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VALIDATED

HOME DETECTIVE COMPANY INC

Trust Score

Excellent Why this score?

Company CheckHOME DETECTIVE COMPANY INC · DOT 1894806

DBA: HOME DETECTIVE CO

8312 TYNER LOOP, COLFAX, NC, 27235

DOT# 1894806 MC# 783007 Colfax, North Carolina 14 years

MOTOR CARRIER

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22

Power Units

18

Drivers

0

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Company Information

Legal NameHOME DETECTIVE COMPANY INC

DBA NameHOME DETECTIVE CO

DOT Number1894806

MC Number783007

Entity TypeMotor Carrier

Operating StatusA - Active

LocationColfax, North Carolina

Added05/28/2009

MCS-15008/01/2024

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address8312 TYNER LOOP, COLFAX, NC, 27235

Mailing AddressPO BOX 18137, GREENSBORO, NC, 27419

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC783007

CommonInactive

ContractNot Active

BrokerNot Active

Operating14 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage550,000 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

18

Interstate

0

Intrastate

0

CDL

18

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,000,000

Type91X

VerifiedFMCSA · 06/16/2026

CompanyCUMIS INSURANCE SOCIETY INC

Policy #326963-000

Last checked09/09/2026

Quick Facts

StatusActive

TypeMotor Carrier

Fleet22 units

Drivers18

Mileage550,000 mi

Operating14 years

MCS-15008/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	AMERICAN ALTERNATIVE INSURANCE CORPORATION	H9A2TP0000376-00	$1,000,000	12/02/2014	04/01/2015	Cancelled
91X	BIPD/Primary	AMTRUST INSURANCE COMPANY OF KANSAS, INC	KPP105662805	$1,000,000	04/01/2024	04/01/2024	Replaced
91X	BIPD/Primary	AMTRUST INSURANCE COMPANY OF KANSAS, INC	KPP105662805	$1,000,000	04/01/2024	04/01/2025	Replaced
91X	BIPD/Primary	AMTRUST INSURANCE COMPANY OF KANSAS, INC	KPP1056628-04	$1,000,000	04/01/2023	04/01/2024	Replaced
91X	BIPD/Primary	AMTRUST INSURANCE COMPANY OF KANSAS, INC	KPP105662803	$1,000,000	04/01/2022	04/01/2023	Replaced
91X	BIPD/Primary	AMTRUST INSURANCE COMPANY OF KANSAS, INC	KPP105662802	$1,000,000	04/01/2021	04/01/2022	Replaced
91X	BIPD/Primary	AMTRUST INSURANCE COMPANY OF KANSAS, INC	KPP105662801	$1,000,000	04/01/2020	04/01/2021	Replaced
91X	BIPD/Primary	FALLS LAKE NATIONAL INSURANCE COMPANY	FLNCA011000310-01	$1,000,000	04/01/2018	04/01/2019	Cancelled
91X	BIPD/Primary	FALLS LAKE NATIONAL INSURANCE COMPANY	FLNCA011000310-00	$1,000,000	04/01/2017	04/01/2018	Replaced
91X	BIPD/Primary	AMERICAN SOUTHERN HOME INSURANCE COMPANY	H9A6TP0000825-00	$1,000,000	04/01/2016	04/01/2017	Cancelled
91X	BIPD/Primary	AMERICAN ALTERNATIVE INSURANCE CORPORATION	H9A2TP0000376-01	$1,000,000	04/01/2015	04/01/2016	Cancelled
91X	BIPD/Primary	AMERICAN SOUTHERN HOME INSURANCE COMPANY	H9A6TP0000025 00	$1,000,000	04/01/2013	04/01/2014	Cancelled
91X	BIPD/Primary	STAR INSURANCE COMPANY	CA0585672	$1,000,000	04/01/2012	04/01/2013	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC783007	MOTOR PROPERTY COMMON CARRIER	REINSTATED	12/08/2014	REVOKED	04/08/2019
MC783007	MOTOR PROPERTY COMMON CARRIER	GRANTED	04/27/2012	REVOKED	04/08/2013
MC783007	COMMON	INVOLUNTARY REVOCATION	03/07/2016	DISCONTINUED REVOCATION	03/31/2016
MC783007	COMMON	INVOLUNTARY REVOCATION	03/06/2017	DISCONTINUED REVOCATION	03/30/2017
MC783007	COMMON	INVOLUNTARY REVOCATION	03/05/2015	DISCONTINUED REVOCATION	04/03/2015

No revocation records.

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90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

90

−10

Starts at 100−10 totalFinal 90

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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