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BRETT FINNEY

Trust Score

Excellent Why this score?

Company CheckBRETT FINNEY · DOT 1845823

DBA: EXPRESS RECOVERY

7872 202ND RD, WINFIELD, KS, 67156

DOT# 1845823 MC# 670185 Winfield, Kansas 17 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

4 events tracked · latest Jun 3, 2026 ↓ Show details ↓

Safety & compliance 4

Jun 3, 2026
Roadside inspection, 1 out-of-service violation.
Mar 2, 2026
Clean roadside inspection, no violations.
Mar 29, 2025
Clean roadside inspection, no violations.
Oct 31, 2024
Roadside inspection, 1 violation (no OOS).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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Physical Address7872 202ND RD, WINFIELD, KS, 67156

Mailing Address7872 202ND RD, WINFIELD, KS, 67156

Operating Authorities

Authority TypePRIVATE PROPERTY;AUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC670185

CommonActive

ContractNot Active

BrokerNot Active

Operating17 years

Operation Classification

Authorized For HirePrivate (Property)

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure .81 · 1 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure .25 · 1 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage90,000 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Insurance

Amount$1,000,000

Type91X

Effective02/14/2019

CompanyUNITED FINANCIAL CASUALTY COMPANY

Policy #CA 0403262

Last checked09/09/2026

Quick Facts

StatusActive

TypeCarrier

Fleet5 units

Drivers2

Mileage90,000 mi

Operating17 years

MCS-15001/2026

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

2 · 0 OOS -

2024

7 · 0 OOS =

2025

1 · 0 OOS =

2026

2 · 1 OOS ▲

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jun 2026, 7 inspections, 1 resulted in out-of-service (14.3% OOS rate).

Driver Out-of-Service 1 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

2 roadside violations across 7 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 1 violation · 0 OOS

Driver Fitness 1 violation · 1 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (12)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	HazMat
06/03/2026	KS	Full (Level I)	CALDWELL KS	1	1	1	1	0	-	▲Detail
03/02/2026	KS	Driver-Only (Level III)	CEDAR VALE KS	0	0	0	0	0	-	▲Detail
03/29/2025	KS	Walk-Around (Level II)	COWLEY COUNTY - 035	0	0	0	0	0	-	▲Detail
10/31/2024	KS	Walk-Around (Level II)	HARVEY COUNTY - 079	1	0	0	0	1	-	▲Detail
09/28/2024	KS	Walk-Around (Level II)	COWLEY COUNTY - 035	0	0	0	0	0	-	▲Detail
09/20/2024	KS	Walk-Around (Level II)	COWLEY COUNTY - 035	0	0	0	0	0	-	▲Detail
09/11/2024	KS	Walk-Around (Level II)	BUTLER COUNTY - 015	0	0	0	0	0	-	▲Detail
06/28/2024	KS	Walk-Around (Level II)	COWLEY COUNTY - 035	0	0	0	0	0	-	▲Detail
06/25/2024	KS	Walk-Around (Level II)	COWLEY COUNTY - 035	0	0	0	0	0	-	▲Detail
03/13/2024	KS	Walk-Around (Level II)	COWLEY COUNTY - 035	0	0	0	0	0	-	▲Detail
09/30/2023	KS	Walk-Around (Level II)	COWLEY COUNTY - 035	0	0	0	0	0	-	▲Detail
08/19/2023	KS	Walk-Around (Level II)	COWLEY COUNTY - 035	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections7

Driver Fitness 1 viols

Vehicle Maintenance 1 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	NATIONAL INDEMNITY COMPANY	70TRS010242	$1,000,000	02/27/2009	02/14/2010	Cancelled
34	CARGO	NATIONAL INDEMNITY COMPANY	70TRS010242	$0	02/27/2009	02/14/2010	Cancelled
91X	BIPD/Primary	NATIONAL INDEMNITY COMPANY	70TRS084607	$1,000,000	02/14/2018	02/14/2019	Cancelled
91X	BIPD/Primary	NATIONAL INDEMNITY COMPANY	70TRS072668	$1,000,000	02/14/2017	02/14/2018	Cancelled
91X	BIPD/Primary	NATIONAL INDEMNITY COMPANY	70TRS060700	$1,000,000	02/14/2016	02/14/2017	Cancelled
91X	BIPD/Primary	OAK RIVER INSURANCE COMPANY	70TRS043471	$1,000,000	02/14/2015	02/14/2015	Replaced
91X	BIPD/Primary	NATIONAL INDEMNITY COMPANY	70TRS043471	$1,000,000	02/14/2015	02/14/2016	Cancelled
91X	BIPD/Primary	NATIONAL INDEMNITY COMPANY	70TRS028472	$1,000,000	02/14/2014	02/14/2015	Cancelled
91X	BIPD/Primary	NATIONAL INDEMNITY COMPANY	70TRS020985	$1,000,000	02/14/2013	02/14/2014	Cancelled
91X	BIPD/Primary	NATIONAL INDEMNITY COMPANY	70TRS017156	$1,000,000	02/14/2012	02/14/2013	Cancelled
91X	BIPD/Primary	NATIONAL INDEMNITY COMPANY	70TRS014765	$1,000,000	02/14/2011	02/14/2012	Cancelled
34	CARGO	NATIONAL INDEMNITY COMPANY	70TRS014785	$0	02/14/2011	02/14/2012	Cancelled
91X	BIPD/Primary	NATIONAL INDEMNITY COMPANY	70TRS012722	$750,000	02/14/2010	02/14/2011	Cancelled
34	CARGO	NATIONAL INDEMNITY COMPANY	70TRS012722	$0	02/14/2010	02/14/2011	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC670185	COMMON	INVOLUNTARY REVOCATION	10/03/2023	DISCONTINUED REVOCATION	11/22/2023
MC670185	MOTOR PROPERTY COMMON CARRIER	GRANTED	03/05/2009	-	-
MC670185	COMMON	INVOLUNTARY REVOCATION	01/21/2014	DISCONTINUED REVOCATION	01/24/2014
MC670185	COMMON	INVOLUNTARY REVOCATION	01/20/2015	DISCONTINUED REVOCATION	02/09/2015
MC670185	COMMON	INVOLUNTARY REVOCATION	01/19/2016	DISCONTINUED REVOCATION	02/11/2016
MC670185	COMMON	INVOLUNTARY REVOCATION	01/19/2010	DISCONTINUED REVOCATION	02/08/2010
MC670185	COMMON	INVOLUNTARY REVOCATION	01/18/2019	DISCONTINUED REVOCATION	02/06/2019
MC670185	COMMON	INVOLUNTARY REVOCATION	01/18/2018	DISCONTINUED REVOCATION	02/08/2018
MC670185	COMMON	INVOLUNTARY REVOCATION	01/18/2017	DISCONTINUED REVOCATION	02/03/2017
MC670185	COMMON	INVOLUNTARY REVOCATION	01/18/2013	DISCONTINUED REVOCATION	02/11/2013
MC670185	COMMON	INVOLUNTARY REVOCATION	01/18/2012	DISCONTINUED REVOCATION	02/06/2012
MC670185	COMMON	INVOLUNTARY REVOCATION	01/18/2011	DISCONTINUED REVOCATION	02/11/2011

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

BRETT FINNEY

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Equipment

Insurance

Quick Facts

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (12)

Safety Performance Percentiles

Licensing & Insurance

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