	▲Detail
09/26/2024	TX	Walk-Around (Level II)	FM 2061 NORTH OF MIL	0	0	0	0	0	0	-	▲Detail
07/13/2024	TX	Walk-Around (Level II)	FM 2061 NORTH OF FM	1	0	0	0	1	0	-	▲Detail
06/29/2024	TX	Driver-Only (Level III)	IH-69C MM: 12 SB N.	3	0	3	0	0	0	-	▲Detail
05/29/2024	TX	Driver-Only (Level III)	DICKER RD/JACKSON RD	4	0	4	0	0	0	-	▲Detail
03/23/2024	TX	Walk-Around (Level II)	TX 186 1 MILE WEST O	0	0	0	0	0	0	-	▲Detail
03/01/2024	TX	Walk-Around (Level II)	US 180 AT STATE LOO	4	1	2	1	2	0	-	▲Detail
02/03/2024	TX	Walk-Around (Level II)	US281 SB US281 SB	2	2	1	1	1	1	-	▲Detail
12/17/2023	NM	Walk-Around (Level II)	ANTHONY PORT OF ENTRY	0	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections11

Unsafe Driving 1 viols

HOS Compliance 2 viols

Vehicle Maintenance 7 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	SOUTHLAKE SPECIALTY INSURANCE COMPANY	TMA71008746	$1,000,000	07/12/2024	06/05/2025	Cancelled
91X	BIPD/Primary	SOUTHLAKE SPECIALTY INSURANCE COMPANY	TMA71008746	$1,000,000	06/05/2024	08/07/2024	Cancelled
91X	BIPD/Primary	SOUTHLAKE SPECIALTY INSURANCE COMPANY	TMA71008746	$1,000,000	06/05/2024	07/12/2024	Replaced
91X	BIPD/Primary	PROGRESSIVE COUNTY MUTUAL	CA969858814	$1,000,000	05/18/2023	06/24/2024	Cancelled
91X	BIPD/Primary	PROGRESSIVE COUNTY MUTUAL	CA969858814	$1,000,000	05/18/2023	06/05/2024	Replaced
91X	BIPD/Primary	REDPOINT COUNTY MUTUAL INSURANCE COMPANY	WRPT2260039	$1,000,000	05/18/2022	05/18/2023	Cancelled
91X	BIPD/Primary	REDPOINT COUNTY MUTUAL INSURANCE COMPANY	WRPT2150037	$1,000,000	05/18/2021	05/19/2022	Cancelled
91X	BIPD/Primary	REDPOINT COUNTY MUTUAL INSURANCE COMPANY	WRPT2150037	$750,000	05/18/2021	05/18/2021	Replaced
91X	BIPD/Primary	REDPOINT COUNTY MUTUAL INSURANCE COMPANY	WRPT2040038	$1,000,000	05/18/2020	05/18/2021	Cancelled
91X	BIPD/Primary	REDPOINT COUNTY MUTUAL INSURANCE COMPANY	WRPT1930051	$1,000,000	05/18/2019	05/18/2020	Replaced
91X	BIPD/Primary	REDPOINT COUNTY MUTUAL INSURANCE COMPANY	WRPT1930051	$750,000	05/18/2019	05/18/2019	Replaced
91X	BIPD/Primary	REDPOINT COUNTY MUTUAL INSURANCE COMPANY	WRPT1820046	$750,000	05/18/2018	05/18/2019	Cancelled
91X	BIPD/Primary	REDPOINT COUNTY MUTUAL INSURANCE COMPANY	WRPT1710099	$750,000	05/18/2017	05/18/2018	Cancelled
91X	BIPD/Primary	QUALITAS INSURANCE COMPANY	QTXD-94721-01	$750,000	05/18/2016	05/18/2017	Cancelled
91X	BIPD/Primary	PROGRESSIVE COUNTY MUTUAL	CA 2830549	$750,000	01/20/2016	05/19/2016	Cancelled
91X	BIPD/Primary	HALLMARK COUNTY MUTUAL INSURANCE COMPANY	A42500421	$1,000,000	01/16/2015	01/16/2016	Cancelled
91X	BIPD/Primary	HALLMARK COUNTY MUTUAL INSURANCE COMPANY	TXA510552-02	$750,000	01/12/2013	01/12/2014	Cancelled
