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FRANK WATERMAN

Trust Score

Excellent Why this score?

Company CheckFRANK WATERMAN · DOT 1758475

DBA: D & F TRUCKING

27400 MAINE DR, LEBANON, MO, 65536

DOT# 1758475 MC# 688859 Lebanon, Missouri 16 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

4 events tracked · latest Apr 13, 2026 ↓ Show details ↓

Safety & compliance 4

Apr 13, 2026
Roadside inspection, 1 violation (no OOS).
Mar 30, 2026
Clean roadside inspection, no violations.
Jan 6, 2026
Clean roadside inspection, no violations.
Aug 25, 2025
Roadside inspection, 1 violation (no OOS).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address27400 MAINE DR, LEBANON, MO, 65536

Mailing AddressPO BOX 672, LEBANON, MO, 65536

Other Companies at This Address

Address27400 MAINE DR, LEBANON, MO 65536

Others here

Distinct phones

Active

Company	DOT	Phone	Status
FRANK WATERMAN this company	1758475	Sign in	Active
W2 TRUCKING LLC	1303669	Sign in	Active
HANK WATERMAN	2007617	Sign in	Inactive

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC688859

CommonActive

ContractNot Active

BrokerNot Active

Operating16 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 5.5 · 2 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage200,000 miles

Mileage Year2022

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review01/11/2016

Insurance

Amount$1,000,000

Type91X

Effective08/18/2017

CompanyPROGRESSIVE CASUALTY INSURANCE COMPANY

Policy #CA 4045829

Last checked09/11/2026

Quick Facts

StatusActive

TypeCarrier

Fleet2 units

Drivers2

Mileage200,000 mi

Operating16 years

MCS-15009/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total6

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total3

Out of Service0

OOS Rate0.0%

National Avg20.7%

Below National Average

Last FMCSA Review: 01/11/2016

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2025

3 · 0 OOS -

2026

3 · 0 OOS =

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Apr 2026, 6 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

11 roadside violations across 6 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 7 violations · 0 OOS

Unsafe Driving 3 violations · 0 OOS

Other (General) 1 violation · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (6)

Date	State	Level	Location	Violations	Vehicle Viol	HazMat
04/13/2026	MO	Walk-Around (Level II)	CALWOOD MO	1	1	-	▲Detail
03/30/2026	MO	Driver-Only (Level III)	WILLOW SPRINGS MO	0	0	-	▲Detail
01/06/2026	MO	Driver-Only (Level III)	WILLOW SPRINGS MO	0	0	-	▲Detail
08/25/2025	MO	Full (Level I)	NEW BLOOMFIELD MO	1	0	-	▲Detail
05/13/2025	AR	Full (Level I)	BATESVILLE AR	7	0	-	▲Detail
04/27/2025	MO	Driver-Only (Level III)	MONTGOMERY CITY MO	2	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections6

Vehicle Maintenance 2 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	SAGAMORE INSURANCE COMPANY	ST133467	$1,000,000	12/10/2009	10/26/2011	Cancelled
34	CARGO	SAGAMORE INSURANCE COMPANY	ST133467	$0	12/10/2009	10/26/2011	Cancelled
91X	BIPD/Primary	SAGAMORE INSURANCE COMPANY	ST133467	$750,000	10/26/2014	08/18/2015	Replaced
91X	BIPD/Primary	SAGAMORE INSURANCE COMPANY	ST133467	$750,000	10/26/2014	08/28/2015	Cancelled
91X	BIPD/Primary	SAGAMORE INSURANCE COMPANY	ST133467	$750,000	10/26/2013	10/26/2014	Cancelled
91X	BIPD/Primary	SAGAMORE INSURANCE COMPANY	ST133467	$1,000,000	10/26/2011	10/26/2013	Cancelled
91X	BIPD/Primary	SAGAMORE INSURANCE COMPANY	ST133467	$1,000,000	10/26/2009	12/10/2009	Cancelled
34	CARGO	SAGAMORE INSURANCE COMPANY	ST133467	$0	10/26/2009	12/10/2009	Cancelled
91X	BIPD/Primary	SAGAMORE INSURANCE COMPANY	ST189675	$750,000	08/18/2015	08/18/2017	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC688859	COMMON	INVOLUNTARY REVOCATION	11/13/2009	DISCONTINUED REVOCATION	11/23/2009
MC688859	MOTOR PROPERTY COMMON CARRIER	GRANTED	10/30/2009	-	-
MC688859	COMMON	INVOLUNTARY REVOCATION	09/30/2013	DISCONTINUED REVOCATION	10/25/2013
MC688859	COMMON	INVOLUNTARY REVOCATION	09/29/2014	DISCONTINUED REVOCATION	10/08/2014
MC688859	COMMON	INVOLUNTARY REVOCATION	09/29/2011	DISCONTINUED REVOCATION	10/11/2011
MC688859	COMMON	INVOLUNTARY REVOCATION	08/03/2015	DISCONTINUED REVOCATION	08/20/2015
MC688859	COMMON	INVOLUNTARY REVOCATION	07/24/2017	DISCONTINUED REVOCATION	08/01/2017

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

FRANK WATERMAN

Trust Score

Public record

Company Information

Contact Details

Other Companies at This Address

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (6)

Safety Performance Percentiles

Licensing & Insurance

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