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MICHAEL D LONG

Trust Score

Excellent Why this score?

Company CheckMICHAEL D LONG · DOT 1730824

DBA: AFFORDABLE MOVERS

3725 BAY TREE RD, LYNN HAVEN, FL, 32444

DOT# 1730824 MC# 642787 Lynn Haven, Florida 18 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

Not reported

Insurance

Satisfactory

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

2 events tracked · latest Nov 10, 2025 ↓ Show details ↓

Safety & compliance 2

Nov 10, 2025
Roadside inspection, 1 out-of-service violation.
Mar 17, 2025
Roadside inspection, 1 violation (no OOS).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address3725 BAY TREE RD, LYNN HAVEN, FL, 32444

Mailing Address3725 BAY TREE RD, LYNN HAVEN, FL, 32444

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC642787

CommonActive

ContractNot Active

BrokerNot Active

Operating18 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure .66 · 1 insp with violations

Below cutoff

Driver Fitness

measure 2.66 · 1 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage20,000 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)0

Fatal0

Driver OOS50.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review09/20/2010

Insurance

AmountNot reported

Type34

Effective06/15/2025

CompanyPENNSYLVANIA MANUF. ASSOC. INS.

Policy #812501-9215864Y-CCR

Last checked08/04/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage20,000 mi

Operating18 years

MCS-15002/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Safety RatingSatisfactory

Driver Inspections

Total2

Out of Service1

OOS Rate50.0%

National Avg5.5%

Above National Average

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Last FMCSA Review: 09/20/2010 | Rated: 09/21/2010

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2025

2 · 1 OOS -

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Nov 2025, 2 inspections, 1 resulted in out-of-service (50% OOS rate).

Driver Out-of-Service 1 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

4 roadside violations across 2 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Unsafe Driving 2 violations · 0 OOS

Hours-of-Service (HOS) Compliance 1 violation · 0 OOS

Driver Fitness 1 violation · 1 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (2)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
11/10/2025	FL	Driver-Only (Level III)	PANAMA CITY FL	3	1	0	1	0	0	-	▲Detail
03/17/2025	FL	Driver-Only (Level III)	PANAMA CITY FL	1	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections2

