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STEWARTVILLE AUTO CENTER INC

Trust Score

Excellent Why this score?

Company CheckSTEWARTVILLE AUTO CENTER INC · DOT 1794404

DBA: SAC TOWING & RECOVERY

100 10TH ST NW, STEWARTVILLE, MN, 55976

DOT# 1794404 MC# 118387 Stewartville, Minnesota 7 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

5 events tracked · latest Apr 23, 2026 ↓ Show details ↓

Safety & compliance 5

Apr 23, 2026
Crash reported (no fatalities).
Mar 17, 2026
Roadside inspection, 1 out-of-service violation.
Jun 17, 2025
Roadside inspection, 2 violations (no OOS).
Jun 16, 2025
Clean roadside inspection, no violations.
Apr 10, 2025
Roadside inspection, 3 violations (no OOS).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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Physical Address100 10TH ST NW, STEWARTVILLE, MN, 55976

Mailing Address100 10TH STREET NW, STEWARTVILLE, MN, 55976

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC118387

CommonActive

ContractNot Active

BrokerNot Active

Operating7 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure .52 · 1 insp with violations

Below cutoff

Hours-of-Service Compliance

measure 2.1 · 3 insp with violations

Below cutoff

Driver Fitness

measure .9 · 1 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 11.33 · 3 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage240,000 miles

Mileage Year2025

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)1

Fatal0

Driver OOS12.5% avg 5.5%

Vehicle OOS66.7% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,000,000

Type91X

Effective05/07/2026

CompanyAMGUARD INSURANCE COMPANY

Policy #K2GP736064

Last checked09/09/2026

Quick Facts

StatusActive

TypeCarrier

Fleet16 units

Drivers10

Mileage240,000 mi

Operating7 years

MCS-15010/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)1

Fatal0

Injury0

Tow-Away1

Driver Inspections

Total8

Out of Service1

OOS Rate12.5%

National Avg5.5%

Above National Average

Vehicle Inspections

Total3

Out of Service2

OOS Rate66.7%

National Avg20.7%

Above National Average

HazMat Inspections

Total1

OOS1

OOS Rate100.0% (avg 4.5%)

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

6 · 4 OOS -

2024

8 · 3 OOS ▼

2025

3 · 0 OOS ▼

2026

1 · 1 OOS ▲

Crashes

2023

0 crashes -

2024

1 crash ▲

2025

0 crashes ▼

2026

1 crash ▲

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Mar 2026, 6 inspections, 2 resulted in out-of-service (33.3% OOS rate).

Driver Out-of-Service 1 OOS

Vehicle Out-of-Service 2 OOS

HazMat Out-of-Service 1 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (2)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
04/23/2026	Buchanan Co. I 380	IA	0	0	1	2	Clear	Dry	Dawn
02/09/2024	ADAMS	MN	0	0	1	1	Clear	Dry	Dawn

Roadside Violations by Safety Category Last 24 months

13 roadside violations across 6 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 5 violations · 1 OOS

Hours-of-Service (HOS) Compliance 3 violations · 0 OOS

Unsafe Driving 3 violations · 0 OOS

Driver Fitness 1 violation · 1 OOS

Hazardous Materials 1 violation · 1 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (18)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
03/17/2026	IA	Driver-Only (Level III)	28 - I80 WB MM 44 AVOCA	2	1	2	1	0	0	-	▲Detail
06/17/2025	KS	Walk-Around (Level II)	BELLEVILLE M.C.I.S. #58	2	0	0	0	2	0	-	▲Detail
06/16/2025	MN	Driver-Only (Level III)	CLOQUET MN	0	0	0	0	0	0	-	▲Detail
04/10/2025	MN	Driver-Only (Level III)	WORTHINGTON MN	3	0	0	0	0	0	-	▲Detail
10/09/2024	IA	Full (Level I)	16 - I380 SB MM 53 BRANDON	4	2	0	0	4	2	1	▲Detail
09/23/2024	IA	Driver-Only (Level III)	39 - I35 SB MM 212 NORTHWOOD	2	0	2	0	0	0	-	▲Detail
09/06/2024	IL	Driver-Only (Level III)	I57	4	0	0	0	0	0	-	▲Detail
08/21/2024	IA	Walk-Around (Level II)	39 - I35 SB MM 212 NORTHWOOD	4	1	1	0	3	1	-	▲Detail
04/19/2024	MN	Driver-Only (Level III)	STEWARTVILLE MN	2	0	0	0	0	0	-	▲Detail
02/26/2024	MI	Walk-Around (Level II)	E/B SCALE	5	1	0	0	5	1	-	▲Detail
02/13/2024	IA	Driver-Only (Level III)	39 - I35 SB MM 212 NORTHWOOD	2	0	2	0	0	0	-	▲Detail
01/25/2024	MN	Driver-Only (Level III)	WORTHINGTON SCALE	1	0	1	0	0	0	-	▲Detail
10/16/2023	MN	Driver-Only (Level III)	ROCHESTER	1	0	1	0	0	0	-	▲Detail
09/01/2023	WI	Full (Level I)	SUPERIOR SWEF	8	1	0	0	8	1	-	▲Detail
08/28/2023	IA	Walk-Around (Level II)	01 - I80 WB MM 151 MITCHELLVIL	8	1	1	0	7	1	-	▲Detail
08/28/2023	IA	Walk-Around (Level II)	HWY 18 183 EXIT WB	4	1	2	1	2	0	-	▲Detail
08/25/2023	MN	Full (Level I)	CLARKS GROVE	2	1	0	0	2	1	-	▲Detail
08/24/2023	MN	Full (Level I)	ROCHESTER	4	0	0	0	4	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections8

