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VALIDATED

KATHY K HARPER

Trust Score

Analyzing company data...

Company CheckKATHY K HARPER · DOT 1863541

DBA: HARPER ENTERPRISE

24814 S OLD DRUM RD, GARDEN CITY, MO, 64747

DOT# 1863541 MC# 710978 Garden City, Missouri 14 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

Inspections

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Contact Details

Phone(816) 626-3747

Fax(816) 626-3747

Email[email protected]

Physical Address24814 S OLD DRUM RD, GARDEN CITY, MO, 64747

Mailing Address24814 S OLD DRUM RD, GARDEN CITY, MO, 64747

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC710978

CommonActive

ContractNot Active

BrokerNot Active

Operating14 years

Company Overview

KATHY K HARPER is a FMCSA-validated carrier based in Garden City, Missouri. The company has been in operation for 14 years, registered with the FMCSA on 03/11/2009. The fleet consists of 1 power unit and 1 driver. The company has a clean safety record with zero reported crashes. Insurance coverage of $1,000,000 is on file through AMERICAN FAMILY MUTUAL INSURANCE CO.. Active operating authorities include Common. Based on authority, insurance, safety, and compliance data, KATHY K HARPER has a Trust Score of 90/100 (Excellent).

Operation Classification

Authorized For Hire

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatNo

Safety Summary

No safety rating or inspection data on file with FMCSA.

Insurance

Amount$1,000,000

Type91X

Effective03/05/2013

CompanyAMERICAN FAMILY MUTUAL INSURANCE CO.

Policy #24XN815002

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Operating14 years

MCS-15001/2022

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 5332499	$1,000,000	09/13/2011	04/30/2013	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC710978	MOTOR PROPERTY COMMON CARRIER	GRANTED	09/22/2011	REVOKED	05/06/2013
MC710978	MOTOR PROPERTY COMMON CARRIER	REINSTATED	04/14/2017	-	-

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown — from 100 to 90

−10

Starts at 100−10 totalFinal 90

MCS-150 update overdue−10

Verification — 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back — the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A — not required — never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty — we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark — for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference — the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers) knockout	−10
Crashes — rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

KATHY K HARPER

Trust Score

Company Information

Contact Details

Operating Authorities

Company Overview

Operation Classification

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Licensing & Insurance

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