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VALIDATED

FAT INCORPORATED

Trust Score

Excellent Why this score?

Company CheckFAT INCORPORATED · DOT 1763283

6620 KERRY LN, RIVERSIDE, CA, 92509-1625

DOT# 1763283 MC# 736605 Riverside, California 15 years

CARRIER

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10

Power Units

10

Drivers

1

Crashes (24-Month)

$1,650,000

Insurance

Not Rated

Safety Rating

1

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

4 events tracked · latest Sep 16, 2026 ↓ Show details ↓

Identity & ownership 1

Jul 10, 2026
Mailing address changed in FMCSA records.

Safety & compliance 2

Apr 3, 2026
Crash reported (no fatalities).
Jan 27, 2026
Clean roadside inspection, no violations.

Insurance 1

Current
Active insurance on file ($1,650,000).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameFAT INCORPORATED

DOT Number1763283

MC Number736605

Entity TypeCarrier

Operating StatusA - Active

LocationRiverside, California

Added04/21/2008

MCS-15005/04/2026

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address6620 KERRY LN, RIVERSIDE, CA, 92509-1625

Mailing Address6620 KERRY LANE, JURUPA VALLEY, CA, 92509

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC736605

CommonNot Active

ContractActive

BrokerNot Active

Operating15 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage150,000 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

10

Interstate

0

Intrastate

0

CDL

10

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)1

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,650,000

Type91X

VerifiedFMCSA · 06/24/2026

CompanyUNITED FINANCIAL CASUALTY COMPANY

Policy #CA873782977

Last checked09/16/2026

Quick Facts

StatusActive

TypeCarrier

Fleet10 units

Drivers10

Mileage150,000 mi

Operating15 years

MCS-15005/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)1

Fatal0

Injury0

Tow-Away1

Driver Inspections

Total1

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2026

1 · 0 OOS -

Crashes

2026

1 crash -

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jan 2026, 1 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
04/03/2026	COLTON	CA	0	0	1	2	Severe Crosswinds	Dry	Dusk

Inspection Records (1)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
01/27/2026	CA	Driver-Only (Level III)	MT. PASS IF	0	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections1

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	TOPA INSURANCE COMPANY	COM 113261-00	$1,000,000	07/09/2014	05/10/2015	Cancelled
91X	BIPD/Primary	TOPA INSURANCE COMPANY	COM 113261-00	$1,000,000	05/10/2014	07/09/2014	Cancelled
91X	BIPD/Excess	GENERAL SECURITY INDEMNITY COMPANY	XA-000260-00	$900,000	05/09/2024	05/09/2025	Replaced
91X	BIPD/Primary	MANUFACTURERS ALLIANCE INSURANCE COMPANY	152401-15-33-76-9	$100,000	05/09/2024	05/09/2025	Replaced
91X	BIPD/Primary	REDWOOD FIRE AND CASUALTY INSURANCE CO.	01APM035103-01	$750,000	05/09/2023	05/09/2024	Cancelled
91X	BIPD/Primary	HUDSON INSURANCE COMPANY	BUI-011219	$1,000,000	05/09/2021	05/09/2023	Cancelled
91X	BIPD/Primary	THE INSURANCE CO OF THE STATE OF PENNSYLVANIA	TP9882443 05	$1,000,000	05/09/2020	05/09/2021	Cancelled
91X	BIPD/Primary	THE INSURANCE CO OF THE STATE OF PENNSYLVANIA	TP9882443 04	$750,000	05/09/2019	05/09/2020	Cancelled
91X	BIPD/Primary	THE INSURANCE CO OF THE STATE OF PENNSYLVANIA	TP9882443 03	$750,000	05/09/2018	05/09/2019	Cancelled
91X	BIPD/Primary	THE INSURANCE CO OF THE STATE OF PENNSYLVANIA	TP9882443 02	$750,000	05/09/2017	05/09/2018	Cancelled
91X	BIPD/Primary	GRANITE STATE INSURANCE CO.	TP9882443 01	$750,000	05/09/2016	05/09/2017	Cancelled
91X	BIPD/Primary	NATIONAL LIABILITY & FIRE INS CO.	73TRS049263	$750,000	05/09/2015	05/09/2016	Cancelled
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WPT1041485 01	$1,000,000	05/09/2013	05/09/2014	Cancelled
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WPT1041485 00	$1,000,000	05/09/2012	05/09/2013	Cancelled
91X	BIPD/Primary	PRAETORIAN INSURANCE COMPANY	P0009-108293	$750,000	02/04/2011	05/09/2012	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC736605	CONTRACT	INVOLUNTARY REVOCATION	06/12/2014	DISCONTINUED REVOCATION	06/17/2014
MC736605	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	05/28/2021	-	-
MC736605	CONTRACT	INVOLUNTARY REVOCATION	04/14/2014	DISCONTINUED REVOCATION	05/13/2014
MC736605	CONTRACT	INVOLUNTARY REVOCATION	04/13/2020	DISCONTINUED REVOCATION	05/11/2020
MC736605	CONTRACT	INVOLUNTARY REVOCATION	04/13/2015	DISCONTINUED REVOCATION	05/14/2015
MC736605	CONTRACT	INVOLUNTARY REVOCATION	04/12/2024	DISCONTINUED REVOCATION	05/02/2024
MC736605	CONTRACT	INVOLUNTARY REVOCATION	04/12/2023	DISCONTINUED REVOCATION	05/09/2023
MC736605	CONTRACT	INVOLUNTARY REVOCATION	04/12/2019	DISCONTINUED REVOCATION	05/01/2019
MC736605	CONTRACT	INVOLUNTARY REVOCATION	04/12/2018	DISCONTINUED REVOCATION	05/07/2018
MC736605	CONTRACT	INVOLUNTARY REVOCATION	04/12/2017	DISCONTINUED REVOCATION	05/08/2017
MC736605	CONTRACT	INVOLUNTARY REVOCATION	04/12/2016	DISCONTINUED REVOCATION	05/10/2016
MC736605	CONTRACT	INVOLUNTARY REVOCATION	04/12/2013	DISCONTINUED REVOCATION	04/29/2013
MC736605	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	02/10/2011	REVOKED	05/17/2021

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

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98/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 98

98

Starts at 100−2 totalFinal 98

Crashes on record (rate-adjusted)−2

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-2

Crashes on record (rate-adjusted)

Crash rate: 1 crash(es) across 10 vehicles (~0.1 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Where this company lands, risk scales

Crash history (rate-adjusted)−2 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 1 crash(es) across 10 vehicles (~0.1 per vehicle); none fatal. Scaled to fleet size and fatal severity.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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