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VALIDATED

MATTHEW MURPHY

Trust Score

Excellent Why this score?

Company CheckMATTHEW MURPHY · DOT 1797966

DBA: MATT'S MOBILE HOME SERVICE

21 DOVE LANE, DELBARTON, WV, 25670

DOT# 1797966 MC# 654150 Delbarton, West Virginia 18 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

4 events tracked · latest Jun 8, 2026 ↓ Show details ↓

Safety & compliance 4

Jun 8, 2026
Roadside inspection, 2 out-of-service violations.
Feb 26, 2026
Roadside inspection, 2 violations (no OOS).
Dec 30, 2025
Roadside inspection, 4 violations (no OOS).
Jun 25, 2025
Roadside inspection, 1 out-of-service violation.

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address21 DOVE LANE, DELBARTON, WV, 25670

Mailing Address21 DOVE LANE, DELBARTON, WV, 25670

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC654150

CommonNot Active

ContractActive

BrokerNot Active

Operating18 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 66 · 3 insp with violations

Below cutoff

Hours-of-Service Compliance

measure .2 · 1 insp with violations

Below cutoff

Driver Fitness

measure 1.2 · 2 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 10.5 · 2 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage50,000 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS33.3% avg 5.5%

Vehicle OOS20.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$750,000

Type91X

Effective08/26/2024

CompanyPROGRESSIVE CLASSIC INSURANCE COMPANY

Policy #CA982365064

Last checked09/10/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage50,000 mi

Operating18 years

MCS-15009/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total6

Out of Service2

OOS Rate33.3%

National Avg5.5%

Above National Average

Vehicle Inspections

Total5

Out of Service1

OOS Rate20.0%

National Avg20.7%

Below National Average

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

3 · 0 OOS -

2025

3 · 1 OOS ▲

2026

2 · 1 OOS =

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jun 2026, 5 inspections, 2 resulted in out-of-service (40% OOS rate).

Driver Out-of-Service 2 OOS

Vehicle Out-of-Service 1 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

17 roadside violations across 5 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Unsafe Driving 7 violations · 0 OOS

Vehicle Maintenance 6 violations · 1 OOS

Hours-of-Service (HOS) Compliance 2 violations · 0 OOS

Driver Fitness 2 violations · 2 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (8)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
06/08/2026	WV	Walk-Around (Level II)	CHARLESTON WV	9	2	3	1	6	1	-	▲Detail
02/26/2026	WV	Full (Level I)	WILLIAMSON WV	2	0	1	0	1	0	-	▲Detail
12/30/2025	NC	Driver-Only (Level III)	STATESVILLE WEIGH STATION, I-4	4	0	3	0	1	0	-	▲Detail
06/25/2025	WV	Walk-Around (Level II)	LOGAN WV	1	1	0	1	0	0	-	▲Detail
04/22/2025	WV	Walk-Around (Level II)	LYBURN WV	1	0	0	0	0	0	-	▲Detail
07/10/2024	KY	Walk-Around (Level II)	PIKEVILLE	0	0	0	0	0	0	-	▲Detail
04/03/2024	KY	Full (Level I)	PAINTSVILLE	6	0	2	0	4	0	-	▲Detail
03/28/2024	KY	Walk-Around (Level II)	HINDMAN	1	0	0	0	1	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections5

Unsafe Driving 3 viols

HOS Compliance 1 viols

Driver Fitness 2 viols

Vehicle Maintenance 2 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN641236	$750,000	11/26/2009	09/16/2014	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA 2883389	$750,000	09/16/2016	02/22/2018	Replaced
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA 2883389	$750,000	09/16/2016	04/09/2018	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN607777	$750,000	08/08/2008	11/26/2009	Cancelled
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA982365064	$750,000	06/18/2024	08/26/2024	Replaced
91X	BIPD/Primary	CLASSIC INSURANCE CO	CA982365064	$750,000	06/18/2024	06/18/2024	Replaced
91X	BIPD/Primary	BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN	02APM033663-02	$750,000	02/27/2024	06/18/2024	Replaced
91X	BIPD/Primary	BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN	02APM033663-01	$750,000	02/27/2023	02/27/2024	Cancelled
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WPP1615013	$1,000,000	02/22/2018	02/27/2023	Replaced
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WPP1615013	$1,000,000	02/22/2018	03/26/2023	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC654150	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	09/22/2016	-	-
MC654150	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	08/22/2008	REVOKED	09/22/2014
MC654150	CONTRACT	INVOLUNTARY REVOCATION	03/13/2018	DISCONTINUED REVOCATION	03/27/2018
MC654150	CONTRACT	INVOLUNTARY REVOCATION	02/27/2023	DISCONTINUED REVOCATION	02/28/2023
MC654150	CONTRACT	INVOLUNTARY REVOCATION	01/31/2024	DISCONTINUED REVOCATION	02/22/2024

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

95/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 95

Starts at 100−5 totalFinal 95

Driver out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-5

Driver out-of-service rate above national average

Driver OOS 33.3333% vs national avg 5.51%.

Where this company lands, risk scales

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 33.3333% vs national avg 5.51%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

MATTHEW MURPHY

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (8)

Safety Performance Percentiles

Licensing & Insurance

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