Unsafe Driving 1 viols

HOS Compliance 3 viols

Driver Fitness 1 viols

Vehicle Maintenance 3 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	UNITED FIRE & CASUALTY CO.	60441297	$1,000,000	08/22/2018	01/08/2021	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP318712	$1,000,000	08/16/2022	05/07/2023	Replaced
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP318712	$1,000,000	08/16/2022	06/05/2023	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP424659	$1,000,000	08/15/2023	05/07/2024	Replaced
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP529949	$1,000,000	05/07/2024	05/07/2025	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP424659	$1,000,000	05/07/2023	08/15/2023	Replaced
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP424659	$1,000,000	05/07/2023	09/18/2023	Name Changed
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP318712	$1,000,000	05/07/2022	08/16/2022	Replaced
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP318712	$1,000,000	05/07/2022	09/19/2022	Name Changed
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP214151	$1,000,000	05/07/2021	05/08/2022	Cancelled
91X	BIPD/Primary	AUTO OWNERS INSURANCE COMPANY	44-892702-03	$750,000	02/08/2021	05/07/2021	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP212623	$1,000,000	01/08/2021	02/08/2021	Replaced
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP212623	$1,000,000	01/08/2021	03/08/2021	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC118387	MOTOR PROPERTY COMMON CARRIER	GRANTED	09/26/2018	REVOKED	01/19/2021
MC118387	COMMON	INVOLUNTARY REVOCATION	08/17/2022	DISCONTINUED REVOCATION	08/17/2022
MC118387	COMMON	INVOLUNTARY REVOCATION	08/16/2023	DISCONTINUED REVOCATION	08/17/2023
MC118387	COMMON	INVOLUNTARY REVOCATION	04/12/2021	DISCONTINUED REVOCATION	05/07/2021
MC118387	COMMON	INVOLUNTARY REVOCATION	04/11/2022	DISCONTINUED REVOCATION	05/10/2022
MC118387	COMMON	INVOLUNTARY REVOCATION	04/10/2025	DISCONTINUED REVOCATION	05/08/2025
MC118387	COMMON	INVOLUNTARY REVOCATION	02/09/2021	DISCONTINUED REVOCATION	02/17/2021
MC118387	MOTOR PROPERTY COMMON CARRIER	REINSTATED	01/26/2021	-	-

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

89/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 89

Starts at 100−11 totalFinal 89

Driver out-of-service rate above national average−5

Vehicle out-of-service rate above national average−5

Crashes on record (rate-adjusted)−1

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-5

Driver out-of-service rate above national average

Driver OOS 12.5% vs national avg 5.51%.

-5

Vehicle out-of-service rate above national average

Vehicle OOS 66.6667% vs national avg 20.72%.

-1

Crashes on record (rate-adjusted)

Crash rate: 1 crash(es) across 16 vehicles (~0.06 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Where this company lands, risk scales

Crash history (rate-adjusted)−1 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 1 crash(es) across 16 vehicles (~0.06 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 12.5% vs national avg 5.51%.

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 66.6667% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

STEWARTVILLE AUTO CENTER INC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (2)

Roadside Violations by Safety Category Last 24 months

Inspection Records (18)

Safety Performance Percentiles

Licensing & Insurance

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