HOS Compliance 1 viols

Driver Fitness 1 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
34	CARGO	CAPACITY INSURANCE COMPANY	CTC01006215D	$0	09/15/2020	08/03/2021	Cancelled
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	TRK9479263	$750,000	08/18/2011	05/17/2012	Cancelled
34	CARGO	CAPACITY INSURANCE COMPANY	CTC01006215F	$0	08/03/2022	06/04/2023	Cancelled
34	CARGO	CAPACITY INSURANCE COMPANY	CTC01006215E	$0	08/03/2021	08/03/2022	Cancelled
34	CARGO	CAPACITY INSURANCE COMPANY	CTC01006215C	$0	08/03/2019	08/03/2020	Cancelled
34	CARGO	CAPACITY INSURANCE COMPANY	CTC01006215B	$0	08/03/2018	08/03/2019	Cancelled
91X	BIPD/Primary	INTEGON PREFERRED INSURANCE COMPANY	2005400667	$750,000	08/03/2017	08/03/2018	Cancelled
34	CARGO	CAPACITY INSURANCE COMPANY	CTC01006215A	$0	08/03/2017	08/03/2018	Cancelled
34	CARGO	PENNSYLVANIA MANUF. ASSOC. INS.	812301-9215864Y-CCR	$0	06/15/2023	06/15/2024	Cancelled
34	CARGO	PENNSYLVANIA MANUF. ASSOC. INS.	812301-9215864Y-CCR	$0	06/15/2023	05/15/2024	Replaced
34	CARGO	ADRIATIC INSURANCE COMPANY	MC 015191	$0	06/14/2008	04/09/2009	Cancelled
91X	BIPD/Primary	PROGRESSIVE EXPRESS INSURANCE COMPANY	CA 1569158	$750,000	05/17/2012	08/03/2017	Replaced
34	CARGO	PENNSYLVANIA MANUF. ASSOC. INS.	812401-9215864Y-CCR	$0	05/15/2024	05/15/2025	Cancelled
34	CARGO	PENNSYLVANIA MANUF. ASSOC. INS.	812401-9215864Y-CCR	$0	05/15/2024	05/01/2025	Replaced
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	BAP9479263	$750,000	05/02/2011	08/18/2011	Replaced
34	CARGO	PENNSYLVANIA MANUF. ASSOC. INS.	812401-9215864Y	$0	05/01/2025	06/15/2025	Cancelled
34	CARGO	GREAT AMERICAN INSURANCE CO.	IMP 3146023	$0	04/27/2011	03/13/2013	Cancelled
35	BIPD	AEQUICAP INSURANCE COMPANY	TC035456	$750,000	04/09/2011	04/06/2011	Cancelled
91X	BIPD/Primary	AEQUICAP INSURANCE COMPANY	TC035456	$750,000	04/09/2010	04/06/2011	Cancelled
34	CARGO	ADRIATIC INSURANCE COMPANY	MC017631	$0	04/09/2010	04/14/2011	Cancelled
34	CARGO	ADRIATIC INSURANCE COMPANY	MC016301	$0	04/09/2009	04/09/2010	Cancelled
91X	BIPD/Primary	AEQUICAP PROPERTY &CASUALTY INSURANCE COMPANY	CPA003261	$750,000	04/09/2009	04/09/2009	Replaced
91X	BIPD/Primary	AEQUICAP PROPERTY &CASUALTY INSURANCE COMPANY	CPA003261	$750,000	04/09/2009	04/09/2010	Cancelled
91X	BIPD/Primary	AEQUICAP INSURANCE COMPANY	TC032748	$750,000	04/09/2009	04/09/2009	Replaced
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 6375997	$750,000	04/09/2008	04/09/2009	Replaced
34	CARGO	ADRIATIC INSURANCE COMPANY	MC015191	$0	04/09/2008	06/29/2008	Cancelled
34	CARGO	ADRIATIC INSURANCE COMPANY	MC023581	$0	03/11/2017	08/03/2017	Replaced
34	CARGO	ADRIATIC INSURANCE COMPANY	MC022891	$0	03/11/2016	03/11/2017	Replaced
34	CARGO	ADRIATIC INSURANCE COMPANY	MC022089	$0	03/11/2015	03/11/2016	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC642787	HOUSEHOLD GOODS COMMON CARRIER	REINSTATED	09/16/2020	REVOKED	08/09/2021
MC642787	HOUSEHOLD GOODS COMMON CARRIER	REINSTATED	08/19/2021	REVOKED	06/12/2023
MC642787	HOUSEHOLD GOODS COMMON CARRIER	REINSTATED	08/04/2008	REVOKED	04/18/2011
MC642787	COMMON	INVOLUNTARY REVOCATION	07/10/2018	DISCONTINUED REVOCATION	08/07/2018
MC642787	COMMON	INVOLUNTARY REVOCATION	07/09/2018	DISCONTINUED REVOCATION	07/26/2018
MC642787	COMMON	INVOLUNTARY REVOCATION	07/08/2019	DISCONTINUED REVOCATION	08/01/2019
MC642787	COMMON	INVOLUNTARY REVOCATION	07/07/2022	DISCONTINUED REVOCATION	07/22/2022
MC642787	HOUSEHOLD GOODS COMMON CARRIER	REINSTATED	06/27/2023	-	-
MC642787	COMMON	INVOLUNTARY REVOCATION	05/20/2024	DISCONTINUED REVOCATION	05/21/2024
MC642787	HOUSEHOLD GOODS COMMON CARRIER	REINSTATED	05/04/2011	REVOKED	03/19/2013
MC642787	HOUSEHOLD GOODS COMMON CARRIER	GRANTED	04/25/2008	REVOKED	07/07/2008
MC642787	COMMON	INVOLUNTARY REVOCATION	04/20/2012	DISCONTINUED REVOCATION	04/30/2012
MC642787	COMMON	INVOLUNTARY REVOCATION	04/18/2025	DISCONTINUED REVOCATION	05/02/2025
MC642787	HOUSEHOLD GOODS COMMON CARRIER	REINSTATED	04/08/2015	REVOKED	08/10/2020
MC642787	COMMON	INVOLUNTARY REVOCATION	03/18/2011	DISCONTINUED REVOCATION	03/21/2011
MC642787	COMMON	INVOLUNTARY REVOCATION	03/15/2010	DISCONTINUED REVOCATION	04/15/2010
MC642787	COMMON	INVOLUNTARY REVOCATION	03/15/2010	DISCONTINUED REVOCATION	04/09/2010
MC642787	COMMON	INVOLUNTARY REVOCATION	03/13/2009	DISCONTINUED REVOCATION	04/10/2009

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

95/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 95

Starts at 100−5 totalFinal 95

Driver out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

-5

Driver out-of-service rate above national average

Driver OOS 50% vs national avg 5.51%.

Where this company lands, risk scales

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 50% vs national avg 5.51%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

MICHAEL D LONG

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (2)

Safety Performance Percentiles

Licensing & Insurance

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