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VALIDATED

COLLATERAL INC

Trust Score

Excellent Why this score?

Company CheckCOLLATERAL INC · DOT 1793610

DBA: JOHNS GARAGE

1407 E 23RD ST, KEARNEY, NE, 68847

DOT# 1793610 MC# 881033 Kearney, Nebraska 12 years

CARRIER

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2

Power Units

1

Drivers

0

Crashes (24-Month)

Not reported

Insurance

Not Rated

Safety Rating

0

Inspections

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Company Information

Legal NameCOLLATERAL INC

DBA NameJOHNS GARAGE

DOT Number1793610

MC Number881033

Entity TypeCarrier

Operating StatusA - Active

LocationKearney, Nebraska

Added07/20/2008

MCS-15002/05/2025

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address1407 E 23RD ST, KEARNEY, NE, 68847

Mailing AddressPO BOX 1932, KEARNEY, NE, 68848

Operating Authorities

Authority TypePRIVATE PROPERTY;AUTHORIZED FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC881033

CommonActive

ContractNot Active

BrokerNot Active

Operating12 years

Operation Classification

Authorized For HirePrivate (Property)

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage40,000 miles

Mileage Year2025

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

AmountNot reported

Type34

Effective06/09/2025

CompanyCOLONY INSURANCE COMPANY

Policy #GAT-1000000

Last checked10/29/2026

Quick Facts

StatusActive

TypeCarrier

Fleet2 units

Drivers1

Mileage40,000 mi

Operating12 years

MCS-15002/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

1 · 1 OOS -

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Inspection Records (1)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
08/21/2024	NE	Full (Level I)	ON E 8TH ST, 78 FEET EAST FROM	2	1	0	0	0	1	-	▲Detail

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
34	CARGO	ROCKHILL INSURANCE COMPANY	RRPMSW000001	$0	09/15/2016	03/01/2018	Replaced
91X	BIPD/Primary	GUIDEONE MUTUAL INSURANCE COMPANY	570000001	$1,000,000	09/01/2018	10/13/2018	Cancelled
34	CARGO	GUIDEONE MUTUAL INSURANCE COMPANY	570000001	$0	09/01/2018	06/09/2025	Cancelled
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	PRA9656308	$1,000,000	09/01/2014	07/01/2015	Replaced
34	CARGO	ZURICH AMERICAN INSURANCE COMPANY	PRA9656308	$0	09/01/2014	08/14/2015	Cancelled
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	PRA9656308	$1,000,000	07/31/2014	09/01/2014	Replaced
34	CARGO	ZURICH AMERICAN INSURANCE COMPANY	PRA9656308	$0	07/31/2014	09/01/2014	Replaced
91X	BIPD/Primary	EMPLOYERS MUTUAL CASUALTY CO.	5E2 85 20	$750,000	07/01/2015	06/09/2016	Replaced
91X	BIPD/Primary	GUIDEONE MUTUAL INSURANCE COMPANY	570000230-01	$1,000,000	06/09/2020	06/09/2025	Cancelled
91X	BIPD/Primary	GUIDEONE MUTUAL INSURANCE COMPANY	570000230-00	$1,000,000	06/09/2019	06/09/2020	Replaced
91X	BIPD/Primary	HUDSON INSURANCE COMPANY	SBAL010139	$1,000,000	06/09/2018	09/01/2018	Replaced
91X	BIPD/Primary	HUDSON INSURANCE COMPANY	SBAL010139	$1,000,000	06/09/2018	06/09/2019	Replaced
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PRPSW008230-01	$1,000,000	06/09/2017	06/09/2018	Cancelled
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PRPSW008230-00	$1,000,000	06/09/2016	06/09/2017	Cancelled
34	CARGO	HUDSON INSURANCE COMPANY	SBGL010100	$0	03/01/2018	09/01/2018	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC881033	MOTOR PROPERTY COMMON CARRIER	REINSTATED	11/02/2018	-	-
MC881033	MOTOR PROPERTY COMMON CARRIER	GRANTED	09/08/2014	REVOKED	10/22/2018
MC881033	COMMON	INVOLUNTARY REVOCATION	05/15/2017	DISCONTINUED REVOCATION	06/09/2017
MC881033	COMMON	INVOLUNTARY REVOCATION	05/14/2018	DISCONTINUED REVOCATION	06/08/2018
MC881033	COMMON	INVOLUNTARY REVOCATION	05/13/2025	DISCONTINUED REVOCATION	05/30/2025

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

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100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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