← Back to Search

VALIDATED

LOADS-N-MORE INC

Trust Score

Excellent Why this score?

Company CheckLOADS-N-MORE INC · DOT 1674950

30358 US HWY 10, FRAZEE, MN, 56544

DOT# 1674950 MC# 603788 Frazee, Minnesota 19 years

BROKER

★★★★★ Ratings & reviews

Save to favorites Watch, alerts on changes Write a review Add a private note Download PDF report

Create free account →

Free • 30 seconds • Already a member? Log in

Power Units

Drivers

Crashes (24-Month)

None on file

Insurance

Not Rated

Safety Rating

Inspections

Is this your company? Claim your profile →

Just researching? Create a free account →

Deep records on this carrier, only on LoadWrap

Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

1 events tracked · latest Sep 19, 2026 ↓ Show details ↓

Insurance 1

Current
No active insurance on file.

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address30358 US HWY 10, FRAZEE, MN, 56544

Mailing Address30358 US HWY 10, FRAZEE, MN, 56544

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusNot on file

On File (FMCSA)None on file

VerifiedFMCSA · 06/07/2026

Required$75,000 (FMCSA min)

Last checked09/19/2026

TypeSurety Bond (BMC-84)

Surety / TrusteeGREAT AMERICAN INSURANCE CO.

Contact☎ (877) 377-2405
🌐 greatamericaninsurancegroup.com

Filings on record7

Bond cancelled Sep 12, 2023 by UNITED STATES FIRE INSURANCE CO.. This company's broker authority is not currently active. FMCSA requires every broker to keep a $75,000 bond on file; after a cancellation, operating authority is typically revoked within weeks. Confirm current status in FMCSA's official records before booking.

Bond history

UNITED STATES FIRE INSURANCE CO.Sep 2022 to Sep 2023 · CANCELLED

HUDSON INSURANCE COMPANYSep 2020 to Sep 2022 · replaced

GREAT AMERICAN INSURANCE CO.Oct 2013 to Oct 2015 · CANCELLED

GREAT AMERICAN INSURANCE CO.Dec 2012 to Oct 2013 · CANCELLED

1ST SECURITY FINANCIAL CORPORATIONJun 2010 to Apr 2011 · CANCELLED

Never get caught by a dead bond. Daily checks, same-day email alerts.

Watch this broker

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC603788

CommonNot Active

ContractNot Active

BrokerInactive

Operating19 years

Insurance

AmountNone on file

VerifiedFMCSA · 06/07/2026

Last checked09/19/2026

Quick Facts

StatusActive

TypeBroker

Operating19 years

MCS-15004/2023

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
84	SURETY	GREAT AMERICAN INSURANCE CO.	4014469	$0	12/04/2012	10/01/2013	Cancelled
84	SURETY	GREAT AMERICAN INSURANCE CO.	2463304	$0	10/01/2013	10/01/2015	Cancelled
84	SURETY	UNITED STATES FIRE INSURANCE CO.	615118039	$0	09/12/2022	09/12/2023	Cancelled
84	SURETY	HUDSON INSURANCE COMPANY	10097556	$0	09/12/2020	09/12/2022	Replaced
84	SURETY	HUDSON INSURANCE COMPANY	10097556	$0	09/12/2019	09/12/2020	Cancelled
85	TRUST FUND	1ST SECURITY FINANCIAL CORPORATION	NONE	$0	06/08/2010	04/10/2011	Cancelled
85	TRUST FUND	1ST SECURITY FINANCIAL CORPORATION	NONE	$0	05/25/2007	10/09/2009	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC603788	PROPERTY BROKER	REINSTATED	12/12/2012	REVOKED	07/10/2015
MC603788	BROKER	INVOLUNTARY REVOCATION	11/06/2013	DISCONTINUED REVOCATION	12/02/2013
MC603788	PROPERTY BROKER	REINSTATED	11/01/2019	REVOKED	09/18/2023
MC603788	BROKER	INVOLUNTARY REVOCATION	09/04/2013	DISCONTINUED REVOCATION	12/02/2013
MC603788	BROKER	INVOLUNTARY REVOCATION	08/17/2020	DISCONTINUED REVOCATION	08/24/2020
MC603788	BROKER	INVOLUNTARY REVOCATION	08/16/2022	DISCONTINUED REVOCATION	08/22/2022
MC603788	PROPERTY BROKER	REINSTATED	06/09/2010	REVOKED	04/18/2011
MC603788	PROPERTY BROKER	GRANTED	05/31/2007	REVOKED	10/19/2009

No revocation records.

Stay ahead of changes

You are checking 1ST SECURITY FINANCIAL CORPORATION today. We can keep watching them for you.

Authority gets revoked, insurance lapses, and a company that looks clean today can change overnight. Create an account, add this company to your list,
and the moment their authority, insurance, safety or contact details change, you see it on your dashboard, or get it by email with Pro.

Add them to your list

Keep this company and every partner you vet in one place you can come back to.

Get a change alert

The moment authority, insurance or safety status moves, you hear about it first.

See the full history

Trust Score over time and the complete authority and insurance timeline, not just today.

90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

−10

Starts at 100−10 totalFinal 90

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

LOADS-N-MORE INC

Trust Score

Public record

Company Information

Contact Details

Broker Surety Bond FMCSA BMC-84/85

Operating Authorities

Insurance

Quick Facts

Licensing & Insurance

You are checking 1ST SECURITY FINANCIAL CORPORATION today. We can keep watching them for you.

Add them to your list

Get a change alert

See the full history