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VALIDATED

WILLIAM COWAN

Trust Score

Excellent Why this score?

Company CheckWILLIAM COWAN · DOT 1783725

DBA: COWAN DELIVERY

3585 ANTIOCH RD, CEDARTOWN, GA, 30125

DOT# 1783725 MC# 650241 Cedartown, Georgia 18 years

CARRIER Phone number changed · Aug 29, 2026

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1

Power Units

1

Drivers

0

Crashes (24-Month)

Not reported

Insurance

Not Rated

Safety Rating

0

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

1 events tracked · latest Aug 29, 2026 ↓ Show details ↓

Identity & ownership 1

Aug 29, 2026
Phone number changed.

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameWILLIAM COWAN

DBA NameCOWAN DELIVERY

DOT Number1783725

MC Number650241

Entity TypeCarrier

Operating StatusA - Active

LocationCedartown, Georgia

Added06/19/2008

MCS-15008/06/2026

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address3585 ANTIOCH RD, CEDARTOWN, GA, 30125

Mailing Address3585 ANTIOCH ROAD, CEDARTOWN, GA, 30125

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC650241

CommonNot Active

ContractActive

BrokerNot Active

Operating18 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

AmountNot reported

Type91

Effective02/12/2016

CompanyTHE CINCINNATI INSURANCE CO.

Policy #EBA 023 45 30

Last checked09/20/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Operating18 years

MCS-15008/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	9595451	$1,000,000	10/01/2010	02/01/2011	Replaced
34	CARGO	ZURICH AMERICAN INSURANCE COMPANY	9595453	$0	10/01/2010	02/01/2014	Cancelled
91X	BIPD/Primary	VANLINER INSURANCE COMPANY	TRV4925402	$750,000	07/01/2008	10/01/2010	Replaced
91X	BIPD/Primary	THE CINCINNATI INSURANCE CO.	EBA 023 45 30	$1,000,000	02/12/2014	02/12/2016	Replaced
91X	BIPD/Primary	ZURICH AMERICAN INS. CO. OF ILLINOIS	9659569	$1,000,000	02/01/2011	02/01/2014	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC650241	HOUSEHOLD GOODS CONTRACT CARRIER	GRANTED	07/17/2008	REVOKED	02/10/2014
MC650241	HOUSEHOLD GOODS CONTRACT CARRIER	REINSTATED	04/22/2014	-	-

No revocation records.

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100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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