91X	BIPD/Primary	HALLMARK COUNTY MUTUAL INSURANCE COMPANY	TXA510552-01	$750,000	01/12/2012	01/12/2013	Cancelled
91X	BIPD/Primary	HALLMARK COUNTY MUTUAL INSURANCE COMPANY	TXA506554	$1,000,000	01/11/2011	01/11/2012	Cancelled
91X	BIPD/Primary	HALLMARK COUNTY MUTUAL INSURANCE COMPANY	TXA506554	$1,000,000	01/11/2011	04/01/2011	Cancelled
91X	BIPD/Primary	HALLMARK COUNTY MUTUAL INSURANCE COMPANY	TXA506554	$1,000,000	01/11/2011	01/11/2011	Replaced
91X	BIPD/Primary	SCOTTSDALE INDEMNITY COMPANY	LTI0002911	$1,000,000	01/10/2014	02/17/2015	Cancelled
91X	BIPD/Primary	SCOTTSDALE INDEMNITY COMPANY	LTI0002911	$1,000,000	01/10/2014	01/16/2015	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC735982	CONTRACT	INVOLUNTARY REVOCATION	12/21/2015	DISCONTINUED REVOCATION	01/21/2016
MC735982	CONTRACT	INVOLUNTARY REVOCATION	12/17/2012	DISCONTINUED REVOCATION	01/04/2013
MC735982	CONTRACT	INVOLUNTARY REVOCATION	12/16/2013	DISCONTINUED REVOCATION	01/14/2014
MC735982	CONTRACT	INVOLUNTARY REVOCATION	12/15/2011	DISCONTINUED REVOCATION	01/13/2012
MC735982	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	09/01/2021	-	-
MC735982	CONTRACT	INVOLUNTARY REVOCATION	07/11/2024	DISCONTINUED REVOCATION	07/15/2024
MC735982	CONTRACT	INVOLUNTARY REVOCATION	05/28/2024	DISCONTINUED REVOCATION	06/07/2024
MC735982	CONTRACT	INVOLUNTARY REVOCATION	05/09/2025	DISCONTINUED REVOCATION	06/05/2025
MC735982	CONTRACT	INVOLUNTARY REVOCATION	04/23/2018	DISCONTINUED REVOCATION	05/11/2018
MC735982	CONTRACT	INVOLUNTARY REVOCATION	04/22/2022	DISCONTINUED REVOCATION	05/19/2022
MC735982	CONTRACT	INVOLUNTARY REVOCATION	04/22/2019	DISCONTINUED REVOCATION	05/20/2019
MC735982	CONTRACT	INVOLUNTARY REVOCATION	04/22/2016	DISCONTINUED REVOCATION	05/19/2016
MC735982	CONTRACT	INVOLUNTARY REVOCATION	04/21/2023	DISCONTINUED REVOCATION	05/18/2023
MC735982	CONTRACT	INVOLUNTARY REVOCATION	04/21/2017	DISCONTINUED REVOCATION	05/18/2017
MC735982	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	02/04/2011	REVOKED	05/24/2021

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

95/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 95

Starts at 100−5 totalFinal 95

Vehicle out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-5

Vehicle out-of-service rate above national average

Vehicle OOS 27.2727% vs national avg 20.72%.

Where this company lands, risk scales

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 27.2727% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

OSCAR GARZA

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (1)

Roadside Violations by Safety Category Last 24 months

Inspection Records (18)

Safety Performance Percentiles

Licensing & Insurance

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