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DESTINY SERVICES INC

Trust Score

Excellent Why this score?

Company CheckDESTINY SERVICES INC · DOT 2014393

DBA: TWO MEN AND A TRUCK

2500 W 15TH STREET, PANAMA CITY, FL, 32401

DOT# 2014393 MC# 709581 Panama City, Florida 16 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

Not reported

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

4 events tracked · latest Aug 27, 2026 ↓ Show details ↓

Safety & compliance 4

Aug 27, 2026
Clean roadside inspection, no violations.
Jul 7, 2026
Roadside inspection, 3 violations (no OOS).
Jun 16, 2026
Clean roadside inspection, no violations.
May 28, 2026
Clean roadside inspection, no violations.

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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EmailSign in to view

Physical Address2500 W 15TH STREET, PANAMA CITY, FL, 32401

Mailing Address2500 W 15TH STREET, PANAMA CITY, FL, 32401

Operating Authorities

Authority TypePRIVATE PROPERTY;AUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC709581

CommonActive

ContractNot Active

BrokerNot Active

Operating16 years

Operation Classification

Authorized For HirePrivate (Property)

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure .04 · 1 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 2.5 · 2 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage385,000 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

AmountNot reported

Type34

Effective03/03/2023

CompanyHANOVER INSURANCE CO.

Policy #IHE J336449

Last checked09/11/2026

Quick Facts

StatusActive

TypeCarrier

Fleet16 units

Drivers18

Mileage385,000 mi

Operating16 years

MCS-15002/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total10

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total3

Out of Service0

OOS Rate0.0%

National Avg20.7%

Below National Average

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

1 · 0 OOS -

2024

5 · 1 OOS ▲

2025

3 · 0 OOS ▼

2026

6 · 0 OOS =

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Aug 2026, 10 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

9 roadside violations across 10 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 6 violations · 0 OOS

Unsafe Driving 2 violations · 0 OOS

Driver Fitness 1 violation · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (15)

Date	State	Level	Location	Violations	OOS	Driver Viol	Vehicle Viol	Vehicle OOS	HazMat
08/27/2026	FL	Driver-Only (Level III)	MEXICO BEACH FL	0	0	0	0	0	-	▲Detail
07/07/2026	FL	Walk-Around (Level II)	PANAMA CITY FL	3	0	0	3	0	-	▲Detail
06/16/2026	GA	Driver-Only (Level III)	DARIEN GA	0	0	0	0	0	-	▲Detail
05/28/2026	FL	Driver-Only (Level III)	PANAMA CITY FL	0	0	0	0	0	-	▲Detail
03/10/2026	FL	Driver-Only (Level III)	PANAMA CITY FL	0	0	0	0	0	-	▲Detail
02/10/2026	FL	Walk-Around (Level II)	ALFORD FL	0	0	0	0	0	-	▲Detail
10/29/2025	FL	Driver-Only (Level III)	PANAMA CITY FL	1	0	0	0	0	-	▲Detail
08/22/2025	FL	Driver-Only (Level III)	TYNDALL AIR FORCE BASE FL	0	0	0	0	0	-	▲Detail
02/12/2025	GA	Driver-Only (Level III)	LAGRANGE GA	0	0	0	0	0	-	▲Detail
10/28/2024	FL	Walk-Around (Level II)	PANAMA CITY FL	5	0	0	0	0	-	▲Detail
09/10/2024	TN	Full (Level I)	ARDMORE TN	0	0	0	0	0	-	▲Detail
08/05/2024	FL	Driver-Only (Level III)	COTTONDALE FL	0	0	0	0	0	-	▲Detail
06/07/2024	FL	Driver-Only (Level III)	CRAWFORDVILLE FL	0	0	0	0	0	-	▲Detail
04/30/2024	FL	Walk-Around (Level II)	CRAWFORDVILLE FL	1	1	0	0	1	-	▲Detail
11/22/2023	FL	Driver-Only (Level III)	MCSAP HCC I-10 LEON	1	0	1	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections11

Driver Fitness 1 viols

Vehicle Maintenance 2 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	AMERICAN GUARANTEE & LIABILITY INS. CO.	9815691	$1,000,000	03/12/2013	02/01/2014	Replaced
34	CARGO	AMERICAN ZURICH INSURANCE COMPANY	9815691	$0	03/12/2013	02/01/2014	Replaced
91X	BIPD/Primary	VANLINER INSURANCE COMPANY	TRV4939801	$1,000,000	03/12/2010	04/11/2013	Cancelled
34	CARGO	VANLINER INSURANCE COMPANY	CGV4939801	$0	03/12/2010	03/12/2013	Replaced
34	CARGO	VANLINER INSURANCE COMPANY	CGV4939801	$0	03/12/2010	04/11/2013	Cancelled
91X	BIPD/Primary	VANLINER INSURANCE COMPANY	TRV4939801	$1,000,000	03/12/2010	03/12/2013	Replaced
91X	BIPD/Primary	VANLINER INSURANCE COMPANY	TRV4939801	$1,000,000	03/12/2010	03/12/2010	Replaced
34	CARGO	VANLINER INSURANCE COMPANY	CGV4939801	$0	03/12/2010	03/12/2010	Replaced
34	CARGO	TRANSGUARD INSURANCE COMPANY OF AMERICA INC.	TCP0001007	$0	03/03/2017	03/03/2023	Replaced
91X	BIPD/Primary	TRANSGUARD INSURANCE COMPANY OF AMERICA INC.	TCP0001007	$1,000,000	03/03/2017	03/03/2023	Replaced
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WPP1234631	$1,000,000	02/01/2016	12/02/2016	Cancelled
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WPP1234631	$1,000,000	02/01/2016	03/03/2017	Replaced
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WPP1234631	$1,000,000	02/01/2016	10/27/2016	Cancelled
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WPP1234631	$1,000,000	02/01/2016	02/01/2016	Replaced
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WPP1234631	$1,000,000	02/01/2016	02/01/2016	Replaced
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WPP1234631	$1,000,000	02/01/2015	02/01/2015	Replaced
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WPP1234631	$1,000,000	02/01/2015	06/04/2015	Cancelled
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WPP1234631	$1,000,000	02/01/2015	07/02/2016	Cancelled
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WPP1234631	$1,000,000	02/01/2015	02/01/2016	Replaced
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WPP1234631	$1,000,000	02/01/2015	08/02/2015	Cancelled
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WPP1234631	$1,000,000	02/01/2015	02/01/2015	Replaced
91X	BIPD/Primary	GRANITE STATE INSURANCE CO.	019050153	$1,000,000	02/01/2014	02/01/2015	Replaced
34	CARGO	NEW HAMPSHIRE INSURANCE CO.	024056074	$0	02/01/2014	03/03/2017	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC709581	COMMON	INVOLUNTARY REVOCATION	07/06/2015	DISCONTINUED REVOCATION	07/13/2015
MC709581	HOUSEHOLD GOODS COMMON CARRIER	GRANTED	05/21/2010	-	-

No revocation records.

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See the full history

Trust Score over time and the complete authority and insurance timeline, not just today.

100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

DESTINY SERVICES INC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (15)

Safety Performance Percentiles

Licensing & Insurance

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