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VALIDATED

Z & A AUTO CARRIER INC

Trust Score

Excellent Why this score?

Company CheckZ & A AUTO CARRIER INC · DOT 1798421

20131 CORAL SEA RD, CUTLER BAY, FL, 33189

DOT# 1798421 MC# 654251 Cutler Bay, Florida 17 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

2 events tracked · latest Jun 17, 2026 ↓ Show details ↓

Safety & compliance 2

Jun 17, 2026
Roadside inspection, 5 out-of-service violations.
Jun 13, 2025
Roadside inspection, 1 out-of-service violation.

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address20131 CORAL SEA RD, CUTLER BAY, FL, 33189

Mailing Address20131 CORAL SEA RD, CUTLER BAY, FL, 33189

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC654251

CommonActive

ContractNot Active

BrokerNot Active

Operating17 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 14.98 · 1 insp with violations

Below cutoff

Hours-of-Service Compliance

measure 5.6 · 2 insp with violations

Below cutoff

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 25.5 · 2 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage25,494 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS66.7% avg 5.5%

Vehicle OOS100.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,000,000

Type91X

Effective04/06/2018

CompanyNORTHLAND INSURANCE COMPANY

Policy #WN238376

Last checked11/06/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage25,494 mi

Operating17 years

MCS-15003/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total3

Out of Service2

OOS Rate66.7%

National Avg5.5%

Above National Average

Vehicle Inspections

Total2

Out of Service2

OOS Rate100.0%

National Avg20.7%

Above National Average

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

1 · 1 OOS -

2025

1 · 1 OOS =

2026

1 · 1 OOS =

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jun 2026, 2 inspections, 2 resulted in out-of-service (100% OOS rate).

Driver Out-of-Service 2 OOS

Vehicle Out-of-Service 4 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

21 roadside violations across 2 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 11 violations · 4 OOS

Unsafe Driving 6 violations · 0 OOS

Hours-of-Service (HOS) Compliance 2 violations · 2 OOS

Other (General) 2 violations · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (3)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
06/17/2026	FL	Walk-Around (Level II)	LEE FL	18	5	6	1	12	4	-	▲Detail
06/13/2025	FL	Driver-Only (Level III)	GRAND RIDGE FL	3	1	0	1	0	0	-	▲Detail
10/02/2024	TX	Walk-Around (Level II)	US59 BEEVILLE SCALE	11	3	3	0	8	3	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections3

Unsafe Driving 1 viols

HOS Compliance 2 viols

Vehicle Maintenance 2 viols

Out of Service Orders (1)

OOS Date	Reason	Status	Rescind Date
2009-01-12	New Entrant Revoked - Refusal of Audit/No Contact	ACTIVE	2009-02-12

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	AEQUICAP INSURANCE COMPANY	TC031405-02	$1,000,000	09/19/2010	04/06/2011	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	29877TNNTSG10175	$0	09/19/2010	03/21/2011	Cancelled
91X	BIPD/Primary	AEQUICAP INSURANCE COMPANY	TC031405-01	$750,000	09/19/2009	09/19/2009	Replaced
91X	BIPD/Primary	AEQUICAP INSURANCE COMPANY	TC031405-01	$750,000	09/19/2009	11/19/2009	Cancelled
91X	BIPD/Primary	AEQUICAP INSURANCE COMPANY	TC031405-01	$750,000	09/19/2009	09/19/2010	Cancelled
91X	BIPD/Primary	AEQUICAP INSURANCE COMPANY	TC031405	$1,000,000	09/19/2008	09/19/2009	Cancelled
91X	BIPD/Primary	PROGRESSIVE EXPRESS INSURANCE COMPANY	CA 2144742	$1,000,000	04/06/2013	04/06/2018	Replaced
91X	BIPD/Primary	PROGRESSIVE EXPRESS INSURANCE COMPANY	CA 2144742	$750,000	04/06/2013	04/06/2013	Replaced
91X	BIPD/Primary	CASTLEPOINT FLORIDA INSURANCE COMPANY	BAPBY0453112	$1,000,000	04/06/2012	04/06/2012	Replaced
91X	BIPD/Primary	CASTLEPOINT FLORIDA INSURANCE COMPANY	BAPBY0453112	$1,000,000	04/06/2012	06/06/2012	Cancelled
91X	BIPD/Primary	CASTLEPOINT FLORIDA INSURANCE COMPANY	BAPBY0453112	$1,000,000	04/06/2012	04/06/2013	Cancelled
91X	BIPD/Primary	MOUNTAIN VALLEY INDEMNITY INSURANCE COMPANY	BAPBY0453112	$1,000,000	04/06/2012	04/06/2012	Replaced
91X	BIPD/Primary	CASTLEPOINT FLORIDA INSURANCE COMPANY	BAPBY0142711	$1,000,000	04/05/2011	04/05/2012	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	2987TNNTSG10071	$0	01/07/2010	09/19/2010	Replaced
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	4444TTNBUG4047	$0	01/07/2009	01/07/2010	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC654251	COMMON	INVOLUNTARY REVOCATION	08/24/2009	DISCONTINUED REVOCATION	09/22/2009
MC654251	COMMON	INVOLUNTARY REVOCATION	08/23/2010	DISCONTINUED REVOCATION	09/20/2010
MC654251	COMMON	INVOLUNTARY REVOCATION	04/06/2011	DISCONTINUED REVOCATION	04/07/2011
MC654251	COMMON	INVOLUNTARY REVOCATION	03/11/2013	DISCONTINUED REVOCATION	04/08/2013
MC654251	COMMON	INVOLUNTARY REVOCATION	03/09/2012	DISCONTINUED REVOCATION	04/11/2012
MC654251	COMMON	INVOLUNTARY REVOCATION	02/22/2011	DISCONTINUED REVOCATION	03/21/2011
MC654251	MOTOR PROPERTY COMMON CARRIER	GRANTED	01/13/2009	-	-

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

Starts at 100−10 totalFinal 90

Driver out-of-service rate above national average−5

Vehicle out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-5

Driver out-of-service rate above national average

Driver OOS 66.6667% vs national avg 5.51%.

-5

Vehicle out-of-service rate above national average

Vehicle OOS 100% vs national avg 20.72%.

Where this company lands, risk scales

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 66.6667% vs national avg 5.51%.

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 100% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

Z & A AUTO CARRIER INC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (3)

Safety Performance Percentiles

Out of Service Orders (1)

Licensing & Insurance

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